NBT Bancorp director granted 1,050 share units

WATT JOHN H JR reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

WATT JOHN H JR reported acquisition or exercise transactions in this Form 4 filing.

NBT Bancorp Inc. director John H. Watt Jr. received a grant of 1,050 shares of NBT Bancorp Inc. common stock on May 19, 2026. The award was made under the NBT Bancorp Inc. 2024 Omnibus Incentive Plan as an annual retainer in restricted stock units that vest in one year. Following this grant, he holds 75,010 shares directly.

Insider Trade Summary

Grant/Award: 1,050 shares

Grant/Award 1 txn

Insider WATT JOHN H JR

Role Director

Type	Security	Shares	Price	Value
Grant/Award	NBT Bancorp Inc. Common Stock	1,050	$0.00	$0.00

Holdings After Transaction: NBT Bancorp Inc. Common Stock — 75,010 shares (Direct)

Footnotes (1)

1. F1. Acquired pursuant to the NBT Bancorp Inc. 2024 Omnibus Incentive Plan. Each outside director is entitled to receive an annual retainer for Board service in the form of restricted stock units of the Company's common stock that vest in one year.

Key Figures

Shares granted: 1,050 shares Post-transaction holdings: 75,010 shares Grant price: $0.00 per share

3 metrics

Shares granted 1,050 shares Grant of common stock on May 19, 2026

Post-transaction holdings 75,010 shares Direct ownership after the grant

Grant price $0.00 per share Stated transaction price for the award

Key Terms

2024 Omnibus Incentive Plan, restricted stock units, annual retainer, grant, award, or other acquisition

4 terms

2024 Omnibus Incentive Plan financial

"Acquired pursuant to the NBT Bancorp Inc. 2024 Omnibus Incentive Plan."

restricted stock units financial

"annual retainer for Board service in the form of restricted stock units of the Company's common stock"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

annual retainer financial

"Each outside director is entitled to receive an annual retainer for Board service in the form of restricted stock units"

grant, award, or other acquisition financial

"transaction_code_description": "Grant, award, or other acquisition""

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did NBT Bancorp (NBTB) director John H. Watt Jr. report on this Form 4?

He reported receiving 1,050 shares of NBT Bancorp Inc. common stock as a grant on May 19, 2026. The award is classified as a grant, award, or other acquisition and increases his directly held position to 75,010 shares after the transaction.

How many NBT Bancorp (NBTB) shares did John H. Watt Jr. acquire and at what price?

He acquired 1,050 shares of NBT Bancorp Inc. common stock at a stated price of $0.00 per share. This reflects a compensation-related grant, not an open-market purchase, and is recorded as a grant, award, or other acquisition in the Form 4 filing.

What plan governs the share grant reported by NBTB director John H. Watt Jr.?

The shares were acquired under the NBT Bancorp Inc. 2024 Omnibus Incentive Plan. According to the footnote, each outside director receives an annual retainer for Board service in restricted stock units of common stock that vest in one year under this plan.

How many NBT Bancorp (NBTB) shares does John H. Watt Jr. hold after this transaction?

After the grant, he holds 75,010 shares of NBT Bancorp Inc. common stock directly. This total reflects his position following the acquisition of 1,050 shares reported in the Form 4 and is labeled as direct ownership in the filing.

Are the NBT Bancorp (NBTB) shares granted to John H. Watt Jr. immediately vested?

No, the grant consists of restricted stock units that vest in one year. The footnote states each outside director’s annual retainer is paid in restricted stock units of common stock, with vesting occurring after one year of Board service.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 05/21/2026 - 04:11 PM EDT Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

WATT JOHN H JR

(Last) (First) (Middle)

52 SOUTH BROAD STREET

(Street)

NORWICH NEW YORK 13815

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
NBT BANCORP INC [ NBTB ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
05/19/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
NBT Bancorp Inc. Common Stock	05/19/2026		A		1,050(1)	A	$0.0	75,010	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Acquired pursuant to the NBT Bancorp Inc. 2024 Omnibus Incentive Plan. Each outside director is entitled to receive an annual retainer for Board service in the form of restricted stock units of the Company's common stock that vest in one year.

	By: Annette L. Burns, Power of Attorney For: John H. Watt, Jr.	05/21/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)