[8-K] NERDWALLET, INC. Reports Material Event

Rhea-AI Filing Summary

NerdWallet, Inc. (NRDS) furnished an 8-K announcing third-quarter 2025 results. The company reported that it issued a press release for the quarter ended September 30, 2025, and made a shareholder letter available on its investor relations website. The press release is attached as Exhibit 99.1.

Information provided under Items 2.02 and 7.01 is furnished, not filed, and is not incorporated by reference into other SEC filings unless expressly stated. The shareholder letter is available at https://investors.nerdwallet.com.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): November 6, 2025

NERDWALLET, INC.

(Exact name of registrant as specified in its charter)

Delaware			001-40994			45-4180440
(State or other jurisdiction of incorporation)			(Commission File Number)			(I.R.S. Employer Identification No.)

19 S. B Street, Suite 9, San Mateo, California 94401

(Address of principal executive offices) (Zip code)

(415) 549-8913

(Registrant’s telephone number, including area code)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class			Trading symbol(s)			Name of each exchange on which registered
Class A common stock, $0.0001 par value			NRDS			The Nasdaq Global Market

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act). ☐

Item 2.02 Results of Operations and Financial Condition.

On November 6, 2025, NerdWallet, Inc. (the Company) issued a press release announcing the financial results for the Company’s third quarter ended September 30, 2025. A copy of the press release is attached hereto as Exhibit 99.1 and incorporated herein by reference.

Item 7.01 Regulation FD Disclosure.

On November 6, 2025, the Company also posted a third quarter shareholder letter available at its investor relations website at https://investors.nerdwallet.com.

The contents of the Company’s website referenced herein and in the exhibit are not incorporated into this Current Report on Form 8-K.

The information in these Items 2.02 and 7.01, including the exhibit hereto, (x) shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section and (y) shall not be incorporated by reference into any filing of the Company with the Securities and Exchange Commission, whether made before or after the date hereof, regardless of any general incorporation language in such filings (unless the Company specifically states that the information or exhibit in this particular report with respect to Item 2.02 or Item 7.01, as the case may be, are incorporated by reference).

Item 9.01 Financial Statements and Exhibits.

(d)    Exhibits.

Exhibit Number						Description
99.1						Press Release dated November 6, 2025 issued by NerdWallet, Inc.
104						Cover Page Interactive Data File (embedded within the Inline XBRL document)

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SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

NERDWALLET, INC.

Date:

November 6, 2025

By:

/s/ Jun Hyung Lee

Jun Hyung Lee

Chief Financial Officer

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FAQ

What did NerdWallet (NRDS) announce in this 8-K?

The company furnished an announcement of its financial results for the third quarter ended September 30, 2025, via a press release and shareholder letter.

Where can I find NerdWallet’s Q3 2025 press release?

It is attached to the 8-K as Exhibit 99.1 and was issued on November 6, 2025.

Where is the Q3 2025 shareholder letter for NRDS available?

NerdWallet posted the shareholder letter on its investor relations site at https://investors.nerdwallet.com.

Are the Q3 2025 materials considered filed with the SEC?

No. The information in Items 2.02 and 7.01 is furnished, not filed, and not incorporated by reference unless specifically stated.

What period does the NRDS update cover?

The financial update covers the company’s third quarter ended September 30, 2025.

What exhibits are included with this NRDS 8-K?

Exhibit 99.1 (press release dated November 6, 2025) and Exhibit 104 (Cover Page Interactive Data File).