Welcome to our dedicated page for Nerdwallet SEC filings (Ticker: NRDS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
NerdWallet, Inc. (Nasdaq: NRDS) files a range of documents with the U.S. Securities and Exchange Commission that provide detailed insight into its operations as a personal finance website and app. On this NRDS filings page at Stock Titan, you can review NerdWallet’s regulatory disclosures alongside AI-powered summaries that help explain the key points in accessible language.
Core filings such as annual reports on Form 10-K and quarterly reports on Form 10-Q describe how NerdWallet organizes its business across revenue categories including insurance, credit cards, SMB products, loans and emerging verticals. These reports explain, for example, that insurance revenue comes from consumer insurance products such as auto, life and pet insurance, while loans revenue includes personal loans, mortgages, student loans and auto loans, and emerging verticals revenue covers banking, investing and international product sources. Management also discusses non-GAAP measures like non-GAAP operating income and adjusted EBITDA, outlining how these metrics are used internally and how they differ from GAAP results.
Current reports on Form 8-K provide timely updates on specific events. For NRDS, recent 8-K filings have disclosed amendments to the company’s share repurchase authorization, increasing the total amount authorized for repurchases of Class A common stock, and an amendment to its credit agreement that, among other items, designates certain subsidiaries as unrestricted and permits those entities to make acquisitions. Other 8-Ks furnish earnings press releases and note the posting of shareholder letters and investor materials on the company’s investor relations site.
On Stock Titan, NerdWallet’s SEC filings are updated in near real time as they appear on EDGAR. AI-generated highlights can help you quickly identify topics such as changes in capital allocation policies, credit facility terms, revenue composition by product category, and the use of non-GAAP metrics. You can also access insider transaction reports on Form 4 and proxy materials on Schedule 14A when available, using the summaries to better understand executive ownership, compensation structures and governance matters without reading every page of each filing.
NerdWallet Inc reports that The Vanguard Group beneficially owns
The filing notes an internal realignment at The Vanguard Group on
NRDS filing a Form 144 listing proposed sales and recent transactions in Class A common stock. The notice lists multiple issuer-related vesting events totaling several thousand shares on specific dates, and reports a sale of 893 shares by Nicholas Tatum on
NERDWALLET, INC. Chief Business Officer Samuel Yount reported a tax-related share disposition connected to the vesting of restricted stock units. On Class A common stock, 3,779 shares were withheld by the company at a price of $11.08 per share to cover tax obligations, described as a payment of tax liability by delivering securities. After this non-market transaction, Yount held 433,578 Class A shares directly, which include 105,107 restricted stock units payable solely in Class A stock. He also reported indirect ownership of 355,806 shares held by trusts and 201,051 shares held by an LLC.
NerdWallet, Inc. director and Chief Executive Officer Tim Chao-Ming Chen reported a tax-related share disposition. On March 2, 2026, the issuer withheld 11,095 shares of Class A Common Stock at $11.08 per share to satisfy tax obligations from vesting restricted stock units. After this withholding, Chen directly owned 562,192 shares, and the holdings include 75,915 RSUs payable solely in Class A Common Stock.
NerdWallet, Inc.’s Chief Accounting Officer Nicholas Tatum reported a routine tax-related share disposition. On the vesting of Restricted Stock Units (RSUs), 2,827 shares of Class A Common Stock, valued at $11.08 per share, were withheld by the company to cover tax obligations. After this withholding transaction, Tatum directly owned 58,841 shares of Class A Common Stock, which include 35,328 RSUs payable solely in Class A shares. This filing reflects administrative tax withholding rather than an open-market sale.
NerdWallet, Inc. reports strong growth for the year ended December 31, 2025. Revenue reached
The company runs a digital platform that blends independent editorial content, comparison tools, and regulated financial services to help consumers and small and mid-sized businesses make financial decisions. It monetizes mainly through referral and lead-generation fees plus brokerage and advisory revenue across credit cards, loans, banking, insurance, mortgages, and investing.
NerdWallet operates in the U.S., Canada, and the UK with over 650 employees and a remote-first model. Key risks include reliance on financial services partners and Google search traffic, exposure to macroeconomic cycles in credit and loan markets, complex multi-jurisdictional regulation, data privacy and cybersecurity obligations, and execution risks in newer areas like mortgage brokering, insurance, wealth management, international expansion, and AI-driven products.
NerdWallet reported strong Q4 and full-year 2025 results and increased its share repurchase authorization to $225 million. Q4 revenue was $225.4 million, up 23% year-over-year, with full-year revenue of $836.6 million, up 22%. Q4 GAAP net income was $14.0 million, or $0.19 per diluted share, and full-year net income was $48.7 million, or $0.64 per diluted share.
Growth was led by loans revenue up 141% and emerging verticals up 57% in Q4, while credit cards fell 24% and SMB products declined 12%, mainly from organic search headwinds. Adjusted EBITDA reached $36.7 million in Q4 and $145.0 million for 2025. Cash from operations was $131.6 million in 2025 and cash and cash equivalents ended at $98.3 million.
For Q1 2026, NerdWallet guides revenue to $224–$232 million, GAAP operating income to $22–$27 million, non-GAAP operating income to $28–$32 million, and adjusted EBITDA to $40–$44 million. For full-year 2026, it targets GAAP operating income of $72–$89 million, non-GAAP operating income of $95–$110 million, and adjusted EBITDA of $143–$158 million.
Innovius Capital Sirius I, L.P., Innovius Capital GP I, LLC, and Justin R. Moore report a 2.4% beneficial stake in NerdWallet, Inc. Class A common stock on a Schedule 13G/A (Amendment No. 2). They collectively beneficially own 972,812 shares as of December 31, 2025, based on 41,027,578 shares outstanding as of October 30, 2025. The stake consists of 951,496 shares held by Innovius Capital Sirius I, L.P. and 21,316 shares held by Innovius Capital GP I, LLC, with voting and dispositive power shared among the reporting persons. The filing notes ownership of 5 percent or less of NerdWallet’s Class A shares and states that the reporting persons expressly disclaim status as a group.
BlackRock, Inc. has filed an amended Schedule 13G reporting a passive ownership stake in NerdWallet, Inc. Class A stock. BlackRock reports beneficial ownership of 2,977,791 Class A shares, representing 7.3% of the class as of the event date of 12/31/2025.
The filing states BlackRock has sole power to vote or direct the vote over 2,912,233 shares and sole power to dispose or direct the disposition of 2,977,791 shares, with no shared voting or dispositive power. The position reflects securities held by certain BlackRock business units, and various underlying persons have rights to dividends or sale proceeds, but no individual person holds more than five percent of NerdWallet’s outstanding common shares. BlackRock certifies the shares are held in the ordinary course of business and not for the purpose of changing or influencing control of NerdWallet.