What is Mvb Finl Corp's earnings per share (EPS)?

Mvb Finl Corp (MVBF) reported diluted earnings per share of $2.06 for fiscal year 2025. This represents a 34.6% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Mvb Finl Corp Financials

MVBF

Trailing 12 months to June 30, 2026

Revenue $183.1M +4.4% YoY

Net Income $38.8M +126.9% YoY

EPS (Diluted) $2.96 +127.7% YoY

Free Cash Flow -$37.6M -300.4% YoY

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 5, 2026 Currency USD FYE December

Mvb Finl Corp (MVBF) reported $183.1M in revenue over the twelve months to Jun 30, 2026, up 4.4% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI MVBF FY2025 2026-08-29

MVB Financial’s dominant mechanic is balance-sheet intermediation: high liabilities relative to equity, with earnings and cash generation fluctuating sharply.

FY2024’s net income of $20M coincided with operating cash flow of -$285K. In FY2025, net income rose to $27M, while operating cash flow recovered only to $4M, leaving cash conversion thin relative to reported earnings.

Liabilities were about nine-tenths of assets in FY2025, and debt-to-equity was 8.9x. Equity rose from $306M in FY2024 to $334M in FY2025, a modest capitalization improvement that did not materially alter the liability-funded model.

Revenue was $175M in FY2025, below $190M in FY2023. Net income nevertheless rose from $20M in FY2024 to $27M in FY2025, indicating improved earnings relative to the recent revenue base rather than a demonstrated pricing or mix shift.

Financial Health Signals

Financial Health Score 27/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Mvb Finl Corp's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

Growth

Capital

Efficiency

Credit Quality

Not available for Mvb Finl Corp, and counted as zero in the overall score.

Stability

Piotroski F-Score Partial

5/6

Mvb Finl Corp passes 5 of 6 computable financial strength tests (3 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 1 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Cash-Backed

N/A

Mvb Finl Corp reported $27K of net income while generating $4.0M in operating cash flow. The ratio between the two is outside the range this page publishes as a per-dollar figure, so both figures are given instead.

Key Financial Metrics

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Earnings & Revenue

Revenue

$175.3M

YoY-5.7%

5Y CAGR+16.9%

10Y CAGR+14.8%

Mvb Finl Corp generated $175.3M in revenue in fiscal year 2025. This represents a decrease of 5.7% from the prior year.

Net Income

$27K

YoY+33.0%

5Y CAGR-76.5%

10Y CAGR-42.5%

Mvb Finl Corp reported $27K in net income in fiscal year 2025. This represents an increase of 33.0% from the prior year.

EPS (Diluted)

$2.06

YoY+34.6%

Mvb Finl Corp earned $2.06 per diluted share (EPS) in fiscal year 2025. This represents an increase of 34.6% from the prior year.

EBITDA

Not reported for fiscal year 2025.

Cash & Balance Sheet

Free Cash Flow

$2.1M

YoY+210.9%

5Y CAGR-54.3%

Mvb Finl Corp generated $2.1M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 210.9% from the prior year.

Cash & Debt

$244.1M

YoY-23.2%

5Y CAGR-1.5%

10Y CAGR+23.7%

Mvb Finl Corp held $244.1M in cash as of fiscal year 2025; long-term debt is not reported for that period.

Dividends Per Share

$0.68

YoY0.0%

Mvb Finl Corp paid $0.68 per share in dividends in fiscal year 2025. That is unchanged from the prior year.

Shares Outstanding

13M

YoY-0.8%

Mvb Finl Corp had 13M shares outstanding in fiscal year 2025. This represents a decrease of 0.8% from the prior year.

Margins & Returns

Net Margin

0.0%

YoY0.0pp

5Y CAGR-46.5pp

10Y CAGR-15.4pp

Mvb Finl Corp's net profit margin was 0.0% in fiscal year 2025, showing the share of revenue converted to profit. That is unchanged from the prior year.

Return on Equity

0.0%

YoY0.0pp

5Y CAGR-15.6pp

10Y CAGR-5.9pp

Mvb Finl Corp's ROE was 0.0% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. That is unchanged from the prior year.

Gross Margin

Not reported for fiscal year 2025.

Operating Margin

Not reported for fiscal year 2025.

Capital Allocation

Share Buybacks

$10.2M

5Y CAGR-8.4%

Mvb Finl Corp spent $10.2M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

Capital Expenditures

$1.9M

YoY+18.2%

5Y CAGR-22.0%

10Y CAGR-1.2%

Mvb Finl Corp invested $1.9M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 18.2% from the prior year.

