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NMI Holdings Inc. Form 4 Filings

NMIH NASDAQ

Every Form 4 that NMI Holdings Inc. (NMIH) has filed with the SEC in the last 12 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.

A Form 4 covers the transactions officers, directors and large holders report, so if you follow NMIH and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full NMIH filings page.

Rhea-AI Summary

NMI Holdings, Inc. (NMIH) reported that Chief Executive Officer and director Adam Pollitzer exercised previously granted stock options on September 4, 2026, acquiring a total of 61,125 common shares and disposing of an equivalent number of option rights.

The exercised options covered 16,264 shares at $18.70 per share expiring February 7, 2028, 19,435 shares at $16.00 per share expiring March 15, 2028, and 25,426 shares at $22.19 per share expiring February 13, 2029. After these transactions, Adam Pollitzer held 208,338 common shares and 123,054 unvested restricted stock units. No Rule 10b5-1 trading plan is reported.

Rhea-AI Summary

NMI Holdings, Inc. (NMIH) reports that Chief Executive Officer and director Adam Pollitzer sold 172,706 common shares on September 4, 2026 in a sale characterized as open market or private transactions at an average price of $44.855 per share, within a price range of $44.51 to $45.16. After these transactions, he holds a total of 270,267 equity interests, consisting of 147,213 common shares and 123,054 unvested restricted stock units, all reported as directly owned. No Rule 10b5-1 trading plan is reported for these sales.

Rhea-AI Summary

NMI Holdings, Inc. executive Aurora Swithenbank, EVP and Chief Financial Officer, reported selling 11,662 common shares of NMIH on 2026-08-11 in a series of open market transactions at an average price of $44.5085 per share. Following these sales, she reports holding a total of 50,734 equity-based interests, consisting of 14,605 common shares and 36,129 unvested restricted stock units, all reported as directly owned. The Rule 10b5-1 trading plan checkbox was not selected.

Rhea-AI Summary

NMI Holdings, Inc. EVP and Chief Risk Officer Robert Owen Smith sold 12,000 common shares on August 3, 2026 in a series of open-market transactions at a weighted-average price of $44.6469 per share, within a range of $44.325 to $44.86. After this sale, he holds 96,381 equity interests, consisting of 71,241 common shares and 25,140 unvested restricted stock units, all reported as directly owned.

Rhea-AI Summary

NMI Holdings, Inc. director Montgomery Michael Curry reported an open-market sale of 1,554 common shares at a price of $37.9001 per share. After this transaction, he holds 69,026 equity interests in total, consisting of 64,514 common shares and 4,512 unvested restricted stock units.

Rhea-AI Summary

EMBLER MICHAEL J reported acquisition or exercise transactions in this Form 4 filing.

NMI Holdings director Michael J. Embler received a grant of 4,512 restricted stock units of NMI Holdings, Inc. on the company’s common stock as compensation. The units were granted at no cost and will vest on the first anniversary of the grant date under the NMIH Amended and Restated 2014 Omnibus Incentive Plan.

Following this award, Embler’s direct holdings total 50,558 common share equivalents, consisting of 46,046 common shares and 4,512 unvested restricted stock units.

Rhea-AI Summary

Montgomery Michael Curry reported acquisition or exercise transactions in this Form 4 filing.

NMI Holdings, Inc. director Michael Curry received a grant of 4,512 restricted stock units as equity compensation. These units were granted under the NMIH Amended and Restated 2014 Omnibus Incentive Plan and will vest on the first anniversary of the grant date.

After this grant, Curry holds 70,580 equity-based interests, consisting of 66,068 common shares and 4,512 unvested restricted stock units, all reported as directly owned.

Rhea-AI Summary

SCHEID STEVEN reported acquisition or exercise transactions in this Form 4 filing.

NMI Holdings director Steven Scheid reported a grant of 4,512 restricted stock units on May 14, 2026 under the NMIH Amended and Restated 2014 Omnibus Incentive Plan. These units vest on the first anniversary of the grant date.

After the award, he holds 8,951 restricted stock units and 4,439 common shares directly, plus 74,794 common shares held indirectly through the Scheid Family Trust, where he and his wife are co-trustees and beneficiaries. This filing reflects routine equity-based compensation rather than open-market trading.

