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NTB (NTB) CFO Michael Schrum details common stock and large RSU holdings

(Neutral)
(Neutral)
Form Type
3

Rhea-AI Filing Summary

Bank of N.T. Butterfield & Son Ltd director and CFO Michael Schrum filed an initial ownership report detailing his equity holdings. The filing lists direct ownership of 202,039 common shares and multiple grants of restricted stock units.

He holds 242,666 and 155,235 restricted stock units, each representing a contingent right to receive one common share upon vesting and settlement. These units vest on dates including 12-Feb-2027, 10-Feb-2028, 9-Feb-2029, and 9-Feb-2030, subject to continued service, and do not expire but either vest or are forfeited.

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Insider Schrum Michael
Role Chief Financial Officer
Type Security Shares Price Value
holding Restricted Stock Units -- -- --
holding Restricted Stock Units -- -- --
holding Bank of N.T. Butterfield & Son Ltd -- -- --
Holdings After Transaction: Restricted Stock Units — 397,901 shares (Direct); Bank of N.T. Butterfield & Son Ltd — 202,039 shares (Direct)
Footnotes (4)
  1. F1. The restricted stock units vest 9-Aug-2027, 12-Feb-2027, 10-Feb-2028, 9-Feb-2030 subject to continued service through each vesting date.
  2. F2. These restricted stock units do not expire; they either vest and settle or are forfeited/cancelled prior to the applicable vesting date.
  3. F3. Each restricted stock unit represents a contingent right to receive one share of common stock upon vesting/settlement.
  4. F4. The PSUs will vest on the third anniversary of the Grant Date 12-Feb-2027, 10-Feb-2028, 9-Feb-2029
Direct common shares 202,039 shares Common stock directly owned following reported holdings
RSUs grant 1 242,666 units Restricted stock units; each unit equals one common share upon vesting
RSUs grant 2 155,235 units Additional restricted stock units; one common share per unit upon vesting
RSU exercise price $0.0000 per unit Restricted stock units settle into shares without exercise cost
Vesting dates 12-Feb-2027 to 9-Feb-2030 RSUs and PSUs vest on multiple specified future dates
Restricted Stock Units financial
"The restricted stock units vest 9-Aug-2027, 12-Feb-2027, 10-Feb-2028, 9-Feb-2030"
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
performance stock units financial
"The PSUs will vest on the third anniversary of the Grant Date 12-Feb-2027, 10-Feb-2028, 9-Feb-2029"
Performance stock units are a type of company award that grants employees shares of stock only if certain performance goals are met. They motivate employees to work toward specific company achievements, aligning their interests with those of shareholders. For investors, they can influence a company's future stock supply and reflect management’s confidence in reaching key targets.
vest financial
"subject to continued service through each vesting date"
A vest is the process by which an employee earns the right to receive certain benefits or ownership interests, such as stock or retirement funds, over time. It’s similar to earning a reward gradually, ensuring that the benefit becomes fully yours only after a set period or meeting specific conditions. This makes it important for investors because it determines when they can actually claim or use those benefits.
contingent right financial
"Each restricted stock unit represents a contingent right to receive one share of common stock"

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FAQ

What does Michael Schrum report owning in Bank of N.T. Butterfield & Son Ltd (NTB)?

Michael Schrum reports direct ownership of 202,039 common shares of Bank of N.T. Butterfield & Son Ltd. He also holds large blocks of restricted stock units, which may convert into additional common shares if vesting conditions are met over time.

How many restricted stock units does NTB CFO Michael Schrum hold?

Michael Schrum holds two main restricted stock unit positions of 242,666 units and 155,235 units. Each restricted stock unit represents a contingent right to receive one NTB common share upon vesting and settlement, increasing potential future equity exposure if conditions are satisfied.

When do Michael Schrum’s NTB restricted stock units vest?

His NTB restricted stock units vest on several dates, including 12-Feb-2027, 10-Feb-2028, 9-Feb-2029, and 9-Feb-2030. Vesting is expressly subject to continued service through each vesting date, tying the awards to his ongoing employment.

Do NTB restricted stock units reported by Michael Schrum have an expiration date?

The filing states that these restricted stock units do not expire. Instead, they either vest and settle into common shares or are forfeited or cancelled before their applicable vesting date, depending on whether the required service and conditions are satisfied.

What does each NTB restricted stock unit held by Michael Schrum represent?

Each restricted stock unit represents a contingent right to receive one NTB common share upon vesting and settlement. This means no share is issued immediately; common stock is delivered only if vesting conditions, including continued service, are fully met.

Are any performance stock units mentioned in Michael Schrum’s NTB Form 3 filing?

Yes. A footnote explains that certain performance stock units (PSUs) will vest on the third anniversary of specified grant dates, including 12-Feb-2027, 10-Feb-2028, and 9-Feb-2029, indicating additional awards tied to performance and time-based conditions.
SEC Form 3
FORM 3UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0104
Estimated average burden
hours per response:0.5
1. Name and Address of Reporting Person*
Schrum Michael

(Last)(First)(Middle)
65 FRONT STREET

(Street)
HAMILTONHM 12

(City)(State)(Zip)

BERMUDA

(Country)
2. Date of Event Requiring Statement (Month/Day/Year)
03/31/2026
3. Issuer Name and Ticker or Trading Symbol
Bank of N.T. Butterfield & Son Ltd [ NTB ]
3a. Foreign Trading Symbol
5. If Amendment, Date of Original Filed (Month/Day/Year)
4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
XOfficer (give title below)Other (specify below)
Chief Financial Officer
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4) 2. Amount of Securities Beneficially Owned (Instr. 4) 3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 4. Nature of Indirect Beneficial Ownership (Instr. 5)
Bank of N.T. Butterfield & Son Ltd202,039D
Table II - Derivative Securities Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4) 2. Date Exercisable and Expiration Date (Month/Day/Year)3. Title and Amount of Securities Underlying Derivative Security (Instr. 4) 4. Conversion or Exercise Price of Derivative Security 5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 6. Nature of Indirect Beneficial Ownership (Instr. 5)
Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Units (1) (2)Bank of N.T. Butterfield & Son Ltd RSU242,666$0(3)D
Restricted Stock Units (4) (2)Bank of N.T. Butterfield & Son Ltd RSU155,235$0(3)D
Explanation of Responses:
1. The restricted stock units vest 9-Aug-2027, 12-Feb-2027, 10-Feb-2028, 9-Feb-2030 subject to continued service through each vesting date.
2. These restricted stock units do not expire; they either vest and settle or are forfeited/cancelled prior to the applicable vesting date.
3. Each restricted stock unit represents a contingent right to receive one share of common stock upon vesting/settlement.
4. The PSUs will vest on the third anniversary of the Grant Date 12-Feb-2027, 10-Feb-2028, 9-Feb-2029
Tara Hidalgo, by power of attorney for Michael Schrum04/01/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)