First Western Financial, Inc. SEC filings document the regulatory record of a financial services holding company and its First Western Trust private trust bank platform. Form 8-K reports cover quarterly results, Regulation FD investor presentations, and capital actions such as common stock repurchase authorizations, including related banking regulatory notices when applicable.
Proxy materials disclose board matters, shareholder voting items, executive compensation, equity awards, and governance practices. Together, the filings describe the company's operating performance, capital structure, public-company controls, and recurring disclosure obligations tied to its wealth management, banking, lending, trust, investment management, and mortgage activities.
First Western Financial, Inc. (MYFW) furnished an investor presentation as Exhibit 99.1 in an Item 7.01 Form 8-K. The materials may be used in meetings with investors and analysts during the fiscal year ending December 31, 2025.
The presentation is furnished under Regulation FD and shall not be deemed “filed” for purposes of Section 18 of the Exchange Act, nor incorporated by reference into other filings except if expressly referenced.
First Western Financial, Inc. reported higher profitability and balance sheet growth for the period ended September 30, 2025. Quarterly net income available to common shareholders was $3.2 million, up from $2.1 million a year earlier, and year-to-date net income rose to $9.9 million from $5.7 million.
Total assets increased to $3.24 billion from $2.92 billion, driven by loan growth to $2.59 billion and a larger securities portfolio. Deposits grew to $2.85 billion, with interest-bearing balances comprising the majority. Net interest income improved both for the quarter and year-to-date as interest income outpaced interest expense.
The allowance for credit losses on loans increased to $21.0 million, reflecting higher provisions and some charge-offs, while non-accrual and collateral-dependent loans rose, mainly in commercial and industrial and real estate-related categories. Other real estate owned declined substantially as properties were sold at a gain earlier in the year. Shareholders’ equity increased to $261.5 million, supported by retained earnings despite other comprehensive losses from securities and hedging valuation changes.
First Western Financial (MYFW) furnished an update on its quarterly reporting. The company announced it issued a press release with financial results for the third quarter ended September 30, 2025, and will host an investor call and webcast on October 24, 2025 at 10:00 a.m. Mountain Time.
The press release is provided as Exhibit 99.1 and an earnings presentation as Exhibit 99.2. The information under Items 2.02 and 7.01 is being furnished and is not deemed filed under the Exchange Act.
North Reef Capital and related persons report holding 545,722 shares of First Western Financial common stock, representing 5.6% of the class. The filing shows that these shares are subject to shared voting and shared dispositive power, with no sole voting or dispositive authority reported. The statement notes the position is held in the ordinary course of business and is not held for the purpose of changing or influencing control of the issuer. The filing names three reporting persons: North Reef Capital Management LP, North Reef Capital Management GP LLC and James H. Hanna, III.
Ensmann Eric E., Chief Risk Officer and director of First Western Financial Inc (MYFW), reported a common stock transaction dated 08/08/2025. The Form 4 records 342 shares associated with the reported transaction at a price of $20.61 and shows 6,698 shares beneficially owned following the transaction, held in a direct capacity. The filing lists transaction code F.
First Western Financial (MYFW) has filed a Form S-8 to register an additional 150,000 shares of common stock under its amended and restated Omnibus Incentive Plan. The plan, effective April 23, 2025, is a continuation of the 2016 Omnibus Incentive Plan and was approved by shareholders on June 4, 2025.
Key details:
- Total maximum shares issuable under the plan increased to 1,530,644
- Previously registered 1,380,644 shares under the original plan in September 2018
- Company is classified as both an accelerated filer and smaller reporting company
- Plan amendments received unanimous board approval and subsequent shareholder approval
The filing incorporates by reference several documents including the company's 2024 Annual Report, Q1 2025 Quarterly Report, and recent Current Reports. Scott C. Wylie serves as Chairman, CEO and President, with Julie A. Courkamp as COO and David R. Weber as CFO.