T. Rowe Price (NP) reports 4.74M-share, 5.0% stake in Neptune (03/31/2026)

Rhea-AI Filing Summary

T. Rowe Price Investment Management, Inc. reported beneficial ownership of 4,741,163 shares of NEPTUNE INSURANCE HOLDI-CL A, representing 5.0% of the class as of 03/31/2026.

The filing lists sole voting power of 4,731,068 shares and sole dispositive power of 4,741,163 shares. The statement includes a formal denial of beneficial ownership and is signed by a Vice President on 05/15/2026.

Insights

Institutional Ownership Analyst

T. Rowe Price reports a passive 5.0% stake in NP as of quarter-end.

The filing is a Schedule 13G disclosure that records 4,741,163 shares owned as of 03/31/2026. The holder reports predominately sole voting and dispositive power, consistent with an institutional position reported under beneficial‑owner rules.

Impact depends on T. Rowe Price's trading decisions; subsequent filings would show any increases or decreases from this baseline.

Corporate Governance Specialist

Ownership passes a 5% disclosure threshold but includes a denial of beneficial ownership.

The schedule lists voting and dispositive counts (4,731,068 and 4,741,163 respectively) and includes an explicit statement denying beneficial ownership. That language typically reflects custodial or advisory reporting relationships rather than a claim of proprietary control.

Watch for amendments or Form 13D filings if the holder’s intent or control changes.

Key Figures

Shares owned: 4,741,163 shares Percent of class: 5.0% Sole voting power: 4,731,068 shares +3 more

6 metrics

Shares owned 4,741,163 shares Amount beneficially owned as of 03/31/2026

Percent of class 5.0% Percent of class as reported

Sole voting power 4,731,068 shares Number with sole power to vote

Sole dispositive power 4,741,163 shares Number with sole power to dispose

Position date 03/31/2026 Date to which ownership relates

Signature date 05/15/2026 Date filing was signed by Vice President

Key Terms

Schedule 13G, Beneficial ownership, Sole dispositive power

3 terms

Schedule 13G regulatory

"Item 1. | (a) | Name of issuer: NEPTUNE INSURANCE HOLDI-CL A"

A Schedule 13G is a formal document that investors file with the government when they acquire a large ownership stake in a company, usually for investment purposes rather than control. It helps keep the public informed about who owns significant parts of a company's shares, which can influence how the company is managed and how investors make decisions. Filing this schedule is important for transparency and understanding the ownership landscape of publicly traded companies.

Beneficial ownership financial

"Item 4. | Ownership (a) | Amount beneficially owned: 4741163"

Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.

Sole dispositive power regulatory

"(iii) Sole power to dispose or to direct the disposition of: 4741163"

Sole dispositive power is the exclusive legal authority to decide what happens to a security — for example, whether to sell, transfer, or retain shares — without needing anyone else’s permission. Investors care because it signals who truly controls the economic outcome of an investment: like holding the only key to a safe, the holder can realize gains or losses and may trigger regulatory reporting, insider rules, or influence over corporate ownership.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 05/15/2026 - 10:06 AM Learn about SEC filing dates

FAQ

What stake does T. Rowe Price report in NEPTUNE INSURANCE HOLDI-CL A (NP)?

T. Rowe Price reports beneficial ownership of 4,741,163 shares, equal to 5.0% of the class as of 03/31/2026. The filing quantifies sole voting and dispositive powers alongside the percentage stake.

What voting and dispositive powers does the Schedule 13G report list?

The filing reports sole voting power of 4,731,068 shares and sole dispositive power of 4,741,163 shares. No shared voting or dispositive power is disclosed in the excerpt.

When was the ownership position dated and who signed the filing for T. Rowe Price?

The ownership amount is reported as of 03/31/2026 and the Schedule 13G is signed by Ellen York, Vice President, on 05/15/2026 according to the excerpt.

Does the filing assert that T. Rowe Price is the beneficial owner of the shares?

The filing includes a declarative sentence expressly denying that T. Rowe Price is the beneficial owner of the securities, indicating a reporting or advisory relationship rather than an admission of proprietary beneficial ownership.

What should investors infer from a Schedule 13G reporting a 5.0% stake?

A 5.0% Schedule 13G filing signals institutional reporting of a substantial passive stake as of the stated date. It documents holdings and voting/dispositive counts but does not, by itself, indicate active control or a change in corporate strategy.

SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

SCHEDULE 13G

UNDER THE SECURITIES EXCHANGE ACT OF 1934

NEPTUNE INSURANCE HOLDI-CL A

(Name of Issuer)

COMMON STOCK

(Title of Class of Securities)

64073B103

(CUSIP Number)

03/31/2026

(Date of Event Which Requires Filing of this Statement)

Check the appropriate box to designate the rule pursuant to which this Schedule is filed:

Rule 13d-1(b)

Rule 13d-1(c)

Rule 13d-1(d)

schemaVersion:

SCHEDULE 13G

CUSIP Number(s): 64073B103

1

Names of Reporting Persons

T. Rowe Price Investment Management, Inc.

2

Check the appropriate box if a member of a Group (see instructions)

(a)
(b)

3

Sec Use Only

4

Citizenship or Place of Organization

MARYLAND

Number of Shares Beneficially Owned by Each Reporting Person With:

5	Sole Voting Power 4,731,068.00
6	Shared Voting Power 0.00
7	Sole Dispositive Power 4,741,163.00
8	Shared Dispositive Power 0.00

9

Aggregate Amount Beneficially Owned by Each Reporting Person

4,741,163.00

10

Check box if the aggregate amount in row (9) excludes certain shares (See Instructions)

11

Percent of class represented by amount in row (9)

5.0 %

12

Type of Reporting Person (See Instructions)

IA

SCHEDULE 13G

Item 1.
(a)	Name of issuer: NEPTUNE INSURANCE HOLDI-CL A
(b)	Address of issuer's principal executive offices: 400 6TH ST S, ST. PETERSBURG, FL, 33701
Item 2.
(a)	Name of person filing: T. Rowe Price Investment Management, Inc.
(b)	Address or principal business office or, if none, residence: 1307 Point Street, Baltimore, MD 21231
(c)	Citizenship: Maryland
(d)	Title of class of securities: COMMON STOCK
(e)	CUSIP Number(s): 64073B103
Item 3.	If this statement is filed pursuant to §§ 240.13d-1(b) or 240.13d-2(b) or (c), check whether the person filing is a:
(a)	Broker or dealer registered under section 15 of the Act (15 U.S.C. 78o);
(b)	Bank as defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
(c)	Insurance company as defined in section 3(a)(19) of the Act (15 U.S.C. 78c);
(d)	Investment company registered under section 8 of the Investment Company Act of 1940 (15 U.S.C. 80a-8);
(e)	An investment adviser in accordance with § 240.13d-1(b)(1)(ii)(E);
(f)	An employee benefit plan or endowment fund in accordance with § 240.13d-1(b)(1)(ii)(F);
(g)	A parent holding company or control person in accordance with § 240.13d-1(b)(1)(ii)(G);
(h)	A savings associations as defined in Section 3(b) of the Federal Deposit Insurance Act (12 U.S.C. 1813);
(i)	A church plan that is excluded from the definition of an investment company under section 3(c)(14) of the Investment Company Act of 1940 (15 U.S.C. 80a-3);
(j)	A non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J). If filing as a non-U.S. institution in accordance with § 240.13d-1(b)(1)(ii)(J), please specify the type of institution:
(k)	Group, in accordance with Rule 240.13d-1(b)(1)(ii)(K).
Item 4.	Ownership
(a)	Amount beneficially owned: 4741163
(b)	Percent of class: 5.0 %
(c)	Number of shares as to which the person has:
	(i) Sole power to vote or to direct the vote: 4731068
	(ii) Shared power to vote or to direct the vote: 0
	(iii) Sole power to dispose or to direct the disposition of: 4741163
	(iv) Shared power to dispose or to direct the disposition of: 0
Item 5.	Ownership of 5 Percent or Less of a Class.
	Not Applicable
Item 6.	Ownership of more than 5 Percent on Behalf of Another Person.
	Not Applicable
Item 7.	Identification and Classification of the Subsidiary Which Acquired the Security Being Reported on by the Parent Holding Company or Control Person.
	Not Applicable
Item 8.	Identification and Classification of Members of the Group.
	Not Applicable
Item 9.	Notice of Dissolution of Group.
	Not Applicable

Item 10.

Certifications:

By signing below I certify that, to the best of my knowledge and belief, the securities referred to above were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer of the securities and were not acquired and are not held in connection with or as a participant in any transaction having that purpose or effect, other than activities solely in connection with a nomination under ?? 240.14a-11. T. Rowe Price Investment Management, Inc. hereby declares and affirms that the filing of Schedule 13G shall not be construed as an admission that Price Investment Management is the beneficial owner of the securities referred to, which beneficial ownership is expressly denied.

SIGNATURE

After reasonable inquiry and to the best of my knowledge and belief, I certify that the information set forth in this statement is true, complete and correct.

T. Rowe Price Investment Management, Inc.

Signature:	Ellen York
Name/Title:	Vice President
Date:	05/15/2026