NICE (NASDAQ: NICE) touts AI fraud, CX milestones in latest 6-K

Rhea-AI Filing Summary

NICE Ltd. filed a Form 6-K highlighting multiple AI- and fraud-focused milestones across its NICE Actimize and NiCE CX platforms. The exhibits include analyst recognition, a major European cloud deployment, and new product launches.

NICE Actimize is recognized as a Leader in enterprise fraud management in Asia Pacific by Forrester and as a Luminary in Celent’s 2025 Anti-Fraud Solutionscape, underscoring the breadth of its fraud and financial crime capabilities. NiCE also announces that German health insurer AOK Bayern has deployed the NiCE CXone platform on the EU Sovereign Cloud to modernize service for more than 4.5 million insured members.

Additional exhibits introduce Cognigy Simulator, an AI performance lab for large-scale testing of AI agents, and the Actimize Insights Network, a real-time intelligence network designed to help financial institutions assess counterparty risk and combat scams and financial crime with shared fraud and AML insights.

Form 6-K: How Foreign Companies Report to the SEC →

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C.  20549

FORM 6-K

REPORT OF FOREIGN PRIVATE ISSUER

PURSUANT TO RULE 13A-16 OR 15D-16 OF

THE SECURITIES EXCHANGE ACT OF 1934

For the month of January 2026 (Report No. 1)

Commission File Number: 0-27466

NICE LTD.

(Translation of Registrant’s Name into English)

13 Zarchin Street, P.O. Box 690, Ra’anana, Israel

(Address of Principal Executive Offices)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F.

Form 20-F ☒         Form 40-F ☐

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1): ____

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7): ____

CONTENTS

This Report on Form 6-K of NICE consists of the following documents, which are attached hereto and incorporated by reference herein:

99.1          NICE Actimize Recognized as a Leader in Enterprise Fraud Solutions in Asia Pacific by Leading Analyst Firm, dated January 6, 2026

99.2          AOK Bayern Transforms Healthcare Service for 4.5 Million Members with NiCE’s CXone Mpower CX AI Platform, dated January 13, 2026

99.3          NICE Actimize Positioned as a Leading Luminary in Celent’s 2025 Anti-Fraud Solutionscape and Technology Capabilites Matrix, dated January 19, 2026

99.4          NiCE Cognigy Unveils Simulator, an AI Performance Lab to Validate and Scale Production-Grade AI Agents, dated January 20, 2026

99.5          NICE Actimize Unveils Insights Network, the Unified Force for Proactive Fraud & Financial Crime Prevention, dated January 27, 2026

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned, thereunto duly authorized.

	NICE LTD.
	By:	/s/ Alon Levy
	Name:	Alon Levy
	Title:	Vice President, General Counsel and Corporate Secretary
	Dated: February 9, 2026

EXHIBIT INDEX

This Report on Form 6-K of NICE consists of the following documents, which are attached hereto and incorporated by reference herein:

99.1          NICE Actimize Recognized as a Leader in Enterprise Fraud Solutions in Asia Pacific by Leading Analyst Firm, dated January 6, 2026

99.2          AOK Bayern Transforms Healthcare Service for 4.5 Million Members with NiCE’s CXone Mpower CX AI Platform, dated January 13, 2026

99.3          NICE Actimize Positioned as a Leading Luminary in Celent’s 2025 Anti-Fraud Solutionscape and Technology Capabilites Matrix, dated January 19, 2026

99.4          NiCE Cognigy Unveils Simulator, an AI Performance Lab to Validate and Scale Production-Grade AI Agents, dated January 20, 2026

99.5          NICE Actimize Unveils Insights Network, the Unified Force for Proactive Fraud & Financial Crime Prevention, dated January 27, 2026

Exhibit 99.1

NICE Actimize Recognized as a Leader in Enterprise Fraud Solutions in Asia

Pacific by Leading Analyst Firm

NICE Actimize received the highest possible scores in such criteria as new-account/digital channel

fraud management, analyst investigations and model explainability and governance

Hoboken, N.J., January 6, 2026 – NICE Actimize, a NICE (NASDAQ: NICE) business, today announced that it has been recognized as a Leader in Enterprise Fraud Management solutions by Forrester Research, a leading global research and advisory firm. The analyst firm included NICE Actimize among the most significant vendors in the market in its recent report titled, “The Forrester Wave™: Enterprise Fraud Management Solutions In Asia Pacific, Q4 2025”.