Rhea-AI Summary

McCreary Lynn S. reported acquisition or exercise transactions in this Form 4 filing.

NMI Holdings director Lynn S. McCreary received a grant of 4,512 restricted stock units (RSUs). These awards were granted under the NMIH Amended and Restated 2014 Omnibus Incentive Plan and will vest on the first anniversary of the grant date, reflecting standard equity compensation rather than an open-market trade.

After this grant, McCreary directly holds 48,757 equity-related instruments, consisting of 44,245 common shares and 4,512 unvested RSUs, aligning her compensation further with shareholder outcomes.

Rhea-AI Summary

Huskins Priya Cherian reported acquisition or exercise transactions in this Form 4 filing.

NMI Holdings director Priya Cherian Huskins received a grant of 4,512 restricted stock units. These units were awarded at no cost under the NMIH Amended and Restated 2014 Omnibus Incentive Plan and vest on the first anniversary of the grant date.

After this equity award, Huskins’ holdings total 36,164 equity-based interests, consisting of 31,652 common shares and 4,512 unvested restricted stock units. This reflects a routine, compensation-related stock unit grant rather than an open-market share purchase or sale.

Rhea-AI Summary

Erickson John C reported acquisition or exercise transactions in this Form 4 filing.

NMI Holdings, Inc. director John C. Erickson received a grant of 4,512 restricted stock units as equity compensation. These units were awarded at no cash cost to him and will vest on the first anniversary of the grant date. After this award, he is reported as having 21,832 equity-related interests, consisting of 17,320 common shares and 4,512 unvested restricted stock units.

Rhea-AI Summary

Agrawal Renu reported acquisition or exercise transactions in this Form 4 filing.

NMI Holdings, Inc. director Renu Agrawal received a grant of 4,512 restricted stock units as equity compensation. These units were granted under the NMIH Amended and Restated 2014 Omnibus Incentive Plan and will vest on the first anniversary of the grant date. Following this award, Agrawal holds 8,663 unvested restricted stock units.

Rhea-AI Summary

NMI Holdings, Inc. reported that EVP and Chief Financial Officer Aurora Swithenbank had 2,922 common shares withheld on May 8, 2026 to cover taxes due on vesting of previously granted restricted stock units. This was a tax-withholding disposition, not an open-market sale. After the transaction, she held 62,396 shares in total, consisting of 26,267 common shares and 36,129 unvested restricted stock units, so her overall equity stake in the company remains substantial.

Rhea-AI Summary

NMI Holdings, Inc. Executive Vice President and Chief Financial Officer Aurora Swithenbank reported a tax-related share disposition. On May 1, 2026, 9,135 common shares were withheld by NMI Holdings to cover withholding taxes due on the vesting of restricted stock units granted on May 8, 2024. This was a tax-withholding disposition, not an open‑market sale, and Swithenbank directly holds 65,318 common shares afterward, along with footnoted unvested restricted stock units that continue to vest over a three‑year schedule.

Rhea-AI Summary

NMI Holdings, Inc. Executive Chairman Bradley M. Shuster exercised stock options to acquire 55,156 common shares at an exercise price of $11.10 per share. As part of this cashless exercise, 36,203 shares were withheld to cover the exercise and related tax obligations, so these were not sold into the market.

Shuster then sold 18,953 common shares in open-market transactions at a weighted average price of $37.3467, with individual sales ranging from $36.8850 to $37.6100. After these transactions, he holds 415,411 shares directly, plus 47,150 shares indirectly through the Shuster Family Trust.

Rhea-AI Summary

NMI Holdings, Inc. Executive Chairman Bradley M. Shuster exercised stock options and sold a modest number of shares. He exercised options for 55,158 common shares at $11.10 per share, then had 36,162 shares withheld to cover the cashless exercise and related taxes.

Shuster later sold 18,996 common shares in open-market transactions at a weighted average price of $37.0544. After these moves, he directly holds 363,130 common shares and 52,281 unvested restricted stock units, plus 47,150 shares held indirectly through the Shuster Family Trust.

Rhea-AI Summary

NMI Holdings, Inc. reported that SVP and Controller Nicholas Daniel Realmuto received a grant of 3,882 restricted stock units on March 15, 2026 under the company’s Amended and Restated 2014 Omnibus Incentive Plan. These units vest in three equal annual installments starting on the first anniversary of the grant date.

