Neptune Insurance Holdings (NP) FTV funds sell 1,867,840 shares

Rhea-AI Filing Summary

FTV-affiliated investment entities that are ten percent owners of Neptune Insurance Holdings Inc. reported an indirect sale of 1,867,840 shares of Class A Common Stock on July 29, 2026 at $33.22 per share. After this transaction, they collectively report 14,442,941 shares held across FTV VII, L.P., FTV-NE Aggregator, LLC and Growth VII-Centre, L.P., while disclaiming beneficial ownership beyond their pecuniary interests.

Insider Trade Summary

Net Seller: 1,867,840 shares

Net Sell 1 txn

Insider FTV VII, L.P., FTV NE-Aggregator, LLC, Growth VII-Centre, L.P., FTV Management VII, L.P.

Role 10% Owner | 10% Owner | 10% Owner | 10% Owner

Sold 1,867,840 shs ($62.05M)

Type	Security	Shares	Price	Value
Sale	Class A Common Stock F1, F2, F3	1,867,840	$33.22	$62.05M

Holdings After Transaction: Class A Common Stock — 14,442,941 shares (Indirect, See footnotes)

Footnotes (3)

1. F1. After giving effect to the sale reported in this statement, the shares of Class A Common Stock are directly held as follows: 12,685,340 by FTV VII, L.P. ("FTV VII"), 878,801 by FTV-NE Aggregator, LLC ("FTV-NE Aggregator") and 878,800 by Growth VII-Centre, L.P. ("Growth VII-Centre").
2. F2. FTV-NE Aggregator is managed by FTV VII, its sole member, which is managed by FTV Management VII, L.P. ("FTV Management"), its general partner. Growth VII-Centre is managed by FTV Management, its general partner.
3. F3. Each of the reporting persons disclaims beneficial ownership of the reported securities, except to the extent of such reporting person's pecuniary interest therein, if any. The filing of this statement shall not be deemed an admission by any reporting person of beneficial ownership of the reported securities.

Key Figures

Shares sold: 1,867,840 shares Sale price per share: $33.22 per share Shares held after transaction: 14,442,941 shares +3 more

6 metrics

Shares sold 1,867,840 shares Class A Common Stock sale on July 29, 2026

Sale price per share $33.22 per share Price for Class A Common Stock in reported sale

Shares held after transaction 14,442,941 shares Indirect holdings reported following the sale

FTV VII, L.P. holdings 12,685,340 shares Directly held Class A Common Stock after the sale

FTV-NE Aggregator, LLC holdings 878,801 shares Directly held Class A Common Stock after the sale

Growth VII-Centre, L.P. holdings 878,800 shares Directly held Class A Common Stock after the sale

Key Terms

Class A Common Stock, pecuniary interest, beneficial ownership, general partner

4 terms

Class A Common Stock financial

"the shares of Class A Common Stock are directly held as follows"

Class A common stock is a category of a company’s shares that carries a specific set of ownership rights—most commonly defined voting power and claims on dividends—set out in the company’s charter. For investors it matters because the class determines how much influence you have over corporate decisions, the share’s likely dividend and trading behavior, and how it compares in value to other share classes, like choosing a particular seat with different privileges at the company’s decision-making table.

pecuniary interest financial

"except to the extent of such reporting person's pecuniary interest therein"

beneficial ownership financial

"disclaims beneficial ownership of the reported securities"

Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.

general partner financial

"FTV Management VII, L.P. ("FTV Management"), its general partner"

A general partner is the person or firm that runs an investment partnership and legally represents it — they make the day-to-day decisions, choose which assets to buy or sell, and are responsible for the partnership’s obligations. Investors care because the general partner’s judgment, risk-taking and fee and profit-sharing arrangements determine both the potential returns and the level of exposure to losses; think of the GP as the ship’s captain whose skill and honesty shape the voyage’s outcome.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 07/31/2026 - 07:00 PM Accepted by SEC EDGAR 07/31/2026 - 07:00 PM Learn about SEC filing dates

FAQ

What insider transaction did FTV entities report in Neptune Insurance (NP)?

FTV-affiliated entities reported a sale of 1,867,840 Neptune Insurance Class A Common shares on July 29, 2026 at $33.22 per share. The position is reported as held indirectly through investment funds associated with FTV Management VII, L.P.

How many Neptune Insurance (NP) shares do the FTV entities hold after the sale?

After the reported sale, the FTV-affiliated entities collectively report holding 14,442,941 Neptune Insurance Class A Common shares. These shares are held indirectly across their funds, reflecting the remaining position following the 1,867,840-share disposition on July 29, 2026.

Which FTV entities hold Neptune Insurance (NP) shares and in what amounts?