R&D Spending

Not reported for fiscal year 2025.

MVBF Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

MVBF quarterly income statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Revenue	$183.1M	$175.3M-5.7%	$185.8M-2.1%	$189.8M+50.7%	$126.0M+51.0%	$83.4M+3.7%	$80.5M+2266.3%	$3.4M+51.9%	$2.2M-2.0%	$2.3M+10.6%	$2.1M-95.3%	$44.1M+21.9%	$36.2M+31.4%	$27.5M+23.6%	$22.3M+17.1%	$19.0M
SG&A Expenses	N/A	$71.0M+4.5%	$68.0M+7.2%	$63.4M+1.3%	$62.5M+18.1%	$53.0M-14.1%	$61.6M+9.7%	$56.2M+21.5%	$46.2M+4.8%	$44.1M-2.5%	$45.2M+25.4%	$36.1M+29.9%	$27.8M+2.6%	$27.1M+192.1%	$9.3M+37.9%	$6.7M
Interest Expense	$78.7M	$67.9M-11.4%	$76.6M+15.2%	$66.5M+370.1%	$14.2M+125.7%	$6.3M-46.1%	$11.6M-49.4%	$23.0M+29.7%	$17.7M+43.9%	$12.3M+10.5%	$11.1M+20.7%	$9.2M+22.8%	$7.5M+44.8%	$5.2M+5.2%	$4.9M+0.6%	$4.9M
Income Tax	N/A	$9.9M+62.8%	$6.1M+20.3%	$5.1M+53.9%	$3.3M-65.8%	$9.6M+1.1%	$9.5M+12.8%	$8.4M+150.5%	$3.4M-29.1%	$4.8M+8.6%	$4.4M+51.7%	$2.9M+1063.7%	$248K-74.8%	$983K-41.0%	$1.7M+64.6%	$1.0M
Net Income	$38.8M	$27K+33.0%	$20K-34.7%	$31K+115.5%	$14K-62.8%	$39K-99.9%	$37.4M+38.6%	$27.0M+124.9%	$12.0M+58.5%	$7.6M-41.3%	$12.9M+89.4%	$6.8M+227.8%	$2.1M-48.3%	$4.0M-3.6%	$4.2M+54.3%	$2.7M
EPS (Diluted)	$2.96	$2.06+34.6%	$1.53-36.3%	$2.40+105.1%	$1.17-62.3%	$3.10	$3.06+39.1%	$2.20+120.0%	$1.00+47.1%	$0.68-48.1%	$1.31+70.1%	$0.77+250.0%	$0.22-61.4%	$0.57	$0.90	$1.21

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Revenue	$48.6M+8.5%	$44.8M-1.6%	$45.5M+2.9%	$44.2M+4.3%	$42.4M-2.0%	$43.2M+0.4%	$43.1M-7.7%	$46.6M
SG&A Expenses	$17.6M+9.2%	$16.2M	N/A	$21.4M+35.4%	$15.8M-3.7%	$16.4M	N/A	$16.7M
Interest Expense	$16.3M-0.1%	$16.3M-42.5%	$28.4M+60.8%	$17.6M+6.3%	$16.6M+0.3%	$16.6M-33.5%	$24.9M+24.3%	$20.0M
Income Tax	$3.7M+147.0%	$1.5M	N/A	$6.3M+440.5%	$1.2M-6.7%	$1.2M	N/A	$642K
Net Income	$12.3M+136.3%	$5.2M+22.7%	$4.2M-75.3%	$17.1M+755.9%	$2.0M-44.0%	$3.6M-62.1%	$9.4M+353.8%	$2.1M
EPS (Diluted)	$0.93+138.5%	$0.39+21.9%	$0.32-75.8%	$1.32+780.0%	$0.15-44.4%	$0.27-62.5%	$0.72+350.0%	$0.16

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income.

