Welcome to our dedicated page for Nmi Holdings SEC filings (Ticker: NMIH), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The NMI Holdings, Inc. (NMIH) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as a NASDAQ-listed parent of National Mortgage Insurance Corporation (National MI). As a U.S.-based private mortgage insurer, NMI Holdings uses its SEC reports to present details about its mortgage insurance activities, financial condition, risk factors and governance.
Through this page, users can review current and historical filings such as Form 10-K annual reports and Form 10-Q quarterly reports, which describe net premiums earned, net investment income, insurance claims and claim expenses, underwriting and operating expenses, net income and book value per share. These filings also discuss insurance metrics including primary insurance-in-force and new insurance written, along with loss and expense ratios and other operating information relevant to the company’s mortgage insurance portfolio.
Investors can also see Form 8-K current reports, where NMI Holdings furnishes earnings press releases and other material updates, such as the announcement of quarterly financial results. These 8-K filings often reference conference calls and webcasts and may include exhibits with detailed financial tables and explanations of non-GAAP measures like adjusted net income and adjusted return-on-equity.
Stock Titan enhances this data with AI-powered summaries that highlight key points from lengthy filings, helping users quickly understand the main drivers in NMI Holdings’ results, risk disclosures and capital position. Real-time updates from EDGAR allow investors to track new filings as they are posted, while access to forms related to insider and executive activity, when available, can help users monitor ownership and compensation-related information disclosed by the company.
NMI Holdings (NMIH) reported solid Q3 2025 results with total revenues of $178,679 and net income of $95,999. Net premiums earned rose to $151,323 as the insured portfolio continued to season, while net investment income increased to $26,773. Diluted EPS was $1.22.
Insurance claims and claim expenses were $18,554 for the quarter, reflecting more new delinquencies, though prior-year reserve development remained favorable year to date. Shareholders’ equity increased to $2,514,871, supported by higher retained earnings and an improvement in accumulated other comprehensive loss. Year-to-date cash from operating activities was $357,556.
The company ended the quarter with cash and cash equivalents of $130,439 and continued returning capital, using $74,510 year to date for share repurchases. Debt consisted of $425 million senior unsecured notes bearing 6.00% due 2029, with a $250 million revolving credit facility undrawn. Primary policies in-force totaled 677,010 with a 1.05% default rate. Common shares outstanding were 76,867,928 as of October 30, 2025.
NMI Holdings, Inc. (NMIH) furnished an 8-K announcing quarterly results. On November 4, 2025, the company issued a press release with its financial results for the quarter ended September 30, 2025, which is attached as Exhibit 99.1.
The company noted the information is being furnished under Item 2.02 and is not deemed filed for purposes of Section 18 of the Exchange Act or incorporated by reference unless specifically stated.
Insider sale and remaining holdings. Steven Scheid, a director of NMI Holdings, Inc. (NMIH), reported on Form 4 that he sold 19,926 common shares in open-market transactions on 09/15/2025 at a weighted average price of $39.3133 per share (trade range $39.1437 to $39.4601). After the reported sale, Mr. Scheid is shown as beneficially owning 78,960 shares indirectly through the Scheid Family Trust, of which he and his wife are co-trustees and beneficiaries. The filing also reports the disposition of 4,439 restricted stock units, noted as unvested. The Form 4 was signed by an attorney-in-fact on 09/17/2025. The document provides address details for the reporting person and confirms his status as a director.
Nicholas Daniel Realmuto, Vice President, Controller of NMI Holdings, Inc. (NMIH), reported two transactions in September 2025. On 09/13/2025 301 shares were withheld to satisfy taxes upon the vesting of restricted stock units originally granted on 09/13/2023, leaving 7,607 shares beneficially owned. On 09/16/2025 the reporting person sold 291 shares in an open market transaction at $38.52 per share, reducing beneficial ownership to 7,316 unvested restricted stock units. No derivative securities were reported.
NMI Holdings, Inc. (NMIH) filed a Form 144 notice reporting a proposed sale of 20,426 shares of common stock, with an aggregate market value of $805,397.00, representing part of the company's outstanding shares of 77,574,120. The sale is planned to occur on 09/15/2025 through Charles Schwab Corp. The shares were acquired as equity compensation in four grants dated 05/14/2021 (9,015 shares), 05/12/2023 (6,940 shares), 05/11/2024 (5,847 shares), and 05/09/2025 (4,166 shares). The filer reports no securities sold in the past three months and includes the standard representation that they are unaware of undisclosed material adverse information.