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MVB Financial (NASDAQ: MVBF) risk chief gets RSU awards, handles tax withholding

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4/A

Rhea-AI Filing Summary

MVB Financial Corp Chief Risk and Legal Officer Joseph Ryan Rodriguez reported compensation-related equity moves, not open-market trading. On May 1, 2026, he received time-based RSU awards of 4,781 and 3,978 units and exercised 1,616 RSUs into common stock. The company withheld 469 shares at $25.68 per share to cover tax obligations. Following these transactions, he directly holds 10,304 common shares, including 42 acquired through MVB's Dividend Reinvestment Plan, plus unvested RSUs under a three-year graded vesting schedule.

Positive

  • None.

Negative

  • None.
Insider Rodriguez Joseph Ryan
Role Chief Risk and Legal Officer
Type Security Shares Price Value
Exercise RSU - Time-Vested Award 1,616 $0.00 --
Grant/Award RSU - Time-Vested Award 3,978 $0.00 --
Grant/Award RSU - Time-Vested Award 4,781 $0.00 --
Exercise Common Stock 1,658 $0.00 --
Tax Withholding Common Stock 469 $25.68 $12K
Holdings After Transaction: RSU - Time-Vested Award — 3,232 shares (Direct, null); Common Stock — 10,304 shares (Direct, null)
Footnotes (1)
  1. 1/3 of the time-based restricted stock units, granted May 1, 2025, have vested and shares are being issued. This total includes 42 shares acquired through MVB's Dividend Reinvestment Plan. The restricted units were granted pursuant to the 2022 Stock Incentive Plan and have a three-year graded vesting schedule assuming continued employment with the Company. RSUs awarded on May 1, 2026 that vest over a three-year period beginning on May 1, 2027.
Tax-withheld shares 469 shares Common stock withheld for taxes at $25.68 on May 1, 2026
Tax-withholding price $25.68 per share Price used for 469 tax-withheld shares
Common shares after transactions 10,304 shares Direct common stock holdings following reported transactions
RSU grant 1 4,781 units Time-vested RSU award granted May 1, 2026
RSU grant 2 3,978 units Additional time-vested RSU award granted May 1, 2026
RSUs exercised 1,616 units Time-based RSUs exercised into common stock on May 1, 2026
Dividend reinvestment shares 42 shares Included within total common holdings via Dividend Reinvestment Plan
restricted stock units financial
"1/3 of the time-based restricted stock units, granted May 1, 2025, have vested"
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
Dividend Reinvestment Plan financial
"This total includes 42 shares acquired through MVB's Dividend Reinvestment Plan."
A dividend reinvestment plan lets shareholders automatically use cash dividends to buy more shares of the same company instead of receiving the money. It matters to investors because it turns regular payouts into a steady way to grow ownership and take advantage of compound returns—like having your savings automatically buy additional slices of a pie over time—while often reducing transaction costs and smoothing purchase timing.
2022 Stock Incentive Plan financial
"The restricted units were granted pursuant to the 2022 Stock Incentive Plan"
three-year graded vesting schedule financial
"and have a three-year graded vesting schedule assuming continued employment"
tax-withholding disposition financial
"Payment of exercise price or tax liability by delivering securities"
A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.
RSUs awarded financial
"RSUs awarded on May 1, 2026 that vest over a three-year period"
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Rodriguez Joseph Ryan

(Last)(First)(Middle)
11 S MISSION HILLS CIR.

(Street)
ROGERS ARKANSAS 72758

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
MVB FINANCIAL CORP [ MVBF ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
Chief Risk and Legal Officer
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/01/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)
05/05/2026
Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock05/01/202605/01/2026M(1)1,658(2)A$010,304D
Common Stock05/01/202605/01/2026F469D$25.689,835D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
RSU - Time-Vested Award$005/01/202605/01/2026M1,61605/01/2026 (3)Common Stock1,616$03,232D
RSU - Time-Vested Award$005/01/202605/01/2026A3,97805/01/2027 (3)Common Stock3,978$03,978D
RSU - Time-Vested Award$005/01/202605/01/2026A4,78105/01/2027 (4)Common Stock4,781$04,781D
Explanation of Responses:
1. 1/3 of the time-based restricted stock units, granted May 1, 2025, have vested and shares are being issued.
2. This total includes 42 shares acquired through MVB's Dividend Reinvestment Plan.
3. The restricted units were granted pursuant to the 2022 Stock Incentive Plan and have a three-year graded vesting schedule assuming continued employment with the Company.
4. RSUs awarded on May 1, 2026 that vest over a three-year period beginning on May 1, 2027.
Remarks:
Lisa J McCormick by POA from Joseph Ryan Rodriguez05/05/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

How many MVB Financial Corp (MVBF) RSUs were granted to Joseph Ryan Rodriguez?

He received two time-based RSU awards of 4,781 and 3,978 units. These restricted stock units were granted under the 2022 Stock Incentive Plan and vest over three years, beginning May 1, 2027, assuming continued employment with MVB Financial Corp (MVBF).

What RSU vesting and exercises occurred in this MVBF Form 4/A?

One-third of prior time-based RSUs granted May 1, 2025 vested, leading to the exercise of 1,616 RSUs into common stock. This increased Joseph Ryan Rodriguez’s direct share ownership in MVB Financial Corp (MVBF) without involving open-market purchases.

How many MVB Financial Corp (MVBF) shares were withheld for taxes?

A total of 469 common shares were withheld at $25.68 per share to satisfy tax obligations. This tax-withholding disposition is coded “F” and is not an open-market sale of MVB Financial Corp (MVBF) shares.

What are Joseph Ryan Rodriguez’s MVBF share holdings after these transactions?

After the reported transactions, he directly holds 10,304 common shares, including 42 acquired through MVB’s Dividend Reinvestment Plan. He also holds unvested RSUs under a three-year graded vesting schedule with MVB Financial Corp (MVBF).

Do these MVBF Form 4/A transactions indicate insider buying or selling?

No open-market buying or selling occurred. The filing reflects RSU grants, RSU vesting, derivative exercises, and tax-withholding dispositions. These are standard equity compensation events for an executive of MVB Financial Corp (MVBF).