STOCK TITAN

Topline Capital trims NerdWallet (NRDS) stake with 1,961,860-share sale

Filing Impact
(Very High)
Filing Sentiment
(Very Negative)
Form Type
4

Rhea-AI Filing Summary

NERDWALLET, INC. insider reporting entities tied to Topline Capital Management, LLC disclosed a series of indirect open-market sales of common stock by Topline Capital Partners, LP. Across three days in late June, the fund sold a total of 1,961,860 shares at per-share prices of $8.95, $9.22, and $9.27. After these transactions, 3,289,285 NerdWallet shares remained beneficially owned indirectly through the fund. The reporting persons state they may be deemed greater-than-10% beneficial owners but disclaim beneficial ownership beyond their pecuniary interests.

Positive

  • None.

Negative

  • None.
Insider Topline Capital Management, LLC, McBirney Collin
Role null | null
Sold 1,961,860 shs ($17.86M)
Type Security Shares Price Value
Sale Common Stock 454,872 $9.27 $4.22M
Sale Common Stock 587,835 $9.22 $5.42M
Sale Common Stock 919,153 $8.95 $8.23M
Holdings After Transaction: Common Stock — 3,289,285 shares (Indirect, By Topline Capital Partners, LP)
Footnotes (1)
  1. The reporting persons are (i) Topline Capital Management, LLC, a registered investment adviser (TCM) and (ii) Collin McBirney, TCMs managing member Each reporting person may be deemed to beneficially own more than 10% of the issuers outstanding shares of common stock. Each reporting person disclaims beneficial ownership of the shares of common stock reported herein except to the extent of its or his pecuniary interest therein, and this report shall not be deemed to be an admission that any reporting person is the beneficial owner of such shares for purposes of Section 16 or for any other purpose. The shares of common stock reported in Table I on this Form 4 are beneficially owned by Topline Capital Partners, LP, a Delaware limited partnership (the Fund). As a greater than 10% beneficial owner, the Fund is separately reporting its holdings in the issuers securities on a Form 4 filed concurrently herewith. Each of TCM, as the investment manager and general partner of the Fund, and Mr. McBirney, as managing member of TCM, may be deemed to be the beneficial owner of the shares of common stock beneficially owned by the Fund.
Total shares sold 1,961,860 shares Aggregate open-market sales in late June
Shares sold on 2026-06-26 919,153 shares at $8.95/share Open-market sale, indirect ownership
Shares sold on 2026-06-29 587,835 shares at $9.22/share Open-market sale, indirect ownership
Shares sold on 2026-06-30 454,872 shares at $9.27/share Open-market sale, indirect ownership
Shares held after transactions 3,289,285 shares Indirectly beneficially owned by Topline Capital Partners, LP
Net share change -1,961,860 shares Net-sell direction from transaction summary
open-market sale financial
"transaction_action: open-market sale"
An open-market sale is when a shareholder sells existing shares directly on a public exchange to any willing buyer, rather than through a private deal. Think of it like putting goods on a busy market stall where price is set by supply and demand; for investors it matters because such sales increase available supply, can put short-term downward pressure on the stock price, and signal changes in liquidity or investor confidence.
beneficial owner financial
"may be deemed to beneficially own more than 10% of the issuers outstanding shares"
A beneficial owner is the person who ultimately owns or controls a financial asset or property, even if their name isn't directly on official documents. Think of it like someone who secretly holds the keys to a safe deposit box—others may appear to have access, but the true owner is the one who benefits from what's inside. Identifying beneficial owners helps ensure transparency and prevent illegal activities like money laundering or fraud.
pecuniary interest financial
"disclaims beneficial ownership ... except to the extent of its or his pecuniary interest therein"
registered investment adviser financial
"Topline Capital Management, LLC, a registered investment adviser (TCM)"
A registered investment adviser (RIA) is a firm or individual legally registered with regulators to give personalized investment advice and manage clients' money, with a duty to put clients’ interests ahead of their own. Think of an RIA as a licensed financial guide who must disclose fees, conflicts and how they are paid; that transparency and legal duty matter to investors because it reduces the risk of hidden costs or biased recommendations.
Section 16 regulatory
"beneficial owner of such shares for purposes of Section 16 or for any other purpose"
Section 16 is a U.S. securities law rule that governs the trading and disclosure obligations of company insiders — typically officers, directors and large shareholders — to promote transparency and deter unfair profit-taking. It requires insiders to publicly report their stock trades and allows companies or the issuer to reclaim quick, short-term profits from certain insider trades, like a scoreboard and a refund policy that help investors see and limit possible insider advantage.
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Learn about SEC filing dates
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Topline Capital Management, LLC

