Welcome to our dedicated page for NB Bancorp SEC filings (Ticker: NBBK), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
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Christopher R. Lynch, a director of NB Bancorp, Inc. (NBBK), reported a non-cash disposition on 09/09/2025. The filing shows 600 shares of Common Stock were disposed of under transaction code G (a gift) at a reported price of $0. After the reported transaction, Mr. Lynch directly beneficially owns 93,762 shares and indirectly owns 60,000 shares through an IRA.
The form notes restricted stock holdings that begin vesting at 20% per year starting April 24, 2026. The Form 4 was signed by a power of attorney on behalf of the reporting person on 09/11/2025.
Darcey William, a director of NB Bancorp, Inc. (NBBK), reported purchases of company common stock executed on 08/11/2025. The filing shows a purchase of 4,861 shares at $17.30 and a separate purchase of 139 shares at $17.29. The report lists beneficial ownership following those transactions as 80,237 and 75,376 shares respectively, reported as direct holdings, and also discloses 80,000 shares held indirectly through an IRA. The filing includes a footnote that restricted shares vest at 20% per year beginning April 24, 2026.
NB Bancorp (NBBK) delivered robust Q2-25 results. Net interest income rose 21% YoY to $47.0 m as loan yields outpaced a modest 1% rise in funding costs. Provision expense fell 14%, supporting a 25% jump in net interest income after provisions to $43.8 m. Non-interest income climbed 40% to $4.2 m, partially offset by an 12% rise in operating expenses. Pretax income advanced 58% to $18.7 m and net income surged 54% to $14.6 m; diluted EPS increased to $0.39 from $0.24. For the first six months, earnings are up 50% to $27.2 m (EPS $0.72).
The balance sheet expanded modestly: assets +1% since YE-24 to $5.23 bn, with net loans up 5% to $4.50 bn. Core deposits grew 4% while higher-cost brokered deposits fell 18%, improving funding mix. The allowance for credit losses increased to 0.94% of loans (up 6 bp). Liquidity remains ample with $258.7 m in cash equivalents, although cash declined $105 m due to loan growth and share repurchases.
Shareholder returns were active: 3.2 m shares repurchased YTD, cutting outstanding shares 5% and equity 4% to $737 m. Tangible book value fell roughly 4% but equity still represents 14.1% of assets. Strategic catalyst: a $211.8 m all-stock acquisition of Provident Bancorp (BankProv) announced 5 Jun 2025, expected to close in Q4-25 subject to approvals. Management continues to qualify as an Emerging Growth Company and has adopted CECL.