NICE Actimize received the highest possible scores across 7 criteria within the current offering category. Among the current offering criteria receiving these scores were new-account/digital channel fraud management; analyst investigations, and model explainability and governance.

Commenting on NICE Actimize’s overall product strategy, the report noted, “NICE Actimize excels in model explainability and governance with no-code visual authoring, traceable logic, score decomposition, variable contribution views, version control, audit trails, and regulator-ready summaries.”

“NICE Actimize continues to make a significant commitment to the Asia Pacific market with its fraud and financial crime solutions roadmap. We have substantially invested in offering the industry’s most advanced enterprise fraud solutions available,” said Craig Costigan, CEO, NICE Actimize. "We are honored that Forrester has recognized us as a leader in its 2025 enterprise fraud management solutions report focused on the Asia Pacific market." 

IFM Fraud Management and Pervasive AI

NICE Actimize’s Enterprise Fraud Management combats threats in real time with IFM, the industry’s most powerful AI fraud-driven management platform. IFM delivers AI pervasively across all fraud prevention processes, from detection and strategy to investigations and operations, as well as intelligent data orchestration.

For more information on NICE Actimize’s real-time, end-to-end fraud prevention powered by Pervasive AI, please click here.

Forrester does not endorse any company, product, brand, or service included in its research publications and does not advise any person to select the products or services of any company or brand based on the ratings included in such publications. Information is based on the best available resources. Opinions reflect judgment at the time and are subject to change. For more information, read about Forrester’s objectivity here .

About NICE Actimize 

As a global leader in artificial intelligence, platform services, and cloud solutions, NICE Actimize excels in preventing fraud, detecting financial crime, and supporting regulatory compliance. Over 1,000 organizations across more than 70 countries trust NICE Actimize to protect their institutions and safeguard assets throughout the entire customer lifecycle. With NICE Actimize, customers gain deeper insights and mitigate risks. Learn more at www.niceactimize.com. 

About NiCE 

NiCE (NASDAQ: NICE) is transforming the world with AI that puts people first. Our purpose-built AI-powered platforms automate engagements into proactive, safe, intelligent actions, empowering individuals and organizations to innovate and act, from interaction to resolution. Trusted by organizations throughout 150+ countries worldwide, NiCE’s platforms are widely adopted across industries connecting people, systems, and workflows to work smarter at scale, elevating performance across the organization, delivering proven measurable outcomes. 

Corporate Media Contact 

Cindy Morgan-Olson, +1 646 408 5896, media@nice.com, ET 

Investors  

Ryan Gilligan, +1-551-417-2531, ir@nice.com, ET

Omri Arens, +972 3 763-0127, ir@nice.com, CET

Trademark Note: NiCE and the NiCE logo are trademarks of NICE Ltd. All other marks are trademarks of their respective owners. For a full list of NICE's marks, please see: www.nice.com/nice-trademarks.  

Forward-Looking Statements 

This press release contains forward-looking statements as that term is defined in the Private Securities Litigation Reform Act of 1995. Such forward-looking statements, including the statements by Mr. Costigan, are based on the current beliefs, expectations and assumptions of the management of NICE Ltd. (the “Company”). In some cases, such forward-looking statements can be identified by terms such as “believe,” “expect,” “seek,” “may,” “will,” “intend,” “should,” “project,” “anticipate,” “plan,” “estimate,” or similar words. Forward-looking statements are subject to a number of risks and uncertainties that could cause the actual results or performance of the Company to differ materially from those described herein, including but not limited to the impact of changes in general economic and business conditions; competition; successful execution of the Company’s growth strategy; success and growth of the Company’s cloud Software-as-a-Service business; rapid changes in technology and market requirements; the implementation of AI capabilities in certain products and services, decline in demand for the Company's products; inability to timely develop and introduce new technologies, products and applications; difficulties in making additional acquisitions or difficulties or  effectively integrating acquired operations; loss of market share; an inability to maintain certain marketing and distribution arrangements; the Company’s dependency on third-party cloud computing platform providers, hosting facilities and service partners; cyber security attacks or other security incidents; privacy concerns; changes in currency exchange rates and interest rates, the effects of additional tax liabilities resulting from our global operations, the effect of unexpected events or geo-political conditions,  including those arising from political instability or armed conflict that may disrupt our business and the global economy; our ability to recruit and retain qualified personnel; the effect of newly enacted or modified laws, regulation or standards on the Company and our products and various other factors and uncertainties discussed in our filings with the U.S. Securities and Exchange Commission (the “SEC”). For a more detailed description of the risk factors and uncertainties affecting the company, refer to the Company's reports filed from time to time with the SEC, including the Company’s Annual Report on Form 20-F. The forward-looking statements contained in this press release are made as of the date of this press release, and the Company undertakes no obligation to update or revise them, except as required by law. 

