Every 8-K that NMI Holdings Inc. (NMIH) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 8-K covers material events a company has to report between its quarterly reports, so if you follow NMIH and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full NMIH filings page.
NMI Holdings, Inc. reported record second quarter 2026 results, with net income of $105.8 million and diluted EPS of $1.38, up from $99.3 million and $1.28 in the first quarter and $96.2 million and $1.21 a year earlier. Adjusted net income was $106.0 million, or $1.38 per diluted share.
Total revenue reached $187.9 million, driven by net premiums earned of $157.5 million and net investment income of $30.3 million. Primary insurance‑in‑force rose to $227.1 billion, with new insurance written of $16.1 billion, up 31% sequentially and 29% year over year.
Profitability remained strong, with a loss ratio of 8.3%, expense ratio of 19.4% and combined ratio of 27.7%. Shareholders’ equity was $2.7 billion, and book value per share excluding net unrealized investment gains and losses increased to $36.88, a 15% year‑over‑year rise, while annualized return on equity was 15.9%.
NMI Holdings, Inc. reported results from its annual stockholder meeting. On the record date, 76,156,368 common shares were outstanding, and 90.64% were present, establishing a strong quorum. Stockholders elected all nine nominated directors, each receiving over 60 million votes in favor.
Investors also approved, on an advisory basis, the company’s executive compensation, with 61,053,212 votes for and 4,928,264 against. In addition, stockholders ratified BDO USA, LLP as independent registered public accounting firm for the year ending December 31, 2026, with 68,517,000 votes for and only 536,950 against.
NMI Holdings reported first-quarter 2026 net income of $99.3 million, or $1.28 per diluted share, on total revenue of $183.5 million. Net income rose from $94.2 million in the prior quarter but eased from $102.6 million a year earlier, while diluted EPS matched last year.
Primary insurance-in-force grew to $222.3 billion, up from $221.4 billion at December 31, 2025 and $211.3 billion a year ago, reflecting continued portfolio expansion. The loss ratio increased to 13.3% from 3.0% a year earlier, but the combined ratio remained low at 33.1%, supporting an annualized return on equity of 15.2%. Book value per share excluding net unrealized investment gains and losses was $35.46, up 3% sequentially and 15% year over year.
NMI Holdings, Inc. filed an 8-K announcing that its Board of Directors expanded to ten members and appointed Renu Agrawal as an independent director, effective February 12, 2026. She will serve on the company’s Audit Committee and Risk Committee.
Under the standard non-employee director compensation program, Ms. Agrawal will receive an annual cash retainer of $120,000 for 2026 (prorated) and an annual equity retainer of $170,000 in restricted stock units vesting after one year. She will also receive an additional RSU grant with a grant date fair value of $170,000, vesting in equal installments on the second and third anniversaries of the grant date, and is subject to stock ownership guidelines requiring total share value of at least five times her annual cash retainer.
NMI Holdings, Inc. reported solid fourth-quarter and full-year 2025 results, highlighted by growth in its insured portfolio and higher earnings. For the quarter ended December 31, 2025, net income was $94.2 million, or $1.20 per diluted share, versus $86.2 million, or $1.07 per diluted share, a year earlier. Full-year 2025 net income reached $388.9 million, or $4.92 per diluted share, up from $360.1 million, or $4.43 per diluted share, in 2024.
Primary insurance-in-force increased to $221.4 billion at year-end 2025 from $210.2 billion a year earlier, driven by quarterly new insurance written of $14.2 billion. Total quarterly revenue rose to $180.7 million, with net premiums earned of $152.5 million and net investment income of $27.5 million. The loss ratio rose to 13.9% and the expense ratio was 20.4%, producing a combined ratio of 34.3%.
Book value per share excluding net unrealized investment gains and losses was $34.58, up 16% from $29.80 a year earlier, and shareholders’ equity reached $2.6 billion. Annualized return on equity for the quarter was 14.8%, and full-year return on equity was 16.2%. The company reported PMIERs available assets of $3.5 billion versus net risk-based required assets of $2.1 billion, indicating a sizable capital buffer.
NMI Holdings, Inc. (NMIH) furnished an 8-K announcing quarterly results. On November 4, 2025, the company issued a press release with its financial results for the quarter ended September 30, 2025, which is attached as Exhibit 99.1.
The company noted the information is being furnished under Item 2.02 and is not deemed filed for purposes of Section 18 of the Exchange Act or incorporated by reference unless specifically stated.