Here are the 10-Q quarterly reports from Navient Holdings, Inc. (NAVI) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow NAVI and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full NAVI filings page.
Navient Holdings, Inc. (NAVI) reported third-quarter 2026 GAAP net income of $15 million, compared with a net loss of $86 million a year earlier; Core Earnings net income was $3 million, versus a Core Earnings loss of $83 million. Net interest income declined to $115 million from $142 million, while provision for loan losses rose to $227 million from $168 million. The provision included $211 million primarily related to recent and forecasted delinquencies and charge-offs persisting at elevated levels longer than previously anticipated.
Consumer Lending originated $1.4 billion of loans, up 77% from $788 million; segment net income was $2 million versus a $76 million loss. Results included $162 million of gains on loan sales and $23 million of net fair value changes of loans. On October 28, 2026, Navient Holdings completed its internal reorganization and became the holding company of Navient LLC and E Parent, Inc.; Navient's common stock was exchanged one-for-one for Navient Holdings common stock, which continued trading as NAVI. As of September 30, $64 million remained in share repurchase authorization, and the company paid $15 million in common dividends.