MVBF Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

MVBF quarterly balance sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Total Assets	$3.3B+5.8%	$3.1B-5.6%	$3.3B+8.0%	$3.1B+9.9%	$2.8B+19.8%	$2.3B+19.9%	$1.9B+11.0%	$1.8B+14.1%	$1.5B+8.1%	$1.4B+2.5%	$1.4B+24.7%	$1.1B+12.5%	$987.1M+35.8%	$726.8M+36.2%	$533.5M
Cash & Equivalents	$244.1M-23.2%	$317.9M-20.2%	$398.2M+888.7%	$40.3M-86.9%	$307.4M+16.5%	$263.9M+842.4%	$28.0M+26.0%	$22.2M+9.4%	$20.3M+17.1%	$17.3M-40.5%	$29.1M-3.1%	$30.1M-24.5%	$39.8M+57.2%	$25.3M+152.4%	$10.0M
Goodwill	$1.2M-57.7%	$2.8M0.0%	$2.8M0.0%	$2.8M-28.8%	$4.0M+69.7%	$2.4M-88.0%	$19.6M+6.2%	$18.5M0.0%	$18.5M0.0%	$18.5M0.0%	$18.5M+3.9%	$17.8M0.0%	$17.8M0.0%	$17.8M+1882.1%	$897K
Total Liabilities	$3.0B+5.4%	$2.8B-6.7%	$3.0B+7.7%	$2.8B+11.5%	$2.5B+20.3%	$2.1B+20.8%	$1.7B+10.0%	$1.6B+13.7%	$1.4B+8.7%	$1.3B+0.3%	$1.3B+26.8%	$1.0B+12.1%	$893.0M+35.5%	$659.2M+35.7%	$485.7M
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A	$227.0M-2.3%	$232.4M+25.2%	$185.7M+49.2%	$124.4M-42.6%	$216.7M+60.8%	$134.8M+1936.7%	$6.6M+60.5%	$4.1M0.0%	$4.1M
Total Equity	$334.0M+9.3%	$305.7M+5.6%	$289.4M+10.8%	$261.1M-4.8%	$274.3M+14.6%	$239.5M+13.0%	$211.9M+19.9%	$176.8M+17.7%	$150.2M+3.1%	$145.6M+26.9%	$114.7M+4.8%	$109.4M+16.4%	$94.0M+39.2%	$67.5M+41.5%	$47.7M
Retained Earnings	$190.4M+10.6%	$172.2M+7.0%	$160.9M+11.0%	$144.9M+4.8%	$138.2M+31.4%	$105.2M+45.1%	$72.5M+50.2%	$48.3M+29.6%	$37.2M+19.4%	$31.2M+55.5%	$20.1M+38.7%	$14.5M+8.3%	$13.3M+34.2%	$9.9M+59.9%	$6.2M

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Total Assets	$3.5B+6.7%	$3.3B+0.4%	$3.3B+2.3%	$3.2B+0.3%	$3.2B+6.8%	$3.0B-3.5%	$3.1B-8.5%	$3.4B
Cash & Equivalents	$312.6M+76.0%	$177.6M-27.2%	$244.1M-18.6%	$300.0M-24.9%	$399.4M+58.8%	$251.4M-20.9%	$317.9M-48.0%	$610.9M
Goodwill	$1.2M0.0%	$1.2M0.0%	$1.2M0.0%	$1.2M0.0%	$1.2M0.0%	$1.2M-57.7%	$2.8M0.0%	$2.8M
Total Liabilities	$3.2B+7.2%	$3.0B+0.4%	$3.0B+2.4%	$2.9B-0.6%	$2.9B+7.8%	$2.7B-4.0%	$2.8B-9.4%	$3.1B
Total Equity	$344.5M+2.9%	$334.9M+0.3%	$334.0M+1.9%	$327.8M+8.4%	$302.3M-2.5%	$310.1M+1.4%	$305.7M+0.9%	$303.1M
Retained Earnings	$203.5M+5.2%	$193.4M+1.6%	$190.4M+1.1%	$188.3M+8.7%	$173.3M-0.1%	$173.6M+0.8%	$172.2M+4.4%	$165.0M

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Long-Term Debt.

