[8-K] NMI Holdings, Inc. Reports Material Event

Rhea-AI Filing Summary

NMI Holdings, Inc. (NMIH) furnished an 8-K announcing quarterly results. On November 4, 2025, the company issued a press release with its financial results for the quarter ended September 30, 2025, which is attached as Exhibit 99.1.

The company noted the information is being furnished under Item 2.02 and is not deemed filed for purposes of Section 18 of the Exchange Act or incorporated by reference unless specifically stated.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of

The Securities Exchange Act of 1934

Date of report (Date of earliest event reported): November 4, 2025

NMI Holdings, Inc.

(Exact Name of Registrant as Specified in Its Charter)

Delaware			001-36174			45-4914248
(State or Other Jurisdiction  of Incorporation)			(Commission  File Number)			(IRS Employer  Identification No.)

2100 Powell Street, 12th Floor, Emeryville, CA

(Address of Principal Executive Offices)

94608

(Zip Code)

(855) 530-6642

(Registrant’s Telephone Number, Including Area Code)

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐     Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐     Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐     Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐     Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading Symbol(s)			Name of each exchange on which registered
Common Stock, par value $0.01			NMIH			Nasdaq

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§ 230.405 of this chapter) or Rule 12b-2 of the Exchange Act of 1934 (§ 240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02.    Results of Operations and Financial Condition

On November 4, 2025, NMI Holdings, Inc. issued a press release announcing its financial results for the quarter ended September 30, 2025. A copy of the press release is furnished as Exhibit 99.1 to this report.

The information included in, or furnished with, this report has been "furnished" and shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the "Exchange Act"), nor shall it be deemed incorporated by reference in any filing or other document under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing or document.

Item 9.01.          Financial Statements and Exhibits.

(d) Exhibits.

Exhibit No.    Description

99.1    NMI Holdings, Inc. Press Release, dated November 4, 2025

104    Cover Page Interactive Data File (embedded within the Inline XBRL document)

1

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

NMI Holdings, Inc.

(Registrant)

                

Date: November 4, 2025			By:			/s/ William J. Leatherberry
						William J. Leatherberry
						EVP, Chief Administrative Officer and General Counsel

2

FAQ

What did NMIH announce in this 8-K?

NMI Holdings furnished a press release announcing financial results for the quarter ended September 30, 2025, attached as Exhibit 99.1.

Which period do the results cover for NMIH (NMI Holdings)?

The results cover the quarter ended September 30, 2025.

Is the information in this 8-K considered filed or furnished?

The information is furnished under Item 2.02 and is not deemed filed under Section 18 of the Exchange Act.

Where can I find the detailed financial results for NMIH?

The detailed results are included in the press release attached as Exhibit 99.1.

What exhibits are included with this 8-K from NMIH?

Exhibits include 99.1 (press release dated November 4, 2025) and 104 (Cover Page Interactive Data File).

What is the subject item for this NMIH 8-K?

The filing cites Item 2.02 – Results of Operations and Financial Condition.