Exhibit 99.2

AOK Bayern Transforms Healthcare Service for 4.5 Million Members with NiCE’s

CXone CX AI Platform

First German public health insurer to deliver faster, more personalized, and compliant customer experiences

on the EU Sovereign Cloud

Hoboken, N.J., January 13, 2026 – NiCE (Nasdaq: NICE) today announced that AOK Bayern, one of Germany’s largest statutory health insurance providers, has successfully deployed NiCE CXone on the EU Sovereign Cloud, modernizing customer service for more than 4.5 million insured members across Bavaria. The deployment underscores the growing role of CX AI platforms in enabling large, regulated organizations to modernize how they engage and support customers.

As the first German public health insurance provider to migrate its contact center operations to the cloud, AOK Bayern is setting a new standard for secure, compliant, and customer-centric digital transformation in the healthcare sector. The NiCE EU Sovereign Cloud, built specifically to meet the rigorous compliance and data residency needs of leading European public sector, healthcare and finance organizations, such as AOK Bayern, ensures that all customer data is protected and remains within the EU.

The deployment replaces AOK Bayern’s legacy on-premises infrastructure with NiCE CXone, an AI-powered, analytics-driven platform that unifies voice, chat, email, and co-browsing interactions in a single, cloud-native environment. Built for scale, security, and flexibility, the solution provides a future-ready foundation for continued innovation in digital service delivery.

As part of its integrated CX AI ecosystem, AOK Bayern also leverages NiCE Cognigy’s AI Phone Agent. The intelligent assistant greets customers on their service line, routes them directly to the appropriate department, and seamlessly transfers relevant context along with the reason for the call. This milestone further demonstrates AOK Bayern’s holistic approach to creating a seamless experience for both customers and support teams alike.

By migrating to NiCE CXone, AOK Bayern’s contact center agents across 225 sites gain new tools to collaborate more efficiently, automate routine processes, and deliver faster, more personalized service. Customers benefit from shorter wait times, consistent support experiences, and new levels of accessibility. The solution’s embedded analytics and AI capabilities also empower AOK Bayern to better understand customer needs, improve performance, and proactively identify opportunities to enhance service.

“With NiCE, we’ve taken a major step forward in modernizing our customer service while maintaining the highest standards of data protection and compliance,” said Dr. Thomas Pöppe, Chief Information Officer & Chief Digital Officer, AOK Bayern. “The platform empowers our employees to work more efficiently and provides our members with faster, more seamless experiences. It also positions us to expand our use of AI and analytics to further improve service quality in the future.”

“AOK Bayern’s successful deployment of NiCE CXone on the EU Sovereign Cloud marks a milestone for Germany’s healthcare sector,” said Darren Rushworth, President, NiCE International. “Developed to meet the strictest EU data sovereignty standards, the CX AI platform enables organizations like AOK Bayern to combine secure, compliant operations with intelligent automation. The result is a more seamless experience for customers and more empowered agents, all while maintaining the highest standards of data protection.”

The NiCE EU Sovereign Cloud was built specifically for highly regulated industries such as healthcare and public administration. It combines NiCE’s market-leading CXone platform with enhanced security and compliance controls to ensure adherence to standards governing personal data protection and residency within the EU.

About NiCE

NiCE (NASDAQ: NICE) is transforming the world with AI that puts people first. Our purpose-built AI-powered platforms automate engagements into proactive, safe, intelligent actions, empowering individuals and organizations to innovate and act, from interaction to resolution. Trusted by organizations throughout 150+ countries worldwide, NiCE’s platforms are widely adopted across industries connecting people, systems, and workflows to work smarter at scale, elevating performance across the organization, delivering proven measurable outcomes.

Corporate Media Contact

Christopher Irwin-Dudek, +1 201-561-4442, media@nice.com, ET

Investors

Ryan Gilligan, +1-551-417-2531, ir@nice.com, ET

Omri Arens, +972 3 763-0127, ir@nice.com, CET

Trademark Note: NiCE and the NiCE logo are trademarks of NICE Ltd. All other marks are trademarks of their respective owners. For a full list of NICE's marks, please see: www.nice.com/nice-trademarks.