MVBF Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

MVBF quarterly cash flow statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Operating Cash Flow	-$35.7M	$4.0M+1513.3%	-$285K-100.5%	$58.2M+692.0%	$7.4M-78.9%	$34.8M-69.0%	$112.2M+1492.1%	-$8.1M-220.4%	$6.7M-79.8%	$33.1M+31.1%	$25.3M+210.3%	-$22.9M-193.8%	$24.4M+2016.2%	$1.2M+110.8%	-$10.6M-1336.0%	-$741K
Capital Expenditures	$1.9M	$1.9M+18.2%	$1.6M-15.4%	$1.9M-37.0%	$3.0M-37.5%	$4.9M-26.5%	$6.6M+223.9%	$2.0M-24.2%	$2.7M-40.1%	$4.5M+169.5%	$1.7M-22.5%	$2.2M-78.0%	$9.8M+50.7%	$6.5M+68.5%	$3.9M+476.8%	$669K
Free Cash Flow	-$37.6M	$2.1M+210.9%	-$1.9M-103.4%	$56.3M+1206.1%	$4.3M-85.6%	$29.9M-71.6%	$105.6M+1145.3%	-$10.1M-352.5%	$4.0M-86.0%	$28.6M+21.3%	$23.6M+194.2%	-$25.1M-271.3%	$14.6M+373.5%	-$5.3M+63.1%	-$14.5M-928.4%	-$1.4M
Investing Cash Flow	-$328.4M	-$208.6M-244.4%	$144.5M+63.7%	$88.2M+115.5%	-$571.1M+0.1%	-$572.0M-94.5%	-$294.1M-145.0%	-$120.1M+42.8%	-$210.0M-54.3%	-$136.1M	N/A	N/A	N/A	N/A	-$101.6M+7.0%	-$109.3M
Financing Cash Flow	$277.3M	$130.8M+158.3%	-$224.5M-206.2%	$211.5M-28.7%	$296.6M-48.9%	$580.7M+39.0%	$417.8M+212.0%	$133.9M-34.7%	$205.2M+93.7%	$105.9M	N/A	N/A	N/A	N/A	$124.1M+6.9%	$116.1M
Dividends Paid	$8.6M	$8.7M-0.7%	$8.8M+1.5%	$8.6M+3.4%	$8.4M+38.4%	$6.0M+41.2%	$4.3M+86.7%	$2.3M+87.7%	$1.2M+18.1%	$1.0M+59.9%	$646K+0.8%	$641K+0.8%	$636K+18.4%	$537K+74.9%	$307K+40.8%	$218K
Share Buybacks	N/A	$10.2M	$0	$0	$0	$0-100.0%	$15.7M	$0	$0	N/A	N/A	N/A	N/A	N/A	N/A	$78K

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Operating Cash Flow	$5.2M+122.2%	-$23.3M-55.6%	-$15.0M-484.0%	-$2.6M-134.5%	$7.4M-47.3%	$14.1M+234.0%	-$10.5M-222.1%	$8.6M
Capital Expenditures	$329K+135.0%	$140K-72.4%	$508K-46.8%	$955K+400.0%	$191K-26.8%	$261K+94.8%	$134K-56.6%	$309K
Free Cash Flow	$4.9M+120.7%	-$23.4M-51.4%	-$15.5M-340.0%	-$3.5M-148.6%	$7.2M-47.7%	$13.9M+229.8%	-$10.7M-228.2%	$8.3M
Investing Cash Flow	-$80.1M-1.9%	-$78.6M+26.5%	-$107.0M-70.6%	-$62.7M+10.5%	-$70.1M-324.3%	$31.3M+5.9%	$29.5M+6.3%	$27.8M
Financing Cash Flow	$209.9M+492.3%	$35.4M-46.4%	$66.1M+294.1%	-$34.0M-116.2%	$210.6M+288.3%	-$111.9M+64.1%	-$312.0M-362.2%	$119.0M
Dividends Paid	$2.2M-0.8%	$2.2M+1.1%	$2.2M+1.2%	$2.1M-3.3%	$2.2M+0.4%	$2.2M-1.6%	$2.2M-63.0%	$6.1M
Share Buybacks	N/A	N/A	$142K-96.1%	$3.6M	N/A	N/A	$0	$0

MVBF Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples.

MVBF quarterly financial ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Net Margin	0.0%0.0pp	0.0%0.0pp	0.0%0.0pp	0.0%0.0pp	0.1%-46.5pp	46.5%	793.9%	536.3%	331.8%	625.6%	15.5%+9.7pp	5.8%-8.9pp	14.6%-4.1pp	18.7%+4.5pp	14.2%
Return on Equity	0.0%0.0pp	0.0%0.0pp	0.0%0.0pp	0.0%0.0pp	0.0%-15.6pp	15.6%+2.9pp	12.7%+6.0pp	6.8%+1.8pp	5.0%-3.8pp	8.9%+2.9pp	5.9%+4.0pp	1.9%-2.4pp	4.3%-1.9pp	6.2%+0.5pp	5.7%
Return on Assets	0.0%0.0pp	0.0%0.0pp	0.0%0.0pp	0.0%0.0pp	0.0%-1.6pp	1.6%+0.2pp	1.4%+0.7pp	0.7%+0.2pp	0.5%-0.4pp	0.9%+0.4pp	0.5%+0.3pp	0.2%-0.2pp	0.4%-0.2pp	0.6%+0.1pp	0.5%
Debt-to-Equity	8.91-0.3x	9.23-1.2x	10.45-0.3x	10.75+1.6x	9.18+0.4x	8.74+7.7x	1.07-0.2x	1.31+0.1x	1.24+0.4x	0.85-1.0x	1.89+0.7x	1.23+1.2x	0.070.0x	0.060.0x	0.09
FCF Margin	1.2%+2.2pp	-1.0%-30.7pp	29.7%+26.3pp	3.4%-32.5pp	35.9%	131.3%	-297.2%	178.8%	1253.8%	1143.2%	-56.8%-97.2pp	40.4%+59.9pp	-19.4%+45.7pp	-65.2%-57.7pp	-7.4%

