First Western Financial (MYFW) details Q4 2025 results and investor call

Rhea-AI Filing Summary

First Western Financial, Inc. furnished an update on its financial results for the fourth quarter ended December 31, 2025. The company issued a press release detailing these results, which is attached as Exhibit 99.1.

The company also scheduled an investor call and webcast for January 23, 2026 at 10:00 a.m. Mountain Time to discuss its fourth quarter 2025 performance. An earnings presentation with additional information is provided as Exhibit 99.2. Both exhibits are furnished, not filed, under the securities laws.

8-K Event Classification

3 items: 2.02, 7.01, 9.01

3 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): January 22, 2026

FIRST WESTERN FINANCIAL, INC.

(Exact name of registrant as specified in its charter)

Colorado			001-38595			37-1442266
(State or other jurisdiction of incorporation or organization)			(Commission File Number)			(I.R.S. Employer Identification No.)
1900 16th Street, Suite 1200 Denver, Colorado						80202
(Address of principal executive offices)						(Zip Code)

Registrant’s telephone number, including area code: 303.531.8100

Former name or former address, if changed since last report: Not Applicable

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

o			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
o			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
o			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
o			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

o			Emerging growth company
o			If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbol			Name of each exchange on which registered
Common Stock, no par value			MYFW			NASDAQ Stock Market LLC

Item 2.02    Results of Operations and Financial Condition.

On January 22, 2026, First Western Financial, Inc. (the “Company”) issued a press release announcing its financial results for the fourth quarter ended December 31, 2025. A copy of the press release is furnished as Exhibit 99.1 and is incorporated by reference herein.

The information in this Item 2.02, including Exhibit 99.1, is being furnished pursuant to Item 2.02 of Form 8-K and shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to liabilities of that section, nor shall it be deemed incorporated by reference into any filing under the Securities Act of 1933, as amended (the “Securities Act”), or the Exchange Act, unless specifically identified therein as being incorporated therein by reference.

Item 7.01    Regulation FD Disclosure.

The Company intends to hold an investor call and webcast to discuss its financial results for the fourth quarter ended December 31, 2025 on Friday, January 23, 2026, at 10:00 a.m. Mountain Time. The Company’s presentation to analysts and investors contains additional information about the Company’s financial results for the fourth quarter ended December 31, 2025 and is furnished as Exhibit 99.2 and is incorporated by reference herein.

The information in this Item 7.01, including Exhibit 99.2, is being furnished pursuant to Item 7.01 of Form 8-K and shall not be deemed “filed” for purposes of Section 18 of the Exchange Act, or otherwise subject to liabilities of that section, nor shall it be deemed incorporated by reference into any filing under the Securities Act or the Exchange Act, unless specifically identified therein as being incorporated therein by reference.

Item 9.01    Financial Statements and Exhibits.

(d)    Exhibits.

Exhibit Number						Description
99.1						Press Release issued by First Western Financial, Inc. dated January 22, 2026
99.2						First Western Financial, Inc. Earnings Presentation
104						Cover Page Interactive Data File (the cover page XBRL tags are embedded in the Inline XBRL document)

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

						FIRST WESTERN FINANCIAL, INC.
Date: January 22, 2026						By: /s/ Scott C. Wylie
						Scott C. Wylie
						Chairman, Chief Executive Officer and President

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FAQ

What did First Western Financial, Inc. (MYFW) disclose in this 8-K?

First Western Financial, Inc. furnished a press release and an earnings presentation describing its financial results for the fourth quarter ended December 31, 2025.

Which period’s results does MYFW discuss in this filing?

The materials relate to First Western Financial, Inc.’s financial results for the fourth quarter ended December 31, 2025.

Is the MYFW Q4 2025 earnings press release included with this filing?

Yes. The Q4 2025 earnings press release is attached as Exhibit 99.1 and is incorporated by reference in the filing.

Does First Western Financial, Inc. provide an earnings presentation for Q4 2025?

Yes. An earnings presentation with additional details on Q4 2025 results is furnished as Exhibit 99.2.

When is the MYFW investor call to discuss Q4 2025 results?

First Western Financial, Inc. plans to hold an investor call and webcast on January 23, 2026 at 10:00 a.m. Mountain Time to discuss its fourth quarter 2025 results.

Are the MYFW Q4 2025 exhibits considered filed or furnished?

The Q4 2025 press release (Exhibit 99.1) and earnings presentation (Exhibit 99.2) are being furnished, not filed, and therefore are not subject to Section 18 liability unless specifically incorporated into another filing.