STOCK TITAN

Nelnet (NNI) president has 15 shares withheld for taxes after award vests

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

NELNET INC director and executive Matthew W. Dunlap reported a small, routine tax-withholding transaction related to vesting equity awards. On the reported date, 15 shares of Class A Common Stock were withheld by the issuer at a per-share value of $130.72 to satisfy his tax obligation from the vesting of a previously granted share award under Rule 16b-3(d). This was not an open-market sale.

After this tax-withholding disposition, Dunlap directly holds 17,054 shares of Class A Common Stock and 226,197 shares of Class B Common Stock, indicating the transaction affected only a very small portion of his overall position.

Positive

  • None.

Negative

  • None.
Insider Dunlap Matthew W
Role President, NFS
Type Security Shares Price Value
Tax Withholding Class A Common Stock 15 $130.72 $2K
holding Class B Common Stock -- -- --
Holdings After Transaction: Class A Common Stock — 17,054 shares (Direct, null); Class B Common Stock — 226,197 shares (Direct, null)
Footnotes (1)
  1. These shares were tax-withheld by the issuer to satisfy the reporting person's tax obligation resulting from the vesting of a previously reported grant of shares pursuant to Rule 16b-3(d). Per share value assigned by the issuer to the tax withholding shares under the tax withholding arrangement, and based on the market closing price of the shares on June 10, 2026.
Tax-withheld shares 15 shares Class A Common Stock withheld for taxes on vesting award
Per-share tax value $130.72 per share Value assigned by issuer to tax-withholding shares on June 10, 2026
Class A holdings after transaction 17,054 shares Directly held by Matthew W. Dunlap following tax-withholding disposition
Class B holdings after transaction 226,197 shares Directly held by Matthew W. Dunlap as of the reported date
Class A Common Stock financial
"15 shares of Class A Common Stock were withheld by the issuer"
Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.
Class B Common Stock financial
"Dunlap directly holds 17,054 shares of Class A and 226,197 shares of Class B"
A class B common stock is one of multiple types of a company’s ordinary shares that carries specific rights—often different voting power or dividend priority—compared with other classes. For investors it matters because those differences affect how much influence you have over company decisions, the income you might receive, and how freely the shares trade; think of it like owning a car with different keys: some keys let you start the engine and open the trunk, others only unlock the door.
tax-withholding disposition financial
"the transaction is coded F as a tax-withholding disposition by delivering securities"
A tax-withholding disposition is an event or transaction—such as selling or transferring securities, exercising options, or receiving compensation—that triggers a requirement to hold back part of the payment and remit it to tax authorities. It matters to investors because it reduces the cash they receive immediately and can change the timing and amount of taxable income, like a cashier taking a portion of your sale proceeds to pay taxes before you get the rest.
Rule 16b-3(d) regulatory
"resulting from the vesting of a previously reported grant of shares pursuant to Rule 16b-3(d)"
Rule 16b-3(d) is a narrow SEC safe-harbor that shields company insiders (officers, directors and large shareholders) from liability for short‑swing profits when their buys or sells of company stock are made under a pre-established, written plan or contract that removes the insider’s ability to time trades. For investors, this matters because it permits predictable, automated insider transactions — like scheduled sales for diversification or payroll withholding — without triggering forced disgorgement, so such planned trades are treated differently from opportunistic insider trading.
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SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Dunlap Matthew W

(Last)(First)(Middle)
121 SOUTH 13TH STREET
SUITE 100

(Street)
LINCOLN NEBRASKA 68508

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
NELNET INC [ NNI ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
XOfficer (give title below)Other (specify below)
President, NFS
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
06/10/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Class A Common Stock06/10/2026F15(1)D$130.72(2)17,054D
Class B Common Stock226,197D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. These shares were tax-withheld by the issuer to satisfy the reporting person's tax obligation resulting from the vesting of a previously reported grant of shares pursuant to Rule 16b-3(d).
2. Per share value assigned by the issuer to the tax withholding shares under the tax withholding arrangement, and based on the market closing price of the shares on June 10, 2026.
Remarks:
This Form 4 excludes certain shares of the issuer held by various estate planning trusts and by a family limited liability company in which the reporting person has an interest by virtue of being a beneficiary of various trusts, but with respect to which shares the reporting person does not have or share investment control, because the reporting person does not have or share investment or dispositive power or voting power, and thus the reporting person is not deemed to beneficially own such shares for purposes of Section 16(a) of the Securities Exchange Act of 1934.
/s/ Nicole M. Stawniak, Attorney-in-Fact for Matthew W. Dunlap06/11/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did NELNET INC (NNI) report for Matthew W. Dunlap?

NELNET INC reported that Matthew W. Dunlap had 15 shares of Class A Common Stock withheld by the company to cover taxes due on a vesting share award, rather than executing an open-market sale.

Was the NELNET INC (NNI) Form 4 transaction an open-market sale of shares?

No, the Form 4 shows a tax-withholding disposition. Fifteen Class A shares were withheld by NELNET INC to satisfy Matthew W. Dunlap’s tax obligation from the vesting of a previously granted share award.

How many NELNET INC (NNI) shares were involved in the tax withholding?

The filing shows 15 shares of NELNET INC Class A Common Stock were withheld. The issuer valued these tax-withholding shares at $130.72 per share, based on the market closing price on June 10, 2026.

What are Matthew W. Dunlap’s NELNET INC (NNI) holdings after the Form 4 event?

After the reported tax-withholding transaction, Matthew W. Dunlap directly holds 17,054 shares of NELNET INC Class A Common Stock and 226,197 shares of Class B Common Stock, indicating the withholding affected only a small fraction of his total position.

Why were NELNET INC (NNI) shares withheld from Matthew W. Dunlap?

The shares were withheld to satisfy taxes triggered by the vesting of a previously reported share grant. According to the filing, the issuer retained 15 Class A shares under a tax withholding arrangement pursuant to Rule 16b-3(d).