Forward-Looking Statements

This press release contains forward-looking statements as that term is defined in the Private Securities Litigation Reform Act of 1995. Such forward-looking statements, including the statements by Mr. Rushworth, are based on the current beliefs, expectations and assumptions of the management of NICE Ltd. (the “Company”). In some cases, such forward-looking statements can be identified by terms such as “believe,” “expect,” “seek,” “may,” “will,” “intend,” “should,” “project,” “anticipate,” “plan,” “estimate,” or similar words. Forward-looking statements are subject to a number of risks and uncertainties that could cause the actual results or performance of the Company to differ materially from those described herein, including but not limited to the impact of changes in general economic and business conditions; competition; successful execution of the Company’s growth strategy; success and growth of the Company’s cloud Software-as-a-Service business; rapid changes in technology and market requirements; the implementation of AI capabilities in certain products and services, decline in demand for the Company's products; inability to timely develop and introduce new technologies, products and applications; difficulties in making additional acquisitions or difficulties or  effectively integrating acquired operations; loss of market share; an inability to maintain certain marketing and distribution arrangements; the Company’s dependency on third-party cloud computing platform providers, hosting facilities and service partners; cyber security attacks or other security incidents; privacy concerns; changes in currency exchange rates and interest rates, the effects of additional tax liabilities resulting from our global operations, the effect of unexpected events or geo-political conditions,  including those arising from political instability or armed conflict that may disrupt our business and the global economy; our ability to recruit and retain qualified personnel; the effect of newly enacted or modified laws, regulation or standards on the Company and our products and various other factors and uncertainties discussed in our filings with the U.S. Securities and Exchange Commission (the “SEC”). For a more detailed description of the risk factors and uncertainties affecting the company, refer to the Company's reports filed from time to time with the SEC, including the Company’s Annual Report on Form 20-F. The forward-looking statements contained in this press release are made as of the date of this press release, and the Company undertakes no obligation to update or revise them, except as required by law.

Exhibit 99.3

NICE Actimize Positioned as a Leading Luminary in Celent’s 2025

Anti-Fraud Solutionscape and Technology Capabilities Matrix

NICE Actimize stands out for the breadth and depth of its fraud management capabilities

and its early move into agentic AI

Hoboken, N.J. January 19, 2026 – NICE Actimize, a NICE (NASDAQ: NICE) business, has been recognized by Celent, a division of Global Data, Inc., as a leading Luminary in its recently released report, “Building Trust with Technology” Anti-Fraud Solutionscape and Technology Capabilities Matrix. Celent defines those placed in the Luminary category as excelling in both advanced technology and breadth of functionality and generally having a leading market presence.

The report’s Solutionscape – Celent’s term for a market scan-level analysis of the anti-fraud technology market – profiled the functionality and technology of 37 providers of anti-fraud technology, including incumbent software vendors, new regtech entrants, card networks, and payments processors and enablers. The Celent report summarized, “NICE Actimize provides comprehensive coverage of banking, cards, and payments fraud modalities, as well as insurance claims fraud.”

"NICE Actimize stands out for the breadth and depth of its fraud management capabilities. Its early move into agentic AI for alert and case automation demonstrates the kind of innovation that defines Luminaries in Celent’s Fraud Solutionscape,” said Neil Katkov, PhD, Risk Director and author of the Celent report.

“NICE Actimize’s IFM enterprise fraud management and its cutting-edge AI and ML capabilities, typology-based multi-model detection, and robust entity risk scoring—all enhanced by network analytics and powered by collective intelligence— lead a paradigm shift in fraud prevention,” said Craig Costigan, CEO of NICE Actimize. ”IFM equips FIs to combat fraud with unprecedented precision and agility, safeguarding institutions and their customers against scams and the constantly evolving threats of financial crime. We will continue to provide significant investment in anti-fraud solutions across detection, strategy and operations.”

IFM Fraud Management and Pervasive AI

NICE Actimize’s Enterprise Fraud Management combats threats in real time with IFM, the industry’s powerful AI fraud-driven management platform. IFM delivers AI pervasively across all fraud prevention processes, from detection and strategy to investigations and operations, as well as intelligent data orchestration.

Throughout the customer lifecycle, users may leverage agile advanced analytics and easy-to-use claims and investigations tools to protect customers across all channels and payment types. IFM combats fraud with intent-based advanced AI and hyper-granular profiles powered by unparalleled collective industry intelligence. IFM also minimizes loss exposures, expedites claim resolution and aligns with regulatory requirements.

To learn more about NICE Actimize’s enterprise fraud solutions, including Scams & Mule Defense, New Accounts Fraud, Authentication, Investigations, Payments Fraud and more, please access further details here.

