Navient Corporation filings document governance, executive compensation and strategic transformation matters for an education finance company with FFELP and private education loan portfolios. Proxy materials cover annual meeting procedures, board matters, shareholder voting items, compensation programs and the company’s efforts to simplify operations, reduce expenses and operate with an outsourced servicing model.
Current reports on Form 8-K record material corporate events such as officer appointments, compensatory arrangements and related exhibits. The filing record also provides formal disclosure around Navient’s completed divestiture of its business processing unit, its education finance activities, Earnest-related private loan origination and refinancing operations, and the governance framework for its common stockholders.
Navient Holdings, Inc. (NAVI) reported third-quarter 2026 GAAP net income of $15 million, compared with a net loss of $86 million a year earlier; Core Earnings net income was $3 million, versus a Core Earnings loss of $83 million. Net interest income declined to $115 million from $142 million, while provision for loan losses rose to $227 million from $168 million. The provision included $211 million primarily related to recent and forecasted delinquencies and charge-offs persisting at elevated levels longer than previously anticipated.
Consumer Lending originated $1.4 billion of loans, up 77% from $788 million; segment net income was $2 million versus a $76 million loss. Results included $162 million of gains on loan sales and $23 million of net fair value changes of loans. On October 28, 2026, Navient Holdings completed its internal reorganization and became the holding company of Navient LLC and E Parent, Inc.; Navient's common stock was exchanged one-for-one for Navient Holdings common stock, which continued trading as NAVI. As of September 30, $64 million remained in share repurchase authorization, and the company paid $15 million in common dividends.
Navient Holdings, Inc. reported third-quarter 2026 GAAP net income of $15 million, or $0.16 per diluted share, compared with a net loss of $86 million, or $0.87 per diluted share, a year earlier. Core Earnings, its non-GAAP measure, were $3 million, or $0.03 per diluted share, versus a loss of $83 million. The quarter included $12 million after tax from derivative-hedging gains and a tax benefit, which Core Earnings excludes.
Earnest-branded consumer loan originations rose 77% year over year to $1.4 billion, including $870 million of refinance loans, $479 million of In-School loans and $46 million of Personal loans. Navient sold $750 million of Legacy Private Education Loans and recorded $162 million in gains. Approximately $2.4 billion of loans were classified as held for sale as of September 30, 2026.
Loan-loss provisions were $227 million, versus $168 million a year earlier, while net interest income was $115 million, versus $142 million. At September 30, 2026, primary liquidity totaled $932 million; Navient said $0.7 billion of senior unsecured notes mature within the next 12 months.
For Navient Holdings, Inc. (NAVI), BlackRock, Inc. reported beneficial ownership of 10,403,897 common shares, equal to 11.2% of the class. BlackRock reported sole voting power over 10,219,558 shares and sole dispositive power over 10,403,897 shares; shared voting and dispositive power were both 0.
The reported ownership reflects securities beneficially owned or deemed beneficially owned by certain BlackRock business units and affiliates. Various persons may receive dividends or sale proceeds, but no one person's interest exceeds 5% of the outstanding common shares.
Navient Holdings, Inc. (NAVI) received all of E Parent, Inc.’s issued and outstanding capital stock from Navient LLC under a Distribution Agreement dated November 2, 2026.
Navient Holdings, Inc. may offer debt securities, common stock, preferred stock, warrants and units, separately or together, from time to time after the registration statement becomes effective. Prospectus supplements will describe the specific amounts, prices and terms of each offering.
Unless a supplement states otherwise, net proceeds are expected to be used for general corporate purposes, including financing operations and debt repurchases.