Welcome to our dedicated page for Nmi Holdings SEC filings (Ticker: NMIH), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Escrowed premiums, default curves and PMIERs capital stacks—NMI Holdings’ SEC filings can feel like a maze when you’re just trying to gauge mortgage credit risk. Stock Titan decodes the complexity the moment a document hits EDGAR, so you no longer dig through hundreds of pages hunting for new insurance written or claim-reserve details.
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- 10-K annual report – capital adequacy, housing-market sensitivity and portfolio seasoning, all NMI Holdings annual report 10-K simplified.
- 10-Q quarterly earnings report – loss-ratio swings and reinsurance cessions, delivered as a concise NMI Holdings quarterly earnings report 10-Q filing.
- 8-K material events – rate-filing changes or PMIERs updates, with NMI Holdings 8-K material events explained.
- Form 4 – real-time alerts on executive share activity labelled NMI Holdings Form 4 insider transactions real-time.
- DEF 14A proxy statement – understand NMI Holdings proxy statement executive compensation without legalese.
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NMI Holdings (NMIH) reported solid Q3 2025 results with total revenues of $178,679 and net income of $95,999. Net premiums earned rose to $151,323 as the insured portfolio continued to season, while net investment income increased to $26,773. Diluted EPS was $1.22.
Insurance claims and claim expenses were $18,554 for the quarter, reflecting more new delinquencies, though prior-year reserve development remained favorable year to date. Shareholders’ equity increased to $2,514,871, supported by higher retained earnings and an improvement in accumulated other comprehensive loss. Year-to-date cash from operating activities was $357,556.
The company ended the quarter with cash and cash equivalents of $130,439 and continued returning capital, using $74,510 year to date for share repurchases. Debt consisted of $425 million senior unsecured notes bearing 6.00% due 2029, with a $250 million revolving credit facility undrawn. Primary policies in-force totaled 677,010 with a 1.05% default rate. Common shares outstanding were 76,867,928 as of October 30, 2025.
NMI Holdings, Inc. (NMIH) furnished an 8-K announcing quarterly results. On November 4, 2025, the company issued a press release with its financial results for the quarter ended September 30, 2025, which is attached as Exhibit 99.1.
The company noted the information is being furnished under Item 2.02 and is not deemed filed for purposes of Section 18 of the Exchange Act or incorporated by reference unless specifically stated.
Insider sale and remaining holdings. Steven Scheid, a director of NMI Holdings, Inc. (NMIH), reported on Form 4 that he sold 19,926 common shares in open-market transactions on 09/15/2025 at a weighted average price of $39.3133 per share (trade range $39.1437 to $39.4601). After the reported sale, Mr. Scheid is shown as beneficially owning 78,960 shares indirectly through the Scheid Family Trust, of which he and his wife are co-trustees and beneficiaries. The filing also reports the disposition of 4,439 restricted stock units, noted as unvested. The Form 4 was signed by an attorney-in-fact on 09/17/2025. The document provides address details for the reporting person and confirms his status as a director.
Nicholas Daniel Realmuto, Vice President, Controller of NMI Holdings, Inc. (NMIH), reported two transactions in September 2025. On 09/13/2025 301 shares were withheld to satisfy taxes upon the vesting of restricted stock units originally granted on 09/13/2023, leaving 7,607 shares beneficially owned. On 09/16/2025 the reporting person sold 291 shares in an open market transaction at $38.52 per share, reducing beneficial ownership to 7,316 unvested restricted stock units. No derivative securities were reported.
NMI Holdings, Inc. (NMIH) filed a Form 144 notice reporting a proposed sale of 20,426 shares of common stock, with an aggregate market value of $805,397.00, representing part of the company's outstanding shares of 77,574,120. The sale is planned to occur on 09/15/2025 through Charles Schwab Corp. The shares were acquired as equity compensation in four grants dated 05/14/2021 (9,015 shares), 05/12/2023 (6,940 shares), 05/11/2024 (5,847 shares), and 05/09/2025 (4,166 shares). The filer reports no securities sold in the past three months and includes the standard representation that they are unaware of undisclosed material adverse information.
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