About NICE Actimize

As a global leader in artificial intelligence, platform services, and cloud solutions, NICE Actimize excels in preventing fraud, detecting financial crime, and supporting regulatory compliance. Over 1,000 organizations across more than 70 countries trust NICE Actimize to protect their institutions and safeguard assets throughout the entire customer lifecycle. With NICE Actimize, customers gain deeper insights and mitigate risks. Learn more at www.niceactimize.com.

About NiCE 

NiCE (NASDAQ: NICE) is transforming the world with AI that puts people first. Our purpose-built AI-powered platforms automate engagements into proactive, safe, intelligent actions, empowering individuals and organizations to innovate and act, from interaction to resolution. Trusted by organizations throughout 150+ countries worldwide, NiCE’s platforms are widely adopted across industries connecting people, systems, and workflows to work smarter at scale, elevating performance across the organization, delivering proven measurable outcomes. 

Corporate Media Contact

Cindy Morgan-Olson, +1 646 408 5896, media@nice.com, ET

Investors  

Ryan Gilligan, +1-551-417-2531, ir@nice.com, ET

Omri Arens, +972 3 763-0127, ir@nice.com, CET

Trademark Note: NiCE and the NiCE logo are trademarks of NICE Ltd. All other marks are trademarks of their respective owners. For a full list of NICE's marks, please see: www.nice.com/nice-trademarks.  

Forward-Looking Statements 

This press release contains forward-looking statements as that term is defined in the Private Securities Litigation Reform Act of 1995. Such forward-looking statements, including the statements by Mr. Costigan, are based on the current beliefs, expectations and assumptions of the management of NICE Ltd. (the “Company”). In some cases, such forward-looking statements can be identified by terms such as “believe,” “expect,” “seek,” “may,” “will,” “intend,” “should,” “project,” “anticipate,” “plan,” “estimate,” or similar words. Forward-looking statements are subject to a number of risks and uncertainties that could cause the actual results or performance of the Company to differ materially from those described herein, including but not limited to the impact of changes in general economic and business conditions; competition; successful execution of the Company’s growth strategy; success and growth of the Company’s cloud Software-as-a-Service business; rapid changes in technology and market requirements; the implementation of AI capabilities in certain products and services, decline in demand for the Company's products; inability to timely develop and introduce new technologies, products and applications; difficulties in making additional acquisitions or difficulties or  effectively integrating acquired operations; loss of market share; an inability to maintain certain marketing and distribution arrangements; the Company’s dependency on third-party cloud computing platform providers, hosting facilities and service partners; cyber security attacks or other security incidents; privacy concerns; changes in currency exchange rates and interest rates, the effects of additional tax liabilities resulting from our global operations, the effect of unexpected events or geo-political conditions,  including those arising from political instability or armed conflict that may disrupt our business and the global economy; our ability to recruit and retain qualified personnel; the effect of newly enacted or modified laws, regulation or standards on the Company and our products and various other factors and uncertainties discussed in our filings with the U.S. Securities and Exchange Commission (the “SEC”). For a more detailed description of the risk factors and uncertainties affecting the company, refer to the Company's reports filed from time to time with the SEC, including the Company’s Annual Report on Form 20-F. The forward-looking statements contained in this press release are made as of the date of this press release, and the Company undertakes no obligation to update or revise them, except as required by law. 

Exhibit 99.4

NiCE Cognigy Unveils Simulator, an AI Performance Lab to Enable

Enterprise-Scale Evaluation of Production-Grade AI Agents

New simulation layer allows enterprises to run large-scale agent evaluations, providing insights & evidence to

safely deploy, test, and continuously improve enterprise-grade AI Agents.

Hoboken, N.J., January 20, 2026 – NiCE (Nasdaq: NICE) today announced the launch of Cognigy Simulator, an AI performance lab providing enterprises with the confidence, evidence, and speed they need to safely evaluate, test, deploy and scale AI Agents across their customer experience operations.

In the age of AI systems, agent testing isn’t merely a phase of the development process; it’s part of a continuous feedback loop. Designed for this new reality, Simulator provides an expansive simulation layer that uncovers opportunities, exposes blind spots, and strengthens AI Agents before they reach production, while also enabling continuous refinement as they operate and learn in the real world.

“AI Agents have become a catalyst for transforming customer experience operations,” said Philipp Heltewig, General Manager, NiCE Cognigy and Chief AI Officer. “Simulator provides data-informed testing and reporting to help organizations understand AI Agent performance and compliance alignment, so organizations can make deployment decisions with confidence.”