(Last)(First)(Middle)
544 EUCLID STREET

(Street)
SANTA MONICA CALIFORNIA 90402

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
NERDWALLET, INC. [ NRDS ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
Officer (give title below)XOther (specify below)
See Explanation in Footnotes
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
06/26/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
Form filed by One Reporting Person
XForm filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock06/26/2026S919,153D$8.954,331,992I(1)(2)By Topline Capital Partners, LP(3)
Common Stock06/29/2026S587,835D$9.223,744,157I(1)(2)By Topline Capital Partners, LP(3)
Common Stock06/30/2026S454,872D$9.273,289,285I(1)(2)By Topline Capital Partners, LP(3)
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
1. Name and Address of Reporting Person*
Topline Capital Management, LLC

(Last)(First)(Middle)
544 EUCLID STREET

(Street)
SANTA MONICA CALIFORNIA 90402

(City)(State)(Zip)

UNITED STATES

(Country)

Relationship of Reporting Person(s) to Issuer
Director10% Owner
Officer (give title below)XOther (specify below)
See Explanation in Footnotes
1. Name and Address of Reporting Person*
McBirney Collin

(Last)(First)(Middle)
544 EUCLID STREET

(Street)
SANTA MONICA CALIFORNIA 90402

(City)(State)(Zip)

UNITED STATES

(Country)

Relationship of Reporting Person(s) to Issuer
Director10% Owner
Officer (give title below)XOther (specify below)
See Explanation in Footnotes
Explanation of Responses:
1. The reporting persons are (i) Topline Capital Management, LLC, a registered investment adviser (TCM) and (ii) Collin McBirney, TCMs managing member
2. Each reporting person may be deemed to beneficially own more than 10% of the issuers outstanding shares of common stock. Each reporting person disclaims beneficial ownership of the shares of common stock reported herein except to the extent of its or his pecuniary interest therein, and this report shall not be deemed to be an admission that any reporting person is the beneficial owner of such shares for purposes of Section 16 or for any other purpose.
3. The shares of common stock reported in Table I on this Form 4 are beneficially owned by Topline Capital Partners, LP, a Delaware limited partnership (the Fund). As a greater than 10% beneficial owner, the Fund is separately reporting its holdings in the issuers securities on a Form 4 filed concurrently herewith. Each of TCM, as the investment manager and general partner of the Fund, and Mr. McBirney, as managing member of TCM, may be deemed to be the beneficial owner of the shares of common stock beneficially owned by the Fund.
Topline Capital Management, LLC, By: Collin McBirney, its Managing Member06/30/2026
Collin McBirney06/30/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider activity did NRDS disclose in this Form 4?

NERDWALLET, INC. disclosed indirect open-market sales of common stock by Topline Capital Partners, LP totaling 1,961,860 shares. These transactions were reported by Topline Capital Management, LLC and its managing member, reflecting changes in a large shareholder’s position.

How many NerdWallet (NRDS) shares were sold in this filing?

The filing reports sales totaling 1,961,860 NerdWallet common shares over three days. Individual trades included 919,153 shares at $8.95, 587,835 shares at $9.22, and 454,872 shares at $9.27, all executed as open-market transactions.

What is Topline Capital Partners LP’s remaining NRDS position after the sales?

After the reported transactions, Topline Capital Partners, LP beneficially owned 3,289,285 NerdWallet common shares. These holdings are reported as indirect ownership for Topline Capital Management, LLC and its managing member, reflecting their economic interest through the fund structure.

Who are the reporting persons in the NRDS Form 4?

The reporting persons are Topline Capital Management, LLC, a registered investment adviser, and Collin McBirney, its managing member. They report transactions in shares beneficially owned by Topline Capital Partners, LP, while disclaiming beneficial ownership beyond their pecuniary interests.

Are the NRDS shares held directly by the reporting persons?

No, the shares are held indirectly through Topline Capital Partners, LP, a Delaware limited partnership. The Form 4 notes the reporting persons’ ownership as indirect and clarifies that the fund is separately filing its own Form 4 as a greater-than-10% beneficial owner.