On the same date, the company withheld a total of 3,053 common shares to cover withholding taxes tied to the vesting of earlier restricted stock unit grants made on March 15, 2023, March 15, 2024, and March 15, 2025. After these transactions, Realmuto’s position consists of 2,943 common shares and 5,202 unvested restricted stock units, reflecting routine compensation and tax-settlement activity rather than open-market trading.

Rhea-AI Summary

NMI Holdings executive chairman Bradley M. Shuster exercised stock options and sold a portion of the resulting shares. On March 11, 2026, he exercised options for 55,158 common shares at an exercise price of $11.10 per share. A total of 36,182 shares were withheld to satisfy the cashless exercise and related tax obligations, leaving the remainder issued as common stock.

On March 12, 2026, Shuster completed an open-market sale of 18,976 common shares at a weighted average price of $36.5803 per share, in a series of transactions within a range of $36.31 to $36.81. Following these transactions, he held 415,411 common shares directly and 47,150 common shares indirectly through the Shuster Family Trust.

Rhea-AI Summary

NMI Holdings, Inc. Executive Chairman Bradley M. Shuster reported multiple equity transactions involving the company’s common shares. He exercised stock options for 55,158 shares at $11.10 per share and had 35,728 shares withheld to cover a cashless exercise and related taxes.

He then sold 19,430 common shares in open-market transactions at a weighted average price of $38.906 per share, with trades ranging from $38.66 to $39.19. A footnote states his reported holdings reflect 363,130 common shares, 52,281 unvested restricted stock units, and 47,150 shares held indirectly through the Shuster Family Trust.

Rhea-AI Summary

NMI Holdings director-related trust reports open-market share sale and ownership correction. Scheid Family Trust, associated with director Steven Scheid, sold 19,926 NMI Holdings common shares on September 15, 2025 at a weighted average price of $39.3133 per share, in multiple open-market trades within a price range of $39.1437 to $39.4601.

After these sales, the trust indirectly holds 74,794 common shares. Separately, Scheid directly holds 4,439 unvested restricted stock units. The amended filing also corrects a prior Form 4 that had overreported 4,166 common shares as beneficially owned.

Rhea-AI Summary

NMI Holdings, Inc. executive William J. Leatherberry reported an administrative transfer of 4,900 common shares on February 27, 2026. The shares were transferred for no consideration to his former spouse under a marriage settlement agreement and are no longer beneficially owned by him.

After this transaction, he directly holds 124,901 common shares and 34,433 unvested restricted stock units, reflecting his continuing equity stake in the company.

Rhea-AI Summary

NMI Holdings Executive Chairman Bradley Shuster reported several equity transactions involving company stock. On February 25, 2026, he exercised stock options for 55,158 common shares at an exercise price of $11.10 per share and simultaneously had 35,601 common shares withheld to cover a cashless exercise and related tax obligations. The options he exercised had fully vested on February 9, 2020.

On February 26, 2026, Shuster completed an open-market sale of 19,557 common shares at a weighted average price of $39.8541 per share, with individual sale prices ranging from $39.56 to $40.05. After these transactions, he directly owns 415,411 equity interests, consisting of 308,130 common shares and 107,281 unvested restricted stock units, and indirectly holds 47,150 common shares through the Shuster Family Trust, where he and his wife serve as co-trustees and beneficiaries.

Rhea-AI Summary

NMI Holdings, Inc. Executive Chairman Bradley M. Shuster reported an option exercise and share sale. He exercised stock options for 55,000 common shares at an exercise price of $11.10 per share, then sold 55,000 common shares in open-market transactions at a weighted average price of $39.6295 per share.

Following these transactions, he held 415,411 common shares and unvested restricted stock units in total, including 308,130 common shares and 107,281 unvested restricted stock units, with direct ownership. He also reported indirect ownership of 47,150 common shares held by the Shuster Family Trust, where he and his wife serve as co-trustees and beneficiaries.

