NewtekOne (NASDAQ: NEWT) SVP awarded 1,258 restricted shares of stock

Rhea-AI Filing Summary

NewtekOne, Inc. reported an insider equity award for Halli Razon-Feingold, its SVP, Human Resources & CAO and a director. On January 14, 2026, she was granted 1,258 restricted shares of NewtekOne common stock under the shareholder- and board-approved 2023 Stock Incentive Plan, with 100% of the shares vesting after twenty-four months.

During the restricted period, dividends will be paid in the form of common stock, and those dividend shares will follow the same vesting schedule. After this award, Razon-Feingold beneficially owns 22,915 shares of NewtekOne common stock directly.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Razon-Feingold Halli

(Last) (First) (Middle)

4800 T REX AVENUE, SUITE 120

(Street)

BOCA RATON FL 33431

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
NewtekOne, Inc. [ NEWT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	SVP, Human Resources & CAO

3. Date of Earliest Transaction (Month/Day/Year)
01/14/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/14/2026		P(1)		1,258	A	$13.91	22,915	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. On January 14, 2026, under the Shareholder and Board approved NewtekOne, Inc. 2023 Stock Incentive Plan, the reporting person was granted 1,258 restricted shares of the Issuer's common stock as a restricted stock award with 100% of the shares vesting after twenty-four (24) months. Dividends in the form of common stock will be paid during the restricted period, and such common stock will also vest pursuant to the vesting schedule.

Remarks:

	Halli Razon-Feingold	01/16/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
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FAQ

What insider transaction did NewtekOne (NEWT) disclose in this Form 4?

The company disclosed that Halli Razon-Feingold, a director and SVP, Human Resources & CAO, was granted 1,258 restricted shares of NewtekOne common stock under the 2023 Stock Incentive Plan on January 14, 2026.

How many NewtekOne (NEWT) shares does Halli Razon-Feingold now own after this grant?

Following the reported restricted stock award, Halli Razon-Feingold beneficially owns 22,915 shares of NewtekOne common stock in direct ownership.

What is the vesting schedule for the 1,258 restricted NewtekOne (NEWT) shares?

The 1,258 restricted shares granted on January 14, 2026 will vest 100% after twenty-four months, according to the terms described in the award footnote.

How are dividends handled on the restricted NewtekOne (NEWT) shares in this Form 4?

During the restricted period, dividends will be paid in the form of common stock on the restricted shares, and those dividend shares will vest according to the same vesting schedule as the original award.

Under which plan were the restricted NewtekOne (NEWT) shares granted?

The award was made under the NewtekOne, Inc. 2023 Stock Incentive Plan, which was approved by shareholders and the board, as referenced in the footnote.

Does this NewtekOne (NEWT) Form 4 represent a purchase or a stock award?

Although the transaction code is shown as a purchase, the footnote explains that it represents a grant of 1,258 restricted shares as a restricted stock award under the 2023 Stock Incentive Plan.

Does this NewtekOne (NEWT) Form 4 indicate any change in company control or major ownership?

No. The filing reflects an equity compensation grant of restricted common stock to an executive and director, and does not indicate a change in control or a large ownership shift.