Simulator mirrors real audiences through digital twins that capture customer demographics, language, and intent variance. Within minutes, enterprises can spawn synthetic customers engaging simultaneously in thousands of realistic, adversarial, and edge-case interactions, revealing how customers react, not how scripts imagine they will.

This allows organizations to rigorously rehearse, evaluate, and harden AI Agents before they are exposed to real-world interactions.

Every simulation run is scored against success criteria such as task completion, guardrail adherence, integration reliability, and experience quality. Simulator doesn’t just show that an AI Agent “works”; it provides evidence that it meets business expectations and supports compliance efforts.

“AI-driven customer service is already entering a phase where ongoing evaluation and refinement are essential,” added Heltewig. “Simulator integrates continuous testing directly into CX operations, ensuring AI Agents are routinely exercised, measured, and improved across build, deploy, and optimization cycles.”

Key Benefits of Simulator:

• Scalable Testing: Run large-scale agent evaluations with thousands of synthetic conversations via on-demand, scheduled, or automated regression tests to validate Agentic AI interaction handling.

• Automated Scenario Generation: Accelerate QA by auto-building scenarios with personas, missions, and success criteria from existing AI Agents or transcripts.

• Quantitative Evaluation: Score every simulation run on task completion, guardrail adherence, integration reliability, experience quality, and other success criteria.

• Targeted Improvements: Pinpoint where prompts, flows, or policies need refinement with immediate and deep insights into agent performance and failed conversations.

• Safe Integration Simulation: Harden mission-critical integrations by emulating the full range of third-party API responses, from clean paths to rare error conditions.

• A/B & Variant Comparison: Optimize outcomes by comparing prompt strategies, guardrails, fulfillment logic, or foundation models to identify top performers.

Simulator will be showcased in a live webinar on January 22, 2026. Register here to see it in action.

About NiCE

NiCE (NASDAQ: NICE) is transforming the world with AI that puts people first. Our purpose-built AI-powered platforms automate engagements into proactive, safe, intelligent actions, empowering individuals and organizations to innovate and act, from interaction to resolution. Trusted by organizations throughout 150+ countries worldwide, NiCE’s platforms are widely adopted across industries connecting people, systems, and workflows to work smarter at scale, elevating performance across the organization, delivering proven measurable outcomes.

Corporate Media Contact

Christopher Irwin-Dudek, +1 201 561 4442, media@nice.com, ET

Investors

Ryan Gilligan, +1-551-417-2531, ir@nice.com, ET

Omri Arens, +972 3 763-0127, ir@nice.com, CET

Trademark Note: NiCE and the NiCE logo are trademarks of NICE Ltd. All other marks are trademarks of their respective owners. For a full list of NICE's marks, please see: www.nice.com/nice-trademarks.

Forward-Looking Statements

This press release contains forward-looking statements as that term is defined in the Private Securities Litigation Reform Act of 1995. Such forward-looking statements, including the statements by Mr. Heltewig, are based on the current beliefs, expectations and assumptions of the management of NICE Ltd. (the “Company”). In some cases, such forward-looking statements can be identified by terms such as “believe,” “expect,” “seek,” “may,” “will,” “intend,” “should,” “project,” “anticipate,” “plan,” “estimate,” or similar words. Forward-looking statements are subject to a number of risks and uncertainties that could cause the actual results or performance of the Company to differ materially from those described herein, including but not limited to the impact of changes in general economic and business conditions; competition; successful execution of the Company’s growth strategy; success and growth of the Company’s cloud Software-as-a-Service business; rapid changes in technology and market requirements; the implementation of AI capabilities in certain products and services, decline in demand for the Company's products; inability to timely develop and introduce new technologies, products and applications; difficulties in making additional acquisitions or difficulties or  effectively integrating acquired operations; loss of market share; an inability to maintain certain marketing and distribution arrangements; the Company’s dependency on third-party cloud computing platform providers, hosting facilities and service partners; cyber security attacks or other security incidents; privacy concerns; changes in currency exchange rates and interest rates, the effects of additional tax liabilities resulting from our global operations, the effect of unexpected events or geo-political conditions,  including those arising from political instability or armed conflict that may disrupt our business and the global economy; our ability to recruit and retain qualified personnel; the effect of newly enacted or modified laws, regulation or standards on the Company and our products and various other factors and uncertainties discussed in our filings with the U.S. Securities and Exchange Commission (the “SEC”). For a more detailed description of the risk factors and uncertainties affecting the company, refer to the Company's reports filed from time to time with the SEC, including the Company’s Annual Report on Form 20-F. The forward-looking statements contained in this press release are made as of the date of this press release, and the Company undertakes no obligation to update or revise them, except as required by law.

