Nelnet Bank files June 2026 FDIC Call Report
Accepted by SEC EDGAR
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Form Type
8-K
Rhea-AI Filing Summary
Nelnet, Inc. disclosed that its wholly owned subsidiary, Nelnet Bank, filed a Consolidated Reports of Condition and Income for a Bank with Domestic Offices Only and Total Assets Less than $5 Billion (FFIEC 051) for the quarter ended June 30, 2026 with the Federal Deposit Insurance Corporation (FDIC).
The disclosure is made under Regulation FD and notes that the publicly available portions of the Call Report can be accessed via the FDIC’s website. The company states that this information is furnished, not filed, and is not automatically incorporated by reference into securities law filings.
8-K Event Classification
Item 7.01 — Regulation FD Disclosure
1 item
Item 7.01
Regulation FD Disclosure
Disclosure
Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.
Key Terms
Regulation FD, Call Report, FFIEC 051, Federal Deposit Insurance Corporation, +1 more
5 terms
Regulation FD regulatory
"Item 7.01 Regulation FD Disclosure."
Regulation FD is a rule that prevents company insiders, like executives, from sharing important information with some people before others get it. It matters because it helps ensure all investors have equal access to key news, making the stock market fairer and reducing chances of insider trading.
Call Report financial
"filed its Consolidated Reports of Condition and Income for a Bank"
A call report is a regular, detailed financial statement that a bank files with its regulators showing its balance sheet, income, loan quality, reserves, and other measures of financial health. Investors use it like a school report card to check how well a bank is performing, spot trends in lending or losses, and assess the risks to deposits and earnings — information that affects stock and bond values in the financial sector.
FFIEC 051 regulatory
"Total Assets Less than $5 Billion - FFIEC 051, for the quarter ended"
Federal Deposit Insurance Corporation regulatory
"with the Federal Deposit Insurance Corporation ("FDIC")."
A U.S. government agency that insures customer deposits at member banks up to a set limit, acting like a safety net so people don’t lose their cash if a bank fails. It matters to investors because it helps maintain confidence in the banking system, reduces the chance of sudden withdrawals or bank runs, and can influence the stability and share prices of banks and financial markets.
Section 18 of the Securities Exchange Act of 1934 regulatory
"shall not be deemed filed for purposes of Section 18 of the Securities"
FAQ
AI-generated questions and answers. How Rhea-AI works. Not financial advice.
What did Nelnet, Inc. (NNI) report regarding Nelnet Bank on July 29, 2026?
Nelnet, Inc. reported that Nelnet Bank filed its FFIEC 051 Call Report with the FDIC for the quarter ended June 30, 2026. This is a regulatory report covering the bank’s condition and income, made available under a Regulation FD disclosure.
Which period does Nelnet Bank’s Call Report referenced by NNI cover?
The Call Report covers the quarter ended June 30, 2026. Nelnet Bank filed this Consolidated Reports of Condition and Income (FFIEC 051) with the FDIC, and Nelnet, Inc. furnished this fact in a Regulation FD disclosure for investors’ awareness.
Where can investors find Nelnet Bank’s June 30, 2026 Call Report mentioned by NNI?
The publicly available portions of the Call Report can be found on the FDIC’s website. Nelnet, Inc. points investors to the FDIC’s public Call Report portal, noting that the FDIC site’s contents are not incorporated by reference into its disclosure.
Does the Nelnet, Inc. (NNI) disclosure include detailed financial results for Nelnet Bank?
The disclosure does not include detailed financial figures; it states that Nelnet Bank has filed its Call Report with the FDIC. Investors must review the publicly available portions of that Call Report on the FDIC website to see specific financial data.
Is the Call Report information deemed filed under Section 18 of the Exchange Act for NNI?
Nelnet, Inc. states the Call Report information is furnished, not filed, for purposes of Section 18 of the Exchange Act. It is also not deemed incorporated into Securities Act or Exchange Act filings unless specifically referenced in a future filing.
What type of regulatory disclosure did Nelnet, Inc. (NNI) use for this Call Report update?
Nelnet, Inc. used a Regulation FD disclosure to inform the market that Nelnet Bank filed its FFIEC 051 Call Report. Regulation FD is designed to ensure broad, non-selective distribution of material information to all investors.
AI-generated analysis. How Rhea-AI works. Not financial advice.
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report (Date of earliest event reported)
(Exact name of registrant as specified in its charter)
| (State or other jurisdiction of incorporation) | (Commission File Number) | (I.R.S. Employer Identification No.) | ||||||||||||
| (Address of principal executive offices) | (Zip Code) | ||||||||||
Registrant's telephone number, including area code (402 ) 458-2370
Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:
(17 CFR 240.14d-2(b))
(17 CFR 240.13e-4(c))
Securities registered pursuant to Section 12(b) of the Act:
| Title of each class | Trading Symbol | Name of each exchange on which registered | ||||||
Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).
Emerging growth company ☐
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐
Item 7.01 Regulation FD Disclosure.
On July 29, 2026, Nelnet Bank, the wholly-owned bank subsidiary of Nelnet, Inc., filed its Consolidated Reports of Condition and Income for a Bank with Domestic Offices Only and Total Assets Less than $5 Billion - FFIEC 051, for the quarter ended June 30, 2026 (the "Call Report"), with the Federal Deposit Insurance Corporation ("FDIC"). The publicly available portions of the Call Report may be found on the FDIC's website at https://cdr.ffiec.gov/Public/. The contents of the FDIC’s website are not incorporated by reference into, and are not otherwise a part of, this report.
The above information shall not be deemed filed for purposes of Section 18 of the Securities Exchange Act of 1934 (the “Exchange Act”), nor shall such information be deemed incorporated by reference in any filing under the Securities Act of 1933 or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.
NELNET, INC.
Date: July 30, 2026 By: /s/ JAMES D. KRUGER
Name: James D. Kruger
Title: Chief Financial Officer