[Form 4] Neptune Insurance Holdings Inc. Insider Trading Activity

Rhea-AI Filing Summary

Neptune Insurance Holdings Inc. CEO and Chairman Trevor R. Burgess reported an open-market purchase of 50,000 shares of Class A common stock at an average price of $18.7069 per share. Following this transaction, he directly holds 2,082,964 Neptune Insurance Class A shares.

Insider Trade Summary

Net Buyer: 50,000 shares ($935,345)

Net Buy 1 txn

Insider Burgess Trevor R

Role CEO & Chairman of the Board

Bought 50,000 shs ($935K)

Type	Security	Shares	Price	Value
Purchase	Class A Common Stock	50,000	$18.7069	$935K

Holdings After Transaction: Class A Common Stock — 2,082,964 shares (Direct)

Footnotes (1)

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Burgess Trevor R

(Last) (First) (Middle)

C/O NEPTUNE INSURANCE HOLDINGS INC

400 6TH STREET S, SUITE 2

(Street)

ST. PETERSBURG FL 33701

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Neptune Insurance Holdings Inc. [ NP ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	X	10% Owner
X	Officer (give title below)		Other (specify below)
	CEO & Chairman of the Board

3. Date of Earliest Transaction (Month/Day/Year)
03/13/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A Common Stock	03/13/2026		P		50,000	A	$18.7069	2,082,964	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

	Alais Griffin, by power of attorney	03/13/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Neptune Insurance (NP) report on this Form 4?

Neptune Insurance reported that CEO and Chairman Trevor R. Burgess made an open-market purchase of 50,000 shares of Class A common stock. This filing details the trade price, share amount, and his updated direct ownership position after the transaction.

How many Neptune Insurance (NP) shares did the CEO buy and at what price?

CEO Trevor R. Burgess bought 50,000 shares of Neptune Insurance Class A common stock. The reported average purchase price was $18.7069 per share, reflecting an open-market transaction as disclosed in the Form 4 insider trading report.

What is Trevor R. Burgess’s total Neptune Insurance (NP) shareholding after this trade?

After the reported purchase, Trevor R. Burgess directly holds 2,082,964 shares of Neptune Insurance Class A common stock. This total reflects his updated direct ownership following the 50,000-share open-market acquisition disclosed in the Form 4.

What role does the reporting person hold at Neptune Insurance (NP)?

The reporting person, Trevor R. Burgess, serves as both CEO and Chairman of the Board of Neptune Insurance and is also identified as a ten percent owner. His leadership and ownership positions are stated directly in the Form 4 filing.

Was the Neptune Insurance (NP) insider transaction a buy or a sell?

The transaction was a buy. The Form 4 classifies it as an open-market purchase of 50,000 shares of Class A common stock, with transaction code “P” indicating a purchase rather than a sale or other type of disposition.

Are the Neptune Insurance (NP) shares held directly or indirectly after this Form 4?

The Form 4 shows the 2,082,964 Neptune Insurance Class A shares as held under direct ownership by Trevor R. Burgess. The ownership code is listed as “D,” indicating direct, not indirect, beneficial ownership of these shares.