Following the transaction, FTV VII, L.P. holds 12,685,340 shares, FTV-NE Aggregator, LLC holds 878,801 shares, and Growth VII-Centre, L.P. holds 878,800 shares of Neptune Insurance Class A Common Stock, according to the detailed ownership breakdown in the footnotes.

Was the Neptune Insurance (NP) share sale made under a Rule 10b5-1 trading plan?

The Form 4 indicates the Rule 10b5-1 checkbox is not marked as affirmatively used, so the sale is not reported as executed under a Rule 10b5-1 trading plan. No separate footnote describes this transaction as part of a pre-arranged trading arrangement.

Do the reporting FTV entities claim full beneficial ownership of Neptune Insurance (NP) shares?

The reporting entities expressly disclaim beneficial ownership of the Neptune Insurance shares, except to the extent of their pecuniary interest. They also state that filing the Form 4 should not be deemed an admission of beneficial ownership of the reported securities.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

FTV VII, L.P.

(Last) (First) (Middle)

601 CALIFORNIA STREET, FLOOR 19

(Street)

SAN FRANCISCO CALIFORNIA 94108

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
Neptune Insurance Holdings Inc. [ NP ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director	X	10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/29/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

	Form filed by One Reporting Person
X	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	07/29/2026		S		1,867,840	D	$33.22	14,442,941	I	See footnotes(1)(2)(3)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

1. Name and Address of Reporting Person^*

FTV VII, L.P.

(Last) (First) (Middle)

601 CALIFORNIA STREET, FLOOR 19

(Street)

SAN FRANCISCO CALIFORNIA 94108

(City) (State) (Zip)

UNITED STATES

(Country)

Relationship of Reporting Person(s) to Issuer

	Director	X	10% Owner
	Officer (give title below)		Other (specify below)

1. Name and Address of Reporting Person^*

FTV NE-Aggregator, LLC

(Last) (First) (Middle)

601 CALIFORNIA STREET, FLOOR 19

(Street)

SAN FRANCISCO CALIFORNIA 94108

(City) (State) (Zip)

UNITED STATES

(Country)

Relationship of Reporting Person(s) to Issuer

	Director	X	10% Owner
	Officer (give title below)		Other (specify below)

1. Name and Address of Reporting Person^*

Growth VII-Centre, L.P.

(Last) (First) (Middle)

601 CALIFORNIA STREET, FLOOR 19

(Street)

SAN FRANCISCO CALIFORNIA 94108

(City) (State) (Zip)

UNITED STATES

(Country)

Relationship of Reporting Person(s) to Issuer

	Director	X	10% Owner
	Officer (give title below)		Other (specify below)

1. Name and Address of Reporting Person^*

FTV Management VII, L.P.

(Last) (First) (Middle)

601 CALIFORNIA STREET, FLOOR 19

(Street)

SAN FRANCISCO CALIFORNIA 94108

(City) (State) (Zip)

UNITED STATES

(Country)

Relationship of Reporting Person(s) to Issuer

	Director	X	10% Owner
	Officer (give title below)		Other (specify below)

Explanation of Responses:

1. After giving effect to the sale reported in this statement, the shares of Class A Common Stock are directly held as follows: 12,685,340 by FTV VII, L.P. ("FTV VII"), 878,801 by FTV-NE Aggregator, LLC ("FTV-NE Aggregator") and 878,800 by Growth VII-Centre, L.P. ("Growth VII-Centre").

2. FTV-NE Aggregator is managed by FTV VII, its sole member, which is managed by FTV Management VII, L.P. ("FTV Management"), its general partner. Growth VII-Centre is managed by FTV Management, its general partner.

3. Each of the reporting persons disclaims beneficial ownership of the reported securities, except to the extent of such reporting person's pecuniary interest therein, if any. The filing of this statement shall not be deemed an admission by any reporting person of beneficial ownership of the reported securities.

	FTV VII, L.P., By: FTV Management VII, L.P., its General Partner, By: FTV VII GP, L.L.C., its General Partner, By: /s/ Andy Fleischman, Name: Andy Fleischman, Title: Managing Member	07/30/2026
	FTV-NE Aggregator, LLC, By: /s/ Andy Fleischman, Name: Andy Fleischman, Title: Managing Member	07/30/2026
	Growth VII-Centre, L.P., By: FTV Management VII, L.P., its General Partner, By: FTV VII GP, L.L.C., its General Partner, By: /s/ Andy Fleischman, Name: Andy Fleischman, Title: Managing Member	07/30/2026
	FTV Management VII, L.P., By: FTV VII GP, L.L.C., its General Partner, By: /s/ Andy Fleischman, Name: Andy Fleischman, Title: Managing Member	07/30/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)