MVB Financial (MVBF) CFO receives 3,825 time-vested RSUs under 2022 plan

Rhea-AI Filing Summary

Sumbs Michael Robert reported acquisition or exercise transactions in this Form 4 filing.

MVB Financial Corp’s Chief Financial Officer Michael Robert Sumbs received a grant of 3,825 restricted stock units as equity compensation. The RSUs were awarded at no cash cost to him and each unit represents one share of common stock if and when it vests.

The award was granted under the company’s 2022 Stock Incentive Plan and follows a three-year graded vesting schedule, conditioned on his continued employment with the company. After this grant, his reported direct holdings of these time-vested RSUs total 3,825 units.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Sumbs Michael Robert

Role Chief Financial Officer

Type	Security	Shares	Price	Value
Grant/Award	RSU - Time-Vested Award	3,825	$0.00	--

Holdings After Transaction: RSU - Time-Vested Award — 3,825 shares (Direct, null)

Footnotes (1)

1. [object Object]

Key Figures

RSUs granted: 3,825 units Grant price: $0.00 per unit Underlying shares: 3,825 shares +2 more

5 metrics

RSUs granted 3,825 units Time-vested RSU award to CFO on May 1, 2026

Grant price $0.00 per unit Compensation award, not open-market purchase

Underlying shares 3,825 shares Common stock underlying the RSUs

Vesting schedule Three-year graded vesting Contingent on continued employment with the company

Holding after grant 3,825 RSUs Total direct RSU holdings reported following transaction

Key Terms

restricted stock units, three-year graded vesting schedule, 2022 Stock Incentive Plan, RSU - Time-Vested Award

4 terms

restricted stock units financial

"The restricted stock units were granted pursuant to the 2022 Stock Incentive Plan"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

three-year graded vesting schedule financial

"and have a three-year graded vesting schedule assuming continued employment"

2022 Stock Incentive Plan financial

"The restricted stock units were granted pursuant to the 2022 Stock Incentive Plan"

RSU - Time-Vested Award financial

"security_title: RSU - Time-Vested Award"

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Sumbs Michael Robert

(Last) (First) (Middle)

408 HILLANDALE DR.

(Street)

RALEIGH NORTH CAROLINA 27609

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
MVB FINANCIAL CORP [ MVBF ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Financial Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/01/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
RSU - Time-Vested Award	$0	05/01/2026	05/01/2026	A		3,825		05/01/2027	(1)	Common Stock	3,825	$0	3,825	D

Explanation of Responses:

1. The restricted stock units were granted pursuant to the 2022 Stock Incentive Plan and have a three-year graded vesting schedule assuming continued employment with the Company.

Remarks:

	Lisa J. McCormick, by POA from Michael Robert Sumbs	05/05/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did MVB Financial (MVBF) report for its CFO?

MVB Financial reported that its Chief Financial Officer, Michael Robert Sumbs, received 3,825 restricted stock units as an equity award. These RSUs are compensation, not an open-market purchase, and will convert into common shares only as they vest over time.

How many RSUs were granted to the MVBF CFO in this Form 4 filing?

The CFO was granted 3,825 restricted stock units. Each RSU represents the right to receive one share of MVB Financial common stock upon vesting, giving him potential future ownership if the vesting conditions tied to continued employment are satisfied.

At what price were the MVBF CFO’s RSUs granted in this award?

The restricted stock units were granted at a stated price of $0.00 per unit. This reflects that they are compensation awards, not shares purchased in the market, and their value depends on MVB Financial’s share price when they vest and settle.

What is the vesting schedule for the MVBF CFO’s new RSU award?

The RSUs follow a three-year graded vesting schedule under the 2022 Stock Incentive Plan. Vesting depends on the CFO’s continued employment with MVB Financial, so portions of the 3,825-unit award become earned over three years rather than all at once.

Under which plan were the MVBF CFO’s restricted stock units granted?

The 3,825 restricted stock units were granted pursuant to MVB Financial’s 2022 Stock Incentive Plan. This plan provides equity-based compensation, and the CFO’s award includes a three-year graded vesting schedule that rewards ongoing service with the company over time.