Every 10-Q that NMI Holdings Inc. (NMIH) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow NMIH and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full NMIH filings page.
NMI Holdings, Inc. reported Q2 2026 net income of $105.8 million, up from $96.2 million a year earlier, on total revenues of $187.9 million. Diluted EPS was $1.38 versus $1.21. Net premiums earned were $157.5 million and net investment income $30.3 million, while total expenses were $50.9 million.
For the first six months of 2026, net income was $205.1 million and diluted EPS $2.66, with total revenues of $371.4 million. Operating cash flow was $258.7 million. Total assets were $4.0 billion and shareholders’ equity $2.7 billion as of June 30, 2026, including $3.26 billion of fixed-maturity investments classified as available-for-sale.
The insurance portfolio continued to expand, with primary insurance-in-force of $227.1 billion and primary risk-in-force of $60.8 billion at June 30, 2026. The primary default rate was 1.16%, supported by gross reserves for insurance claims and claim expenses of $214.6 million and extensive quota share and excess-of-loss reinsurance programs.
NMI Holdings, Inc. reported solid first-quarter 2026 results as its mortgage insurance portfolio continued to grow. Total assets reached $3.91 billion and shareholders' equity was $2.63 billion, reflecting a strong capital position and ongoing profitability.
For the three months ended March 31, 2026, the company generated total revenues of $183.5 million, up from $173.2 million a year earlier, driven mainly by higher net premiums earned and net investment income. Net income was $99.3 million versus $102.6 million in 2025, with diluted EPS steady at $1.28.
Insurance-in-force rose to $222.3 billion of primary IIF and $59.5 billion of primary risk-in-force, supported by $12.3 billion of new insurance written and an annual persistency rate of 82.2%. Credit performance remained stable, with a primary default rate of 1.17% on 684,977 policies in force.
NMI Holdings (NMIH) reported solid Q3 2025 results with total revenues of $178,679 and net income of $95,999. Net premiums earned rose to $151,323 as the insured portfolio continued to season, while net investment income increased to $26,773. Diluted EPS was $1.22.
Insurance claims and claim expenses were $18,554 for the quarter, reflecting more new delinquencies, though prior-year reserve development remained favorable year to date. Shareholders’ equity increased to $2,514,871, supported by higher retained earnings and an improvement in accumulated other comprehensive loss. Year-to-date cash from operating activities was $357,556.
The company ended the quarter with cash and cash equivalents of $130,439 and continued returning capital, using $74,510 year to date for share repurchases. Debt consisted of $425 million senior unsecured notes bearing 6.00% due 2029, with a $250 million revolving credit facility undrawn. Primary policies in-force totaled 677,010 with a 1.05% default rate. Common shares outstanding were 76,867,928 as of October 30, 2025.