NewtekOne (NASDAQ: NEWT) posts Investor Day deck and 2026 EPS range

Rhea-AI Filing Summary

NewtekOne, Inc. reported that it has posted its 2026 Investor Day materials and issued earnings guidance for 2026. The company’s press release, titled “NewtekOne, Inc. Posts Investor Day Presentation and Provides 2026 EPS Guidance Range of $2.15-2.55,” outlines a projected earnings-per-share range of $2.15 to $2.55 for 2026. NewtekOne also made its “Investor Day 2026” presentation available on its website and plans to present it at an Investor and Analyst Day event on January 8, 2026, which is being webcast for investors and analysts.

Insights

Equity valuation analyst

NewtekOne introduces a 2026 EPS guidance range alongside Investor Day materials.

NewtekOne, Inc. has released an EPS guidance range of $2.15 to $2.55 for 2026, paired with an Investor Day presentation. EPS guidance gives the market a management-defined view of expected profitability per share for the year, and the wide end-to-end range reflects inherent uncertainty about business performance over that period.

The guidance and presentation are furnished, not filed, meaning they are provided for information but are not incorporated into other securities-law filings by default. The webcast Investor and Analyst Day on January 8, 2026 offers additional context behind the guidance, including strategic and financial assumptions that are referenced but not detailed in this excerpt.

From an analytical perspective, the key use of this disclosure is as a benchmark for future comparisons when actual 2026 EPS is reported. Subsequent company communications and financial statements for 2026 will show how results track relative to this $2.15–$2.55 range.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

January 8, 2026

Date of Report (date of Earliest Event Reported)

NEWTEKONE, INC.

(Exact Name of Company as Specified in its Charter)

Maryland			814-01035			46-3755188
(State or Other Jurisdiction of Incorporation or Organization)			(Commission File No.)			(I.R.S. Employer Identification No.)

4800 T Rex Avenue, Suite 120, Boca Raton, Florida 33431

(Address of principal executive offices and zip code)

(212) 356-9500

(Company’s telephone number, including area code)

(Former name or former address, if changed from last report)

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common Stock, par value $0.02 per share

NEWT

Nasdaq Global Market LLC

5.50% Notes due 2026

NEWTZ

Nasdaq Global Market LLC

8.00% Notes due 2028

NEWTI

Nasdaq Global Market LLC

8.50% Notes due 2029

NEWTG

Nasdaq Global Market LLC

8.625% Notes due 2029

NEWTH

Nasdaq Global Market LLC

Depositary Shares, each representing a 1/40th interest in a share of 8.500% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B

NEWTP

Nasdaq Global Market LLC

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

¨    Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

¨    Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

¨    Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

¨    Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company     o

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. o

Forward-Looking Statements

Statements in NewtekOne, Inc.’s (the “Company” or “NewtekOne”) Current Report on Form 8-K and the Exhibits hereto contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements are based on management’s current expectations and beliefs and are subject to significant risks and uncertainties. Actual results may differ materially from those set forth in the forward-looking statements. See “Note Regarding Forward-Looking Statements” and the sections entitled “Risk Factors” in the Company's filings with the Securities and Exchange Commission which are available on the Company's website (https://investor.newtekbusinessservices.com/sec-filings) and on the Securities and Exchange Commission’s website (www.sec.gov). Any forward-looking statements made by or on behalf of the Company speak only as to the date they are made, and the Company does not undertake to update forward-looking statements to reflect the impact of circumstances or events that arise after the date the forward-looking statements were made.

Item 2.02. Results of Operations and Financial Condition.

Item 7.01. Regulation FD Disclosure.

On January 8, 2026, NewtekOne issued a press release entitled “NewtekOne, Inc. Posts Investor Day Presentation and Provides 2026 EPS Guidance Range of $2.15-2.55” (the “Press Release”). A copy of the Press Release is furnished as Exhibit 99.1 to this Current Report on Form 8-K. The presentation referred to in the Press Release and entitled “Investor Day 2026” (the “Presentation”) has been published on the Company’s website at www.newtekone.com, in the “Investor Relations” section under “Events and Presentations. A copy of the Presentation is furnished as Exhibit 99.2 to this Current Report on Form 8-K.

The Presentation will be given during the “2026 Investor and Analyst Day” event being held by the Company on Thursday, January 8, 2026, at 12:00 PM EST, and simultaneously webcast at https://investor.newtekbusinessservices.com/events-and-presentations, as previously announced by the Company on December 23, 2025.

The information in this Current Report on Form 8-K and Exhibits 99.1 and 99.2 hereto shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section. The information contained in this Current Report on Form 8-K and in Exhibits 99.1 and 99.2 hereto shall not be incorporated by reference into any filing with the SEC made by the Company, whether made before or after the date hereof, regardless of any general incorporation language in such filing. This Current Report will not be deemed a determination or an admission as to the materiality of any information in Exhibit 99.2 hereto that is required to be disclosed by Regulation FD.

Item 9.01     Financial Statement and Exhibits

(d)  Exhibits.

Exhibit Number						Description
99.1						NewtekOne, Inc. Press Release dated January 8, 2026
99.2						NewtekOne, Inc. Presentation dated January 8, 2026
104						Cover Page Interactive Data File

SIGNATURES

In accordance with the requirements of the Securities Exchange Act of 1934, the registrant has caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

			NEWTEKONE, INC.
Date: January 8, 2026			By:			/S/    BARRY SLOANE
						Barry Sloane
						Chief Executive Officer, President and Chairman of the Board

FAQ

What did NewtekOne (NEWT) announce in its latest current report?

NewtekOne announced that it has posted its 2026 Investor Day presentation and issued a 2026 EPS guidance range of $2.15 to $2.55.

What is NewtekOne’s 2026 EPS guidance range?

NewtekOne provided a 2026 earnings-per-share guidance range of $2.15 to $2.55, as stated in its press release titled “NewtekOne, Inc. Posts Investor Day Presentation and Provides 2026 EPS Guidance Range of $2.15-2.55.”

Where can investors find NewtekOne’s 2026 Investor Day presentation?

The “Investor Day 2026” presentation is available on NewtekOne’s website at www.newtekone.com in the Investor Relations section under “Events and Presentations.”

Is NewtekOne’s 2026 Investor and Analyst Day being webcast?

Yes. The “2026 Investor and Analyst Day” event on January 8, 2026, at 12:00 PM EST is being webcast at https://investor.newtekbusinessservices.com/events-and-presentations.

Are NewtekOne’s EPS guidance and presentation considered filed with the SEC?

No. The company states that the information in this report and in Exhibits 99.1 and 99.2 is furnished, not filed, and is not incorporated by reference into other SEC filings.

What exhibits did NewtekOne include with this disclosure?

NewtekOne included as exhibits a press release dated January 8, 2026 (Exhibit 99.1), the Investor Day 2026 presentation (Exhibit 99.2), and the cover page interactive data file (Exhibit 104).