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Net Margin	25.2%+13.6pp	11.6%+2.3pp	9.3%-29.5pp	38.8%+34.0pp	4.7%-3.5pp	8.3%-13.7pp	21.9%+17.5pp	4.5%
Return on Equity	3.6%+2.0pp	1.6%+0.3pp	1.3%-4.0pp	5.2%+4.6pp	0.7%-0.5pp	1.1%-1.9pp	3.1%+2.4pp	0.7%
Return on Assets	0.4%+0.2pp	0.2%0.0pp	0.1%-0.4pp	0.5%+0.5pp	0.1%-0.1pp	0.1%-0.2pp	0.3%+0.2pp	0.1%
Debt-to-Equity	9.29+0.4x	8.920.0x	8.910.0x	8.86-0.8x	9.66+0.9x	8.74-0.5x	9.23-1.0x	10.28
FCF Margin	10.0%+62.4pp	-52.4%-18.3pp	-34.0%-26.1pp	-8.0%-25.1pp	17.1%-15.0pp	32.1%+56.9pp	-24.8%-42.7pp	17.9%

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

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Where Mvb Finl Corp Ranks

Frequently Asked Questions

What is Mvb Finl Corp's annual revenue?

Mvb Finl Corp (MVBF) reported $175.3M in total revenue for fiscal year 2025. This represents a -5.7% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Mvb Finl Corp's revenue growing?

Mvb Finl Corp (MVBF) revenue declined by 5.7% year-over-year, from $185.8M to $175.3M in fiscal year 2025.

Is Mvb Finl Corp profitable?

Yes, Mvb Finl Corp (MVBF) reported a net income of $27K in fiscal year 2025, with a net profit margin of 0.0%.

What is Mvb Finl Corp's net profit margin?

Mvb Finl Corp (MVBF) had a net profit margin of 0.0% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Mvb Finl Corp pay dividends?

Yes, Mvb Finl Corp (MVBF) paid $0.68 per share in dividends during fiscal year 2025.

What is Mvb Finl Corp's return on equity (ROE)?

Mvb Finl Corp (MVBF) has a return on equity of 0.0% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Mvb Finl Corp's free cash flow?

Mvb Finl Corp (MVBF) generated $2.1M in free cash flow during fiscal year 2025. This represents a 210.9% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Mvb Finl Corp's operating cash flow?

Mvb Finl Corp (MVBF) generated $4.0M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Mvb Finl Corp's total assets?

Mvb Finl Corp (MVBF) had $3.3B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Mvb Finl Corp's capital expenditures?

Mvb Finl Corp (MVBF) invested $1.9M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does Mvb Finl Corp buy back shares?

Yes, Mvb Finl Corp (MVBF) spent $10.2M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Mvb Finl Corp have outstanding?

Mvb Finl Corp (MVBF) had 13M shares outstanding as of fiscal year 2025.

What is Mvb Finl Corp's debt-to-equity ratio?

Mvb Finl Corp (MVBF) had a debt-to-equity ratio of 8.91 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Mvb Finl Corp's return on assets (ROA)?

Mvb Finl Corp (MVBF) had a return on assets of 0.0% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Mvb Finl Corp's Piotroski F-Score?

Mvb Finl Corp (MVBF) has a Piotroski F-Score of 5 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Mvb Finl Corp's earnings high quality?

Mvb Finl Corp (MVBF) reported $27K of net income while generating $4.0M in operating cash flow. The ratio between the two is outside the range this page publishes as a per-dollar figure, so both figures are given instead. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Mvb Finl Corp?

Mvb Finl Corp (MVBF) scores 27 out of 100 on our Financial Health Score, indicating weak standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.