Exhibit 99.5

NICE Actimize Unveils Insights Network, the Unified Force for Proactive

Fraud & Financial Crime Prevention

Realtime risk insights from an extensive Fraud and Financial Crime network empowers financial institutions to

stop fraudulent transfers without adding customer friction

Hoboken, N.J., January 27, 2026 – NICE Actimize, a NiCE (NASDAQ: NICE) business, has announced the launch of the Actimize Insights Network, a groundbreaking intelligence network designed to give financial institutions real-time visibility into counterparty risk. Leveraging insights from its Fraud and Financial Crime network, the Actimize Insights Network delivers the scale and precision needed to prevent fraud before money moves while supporting governance.

Financial institutions continue to face rapid growth in authorized push payment (APP) scams, business email compromise (BEC), and other schemes in which legitimate customers are manipulated into sending money to fraudulent recipients. Traditional fraud controls often fail to detect these scams because transactions appear normal and institutions lack insight into counterparty risk beyond their own walls.

“Financial crime is borderless, fast-moving, and increasingly sophisticated. No single institution can fight it alone,” said Craig Costigan, CEO, NICE Actimize. “The Actimize Insights Network transforms isolated efforts into a unified force for smarter, faster, and more effective financial crime prevention that strengthens the entire ecosystem.”

"Collaboration isn't just a best practice anymore, it is becoming a competitive advantage. Banks cannot fight sophisticated fraud in isolation. NICE Actimize has the client breadth and maturity needed to make network intelligence work at the level required to actually move the needle," explains Trace Fooshee, Strategic Advisor, Datos Insights, a leading industry analyst firm.

What sets the Actimize Insights Network apart

The Actimize Insights Network provides signals which surface emerging risks and anomalous patterns that would be invisible to any single organization. Institutions can use these risk signals to intervene on truly suspicious transactions while confidently fast-tracking legitimate payments. These insights also enable more effective and efficient AML investigations.

The Insights Network also delivers:

• Cross-channel Intelligence: Signals are integrated across payment types, channels, and customer journeys, enabling a unified assessment of risk that addresses vulnerabilities.

• Cross-domain Value: Risk signals enhance fraud interdiction and AML investigation, strengthening defenses across fraud and financial crime operations.

• Instant Payments: Designed for use with instant payments with millisecond response time.

• Counterparty Risk Intelligence: Enables FIs to identify scam-detection blind spots and adds payee risk intelligence from the Insights Network, identifying high-risk recipients even when the customer’s behavior appears normal.

• Targeted Intervention: Excessive friction erodes customer trust, so the Insights Network balances customer friction with security. The Insights Network enables targeted intervention only where risks are real, allowing legitimate transactions to proceed seamlessly.

Join our February 11 and 12th launch events “Beyond Silos: Leveraging Network Insights to Combat Payment Scams and Money Laundering.” For the Americas, click here to register. For APAC, click here. For EMEA, click here. Speakers include Trace Fooshee, Strategic Advisor, Datos Insights; Yuval Marco, General Manager, Enterprise Fraud Prevention, NICE Actimize; and Anurag Mohapatra, Director of Fraud Strategy and Marketing, NICE Actimize.

To learn more about NICE Actimize’s enterprise fraud solutions including Scams & Mule Defense, New Accounts Fraud, Authentication, Investigations, Payments Fraud and more, please access further details here.

About NICE Actimize

As a global leader in artificial intelligence, platform services, and cloud solutions, NICE Actimize excels in preventing fraud, detecting financial crime, and supporting regulatory compliance. Over 1,000 organizations across more than 70 countries trust NICE Actimize to protect their institutions and safeguard assets throughout the entire customer lifecycle. With NICE Actimize, customers gain deeper insights and mitigate risks. Learn more at www.niceactimize.com.

About NiCE 

NiCE (NASDAQ: NICE) is transforming the world with AI that puts people first. Our purpose-built AI-powered platforms automate engagements into proactive, safe, intelligent actions, empowering individuals and organizations to innovate and act, from interaction to resolution. Trusted by organizations throughout 150+ countries worldwide, NiCE’s platforms are widely adopted across industries connecting people, systems, and workflows to work smarter at scale, elevating performance across the organization, delivering proven measurable outcomes. 