Rhea-AI Summary

NMI Holdings executive Norman Peter Fitzgerald sold 22,500 common shares in an open-market transaction. The sale occurred on February 17, 2026, at a weighted average price of $39.9393 per share, within a price range of $39.62 to $40.56. After these sales, he holds 32,445 equity-based units, consisting of 15,313 common shares and 17,132 unvested restricted stock units.

Rhea-AI Summary

NMI Holdings, Inc. executive Yousaf Mohammad Nawaz, EVP and Chief of Operations and Technology, reported an open-market sale of 16,000 common shares on February 17, 2026 at a weighted average price of $39.8875 per share. After these transactions, he holds 38,733 equity-based interests, including 21,213 common shares and 17,520 unvested restricted stock units.

Rhea-AI Summary

NMI Holdings, Inc. executive Aurora Swithenbank, EVP and Chief Financial Officer, reported equity compensation and related tax-withholding transactions in company stock. On February 11, 2026, she received a grant of 14,784 restricted stock units under the NMIH Amended and Restated 2014 Omnibus Incentive Plan, vesting 40% on each of the first two anniversaries of the grant date and 20% on the third anniversary.

To cover withholding taxes tied to previously granted restricted stock units, the company withheld 9,117 common shares on May 1, 2025, 2,916 common shares on May 8, 2025, and 3,363 common shares on February 12, 2026, each at a net settlement price equal to the applicable closing stock price. After these transactions, the filing states she beneficially owns 14,629 common shares and 59,824 unvested restricted stock units.

Rhea-AI Summary

NMI Holdings EVP Yousaf Mohammad Nawaz reported equity compensation and related tax-withholding transactions. On February 11, 2026, he acquired 9,164 restricted stock units (RSUs) under the NMIH Amended and Restated 2014 Omnibus Incentive Plan, vesting 40% on each of the first two anniversaries and 20% on the third.

Also on February 11, 2026, performance criteria for PRSUs granted on February 8, 2023 were certified, resulting in the issuance of 27,212 common shares. To cover tax withholding tied to these vestings, 10,708 common shares were disposed of on February 11, 2026 and 1,595 common shares on February 12, 2026 through tax-withholding dispositions. After these transactions, he beneficially owned 54,733 common shares, consisting of 37,213 common shares and 17,520 unvested RSUs.

Rhea-AI Summary

SHUSTER BRADLEY M reported multiple insider transaction types in a Form 4 filing for NMIH. The filing lists transactions totaling 29,358 shares. Following the reported transactions, holdings were 415,411 shares.

Rhea-AI Summary

Smith Robert Owen reported multiple insider transaction types in a Form 4 filing for NMIH. The filing lists transactions totaling 74,378 shares. Following the reported transactions, holdings were 108,381 shares.

Rhea-AI Summary

Fitzgerald Norman Peter reported multiple insider transaction types in a Form 4 filing for NMIH. The filing lists transactions totaling 51,269 shares. Following the reported transactions, holdings were 54,945 shares.

Rhea-AI Summary

NMI Holdings CEO Adam Pollitzer reported equity award grants and related tax-withholding share dispositions. On February 11, 2026, he received 63,538 restricted stock units under the NMIH Amended and Restated 2014 Omnibus Incentive Plan that vest 40% on each of the first two anniversaries and 20% on the third.

Performance criteria for a prior February 8, 2023 performance-based RSU grant were certified as met on February 11, 2026, resulting in 184,664 common shares being issued. To cover withholding taxes, the company withheld 93,958 shares on February 11, 2026 and 14,674 shares on February 12, 2026, both reported as tax-withholding dispositions. Following these transactions, Pollitzer held 319,919 common shares and 123,054 unvested restricted stock units.

Rhea-AI Summary

NMI Holdings, Inc. reported equity compensation activity for Chief Administrative Officer and General Counsel William J. Leatherberry. On February 11, 2026, he acquired 18,233 restricted stock units under the NMIH Amended and Restated 2014 Omnibus Incentive Plan, which vest 40% on each of the first two anniversaries of the grant date and 20% on the third.

Performance-based restricted stock units granted on February 8, 2023 vested after performance criteria were certified, resulting in 50,496 common shares being issued on February 11, 2026. To cover tax withholding related to these and other vesting RSUs, 25,693 shares were withheld on February 11, 2026 and 4,005 shares on February 12, 2026 through tax-withholding dispositions. After these transactions, he directly held 164,234 common shares and 34,433 unvested restricted stock units.

