Welcome to our dedicated page for Nerdwallet SEC filings (Ticker: NRDS), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
NerdWallet, Inc. filings document formal disclosures for its personal finance platform, including Form 8-K reports on operating and financial results, shareholder letters, Regulation FD information, material events, material agreements, and capital-structure matters. Recent filings also record share repurchase authorizations and related disclosure about open-market or privately negotiated repurchases.
Proxy materials document annual meeting matters, board oversight, stockholder voting items, and executive-governance disclosures. Other material-event filings describe amendments to the company’s Code of Business Conduct, including governance updates addressing artificial intelligence and related conduct standards.
NerdWallet Inc reports that The Vanguard Group beneficially owns 12.14% of common stock, equal to 4,261,860 shares. The filing states Vanguard has shared voting power for 364,045 shares and shared dispositive power for 4,261,860 shares.
The filing notes an internal realignment at The Vanguard Group on January 12, 2026, after which certain subsidiaries expect to report beneficial ownership separately. The form is signed and dated March 5, 2026.
NRDS filing a Form 144 listing proposed sales and recent transactions in Class A common stock. The notice lists multiple issuer-related vesting events totaling several thousand shares on specific dates, and reports a sale of 893 shares by Nicholas Tatum on 03/04/2026.
NERDWALLET, INC. Chief Business Officer Samuel Yount reported a tax-related share disposition connected to the vesting of restricted stock units. On Class A common stock, 3,779 shares were withheld by the company at a price of $11.08 per share to cover tax obligations, described as a payment of tax liability by delivering securities. After this non-market transaction, Yount held 433,578 Class A shares directly, which include 105,107 restricted stock units payable solely in Class A stock. He also reported indirect ownership of 355,806 shares held by trusts and 201,051 shares held by an LLC.
NerdWallet, Inc. director and Chief Executive Officer Tim Chao-Ming Chen reported a tax-related share disposition. On March 2, 2026, the issuer withheld 11,095 shares of Class A Common Stock at $11.08 per share to satisfy tax obligations from vesting restricted stock units. After this withholding, Chen directly owned 562,192 shares, and the holdings include 75,915 RSUs payable solely in Class A Common Stock.
NerdWallet, Inc.’s Chief Accounting Officer Nicholas Tatum reported a routine tax-related share disposition. On the vesting of Restricted Stock Units (RSUs), 2,827 shares of Class A Common Stock, valued at $11.08 per share, were withheld by the company to cover tax obligations. After this withholding transaction, Tatum directly owned 58,841 shares of Class A Common Stock, which include 35,328 RSUs payable solely in Class A shares. This filing reflects administrative tax withholding rather than an open-market sale.
NerdWallet, Inc. reports strong growth for the year ended December 31, 2025. Revenue reached $836.6 million, up from $687.6 million in 2024, a 22% increase. Net income rose to $48.7 million from $30.4 million, a 60% gain, showing improved profitability.
The company runs a digital platform that blends independent editorial content, comparison tools, and regulated financial services to help consumers and small and mid-sized businesses make financial decisions. It monetizes mainly through referral and lead-generation fees plus brokerage and advisory revenue across credit cards, loans, banking, insurance, mortgages, and investing.
NerdWallet operates in the U.S., Canada, and the UK with over 650 employees and a remote-first model. Key risks include reliance on financial services partners and Google search traffic, exposure to macroeconomic cycles in credit and loan markets, complex multi-jurisdictional regulation, data privacy and cybersecurity obligations, and execution risks in newer areas like mortgage brokering, insurance, wealth management, international expansion, and AI-driven products.
NerdWallet reported strong Q4 and full-year 2025 results and increased its share repurchase authorization to $225 million. Q4 revenue was $225.4 million, up 23% year-over-year, with full-year revenue of $836.6 million, up 22%. Q4 GAAP net income was $14.0 million, or $0.19 per diluted share, and full-year net income was $48.7 million, or $0.64 per diluted share.
Growth was led by loans revenue up 141% and emerging verticals up 57% in Q4, while credit cards fell 24% and SMB products declined 12%, mainly from organic search headwinds. Adjusted EBITDA reached $36.7 million in Q4 and $145.0 million for 2025. Cash from operations was $131.6 million in 2025 and cash and cash equivalents ended at $98.3 million.
For Q1 2026, NerdWallet guides revenue to $224–$232 million, GAAP operating income to $22–$27 million, non-GAAP operating income to $28–$32 million, and adjusted EBITDA to $40–$44 million. For full-year 2026, it targets GAAP operating income of $72–$89 million, non-GAAP operating income of $95–$110 million, and adjusted EBITDA of $143–$158 million.
Innovius Capital Sirius I, L.P., Innovius Capital GP I, LLC, and Justin R. Moore report a 2.4% beneficial stake in NerdWallet, Inc. Class A common stock on a Schedule 13G/A (Amendment No. 2). They collectively beneficially own 972,812 shares as of December 31, 2025, based on 41,027,578 shares outstanding as of October 30, 2025. The stake consists of 951,496 shares held by Innovius Capital Sirius I, L.P. and 21,316 shares held by Innovius Capital GP I, LLC, with voting and dispositive power shared among the reporting persons. The filing notes ownership of 5 percent or less of NerdWallet’s Class A shares and states that the reporting persons expressly disclaim status as a group.
BlackRock, Inc. has filed an amended Schedule 13G reporting a passive ownership stake in NerdWallet, Inc. Class A stock. BlackRock reports beneficial ownership of 2,977,791 Class A shares, representing 7.3% of the class as of the event date of 12/31/2025.
The filing states BlackRock has sole power to vote or direct the vote over 2,912,233 shares and sole power to dispose or direct the disposition of 2,977,791 shares, with no shared voting or dispositive power. The position reflects securities held by certain BlackRock business units, and various underlying persons have rights to dividends or sale proceeds, but no individual person holds more than five percent of NerdWallet’s outstanding common shares. BlackRock certifies the shares are held in the ordinary course of business and not for the purpose of changing or influencing control of NerdWallet.