Corporate Media Contact

Cindy Morgan-Olson, +1 646-408-5896, media@nice.com, ET

Investors  

Ryan Gilligan, +1-551-417-2531, ir@nice.com, ET

Omri Arens, +972 3 763-0127, ir@nice.com, CET

Trademark Note: NiCE and the NiCE logo are trademarks of NICE Ltd. All other marks are trademarks of their respective owners. For a full list of NICE's marks, please see: www.nice.com/nice-trademarks.  

Forward-Looking Statements 

This press release contains forward-looking statements as that term is defined in the Private Securities Litigation Reform Act of 1995. Such forward-looking statements, including the statements by Mr. Costigan, are based on the current beliefs, expectations and assumptions of the management of NICE Ltd. (the “Company”). In some cases, such forward-looking statements can be identified by terms such as “believe,” “expect,” “seek,” “may,” “will,” “intend,” “should,” “project,” “anticipate,” “plan,” “estimate,” or similar words. Forward-looking statements are subject to a number of risks and uncertainties that could cause the actual results or performance of the Company to differ materially from those described herein, including but not limited to the impact of changes in general economic and business conditions; competition; successful execution of the Company’s growth strategy; success and growth of the Company’s cloud Software-as-a-Service business; rapid changes in technology and market requirements; the implementation of AI capabilities in certain products and services, decline in demand for the Company's products; inability to timely develop and introduce new technologies, products and applications; difficulties in making additional acquisitions or difficulties or  effectively integrating acquired operations; loss of market share; an inability to maintain certain marketing and distribution arrangements; the Company’s dependency on third-party cloud computing platform providers, hosting facilities and service partners; cyber security attacks or other security incidents; privacy concerns; changes in currency exchange rates and interest rates, the effects of additional tax liabilities resulting from our global operations, the effect of unexpected events or geo-political conditions,  including those arising from political instability or armed conflict that may disrupt our business and the global economy; our ability to recruit and retain qualified personnel; the effect of newly enacted or modified laws, regulation or standards on the Company and our products and various other factors and uncertainties discussed in our filings with the U.S. Securities and Exchange Commission (the “SEC”). For a more detailed description of the risk factors and uncertainties affecting the company, refer to the Company's reports filed from time to time with the SEC, including the Company’s Annual Report on Form 20-F. The forward-looking statements contained in this press release are made as of the date of this press release, and the Company undertakes no obligation to update or revise them, except as required by law. 

FAQ

What does NICE Ltd. (NICE) report in its January 2026 Form 6-K?

NICE’s January 2026 Form 6-K highlights analyst recognition for NICE Actimize, a major NiCE CXone deployment at AOK Bayern, and launches of Cognigy Simulator and the Actimize Insights Network, emphasizing AI-driven fraud prevention and customer experience solutions.

How was NICE Actimize recognized in Asia Pacific according to the 6-K for NICE?

NICE Actimize is recognized as a Leader in Enterprise Fraud Management solutions by Forrester in its Asia Pacific-focused report, earning the highest possible scores across seven current-offering criteria, including new-account and digital channel fraud management, analyst investigations, and model explainability and governance.

What is the significance of AOK Bayern’s deployment of NiCE CXone mentioned for NICE (NICE)?

AOK Bayern, one of Germany’s largest statutory health insurers, deployed NiCE CXone on the EU Sovereign Cloud to modernize service for over 4.5 million insured members, replacing legacy on-premises systems and unifying voice, chat, email, and co-browsing in a secure, compliant cloud environment.

What is Cognigy Simulator as described in NICE Ltd.’s Form 6-K?

Cognigy Simulator is an AI performance lab that lets enterprises run large-scale simulations of AI agents using digital twins and synthetic customers, scoring interactions on task completion, guardrail adherence, integration reliability, and experience quality to support safer deployment and continuous improvement of customer experience agents.

What does the Actimize Insights Network do for financial institutions, according to NICE (NICE)?

The Actimize Insights Network is an intelligence network that provides real-time counterparty risk signals using data from NICE Actimize’s Fraud and Financial Crime network, helping institutions identify anomalous patterns, intervene on suspicious transactions, support AML investigations, and reduce scams like authorized push payment fraud and business email compromise.

How is NICE Actimize positioned in Celent’s 2025 Anti-Fraud Solutionscape for NICE?

Celent names NICE Actimize a Luminary in its 2025 Anti-Fraud Solutionscape, citing comprehensive coverage of banking, cards, payments and insurance fraud, along with advanced AI, machine learning, multi-model detection, entity risk scoring, and network analytics as key strengths in enterprise fraud management.