Rhea-AI Summary

NMI Holdings Executive Chairman Bradley M. Shuster reported routine share withholding transactions related to restricted stock unit vesting. On February 7, 2026, NMIH withheld 6,936 common shares to cover taxes on units granted February 7, 2024. On February 8, 2026, it withheld 6,961 shares tied to units granted February 8, 2023.

Both transactions were coded as tax-withholding (code F) at a share price of $0 because they were net settlements rather than market sales. After these transactions, Shuster holds 395,895 common shares directly, which includes 358,381 common shares and 37,514 unvested restricted stock units, plus 47,150 shares held indirectly through the Shuster Family Trust.

Rhea-AI Summary

NMI Holdings, Inc. reported that Chief Administrative Officer and General Counsel William J. Leatherberry had company shares withheld to cover taxes on vesting restricted stock units. On February 7, 2026, 4,633 common shares were withheld, and on February 8, 2026, 2,570 common shares were withheld, both at a stated price of $0 per share as they were tax withholdings rather than open-market sales.

After these transactions, he beneficially owned a total of 125,203 common share equivalents, consisting of 101,133 common shares and 24,070 unvested restricted stock units. The footnotes explain that the restricted stock units vest 40% on each of the first two anniversaries of the grant dates and 20% on the third anniversaries.

Rhea-AI Summary

NMI Holdings, Inc. Chief Executive Officer and director Adam Pollitzer reported share-withholding transactions related to vesting restricted stock units. On February 7, 2026, NMI Holdings withheld 16,665 common shares to cover withholding taxes on RSUs granted on February 7, 2024. On February 8, 2026, it withheld an additional 9,397 common shares tied to RSUs granted on February 8, 2023.

After these transactions, Pollitzer beneficially owned 303,403 common-share equivalents, consisting of 215,048 common shares and 88,355 unvested restricted stock units, all held directly.

Rhea-AI Summary

NMI Holdings, Inc. reported an insider equity transaction for EVP and Chief Sales Officer Fitzgerald Norman Peter. On February 7, 2026, the company withheld 2,323 common shares and on February 8, 2026 it withheld 1,317 common shares to satisfy tax withholding obligations on previously granted restricted stock units.

These shares were withheld at a reported price of $0 per share, indicating no open-market sale. After the transactions, he directly beneficially owned 33,830 common shares, consisting of 21,711 common shares and 12,119 unvested restricted stock units subject to a 40%/40%/20% vesting schedule on the first, second and third anniversaries of the respective grant dates.

Rhea-AI Summary

NMI Holdings EVP and Chief Risk Officer Robert Owen Smith reported routine share withholding related to restricted stock unit vesting. On February 7, 2026, 3,383 common shares were withheld to cover taxes for units granted February 7, 2024. On February 8, 2026, 1,964 common shares were withheld to cover taxes for units granted February 8, 2023. After these transactions, he beneficially owned 79,219 common-share equivalents, consisting of 61,417 common shares and 17,802 unvested restricted stock units.

Rhea-AI Summary

NMI Holdings EVP Yousaf Mohammad Nawaz reported tax‑related share withholdings tied to restricted stock unit vesting. On February 7, 2026, NMI Holdings withheld 1,969 common shares, and on February 8, 2026, it withheld another 1,072 common shares to satisfy withholding taxes on prior RSU grants.

After these transactions, Nawaz beneficially owns 30,660 common shares, consisting of 18,252 common shares and 12,408 unvested restricted stock units, all held directly. The Form 4 shows these as company share withholdings rather than open‑market sales.

Rhea-AI Summary

NMI Holdings, Inc. (NMIH) reported an insider share sale by one of its directors. On 11/19/2025, the director sold 20,000 common shares of NMI Holdings in open market transactions at a weighted average price of $36.900 per share. The filing states that the sale prices on that date ranged from $36.715 to $37.070 per share.

After this transaction, the director beneficially owns 46,046 NMI Holdings equity instruments, consisting of 41,607 common shares and 4,439 unvested restricted stock units. The reporting person has agreed to provide full breakdowns of the shares sold at each price within the disclosed range upon request by the SEC staff, the company, or any NMIH security holder.