Welcome to our dedicated page for National Bankshares Va SEC filings (Ticker: NKSH), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
National Bankshares, Inc. filings document the regulatory record of a Virginia bank holding company and its subsidiaries, The National Bank of Blacksburg and National Bankshares Financial Services, Inc. The records describe the community-bank business, Nasdaq-listed common stock, branch and loan-production office footprint, lending activities and investment and insurance operations in Virginia.
The filing record includes 8-K reports on financial results, investor presentations, subsidiary transactions, officer changes and bylaw amendments, along with definitive proxy materials covering board elections, director structure, executive compensation, equity awards and shareholder voting. Disclosures also address profitability, liquidity, allowance for credit losses, interest-rate sensitivity, market risk, capital structure, governance and other banking risk factors.
National Bankshares, Inc. (NKSH) reported improved profitability in the quarter and year-to-date periods while showing mixed funding and investment portfolio dynamics. For the three months ended June 30, 2025, the Company earned $2.289 million versus a loss of $0.307 million a year earlier, delivering basic and diluted EPS of $0.36. Net interest income rose to $10.991 million from $8.677 million, driven by higher interest and fees on loans. Loans totaled $1.011 billion, up from $988.6 million, and the allowance for credit losses was $10.422 million.
The securities available-for-sale portfolio had a fair value of $590.021 million with aggregate unrealized losses, but other comprehensive income improved materially, adding $11.353 million year-to-date. Total deposits were $1.627675 billion and cash and cash equivalents ended at $92.849 million. The Company paid regular dividends of $0.73 per share and is carrying goodwill of $10.718 million from its 2024 Frontier Community Bank acquisition, which expanded its market footprint into Waynesboro, Staunton and Lynchburg, Virginia.