STOCK TITAN

[Form 3] Bank of N.T. Butterfield & Son Ltd Initial Statement of Beneficial Ownership

(Neutral)
(Neutral)
Form Type
3

Rhea-AI Filing Summary

Bank of N.T. Butterfield & Son Ltd director Stephen E. Cummings reported initial holdings of 5,149 restricted stock units (RSUs). Each RSU represents a contingent right to receive one common share upon vesting.

The RSUs have a stated exercise price of $0.00 and do not expire; they either vest and settle or are forfeited or cancelled before vesting. According to the disclosure, the RSUs vest 30 days after the grant date over two years, subject to continued service through each vesting period.

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Insider CUMMINGS STEPHEN E
Role Director
Type Security Shares Price Value
holding Restricted Stock Units -- -- --
Holdings After Transaction: Restricted Stock Units — 5,149 shares (Direct)
Footnotes (3)
  1. F1. The restricted stock units vest 30 days after the grant date over two years, subject to continued service through each vesting period.
  2. F2. These restricted stock units do not expire; they either vest and settle or are forfeited/cancelled prior to the applicable vesting date.
  3. F3. Each restricted stock unit represents a contingent right to receive one share of Common Stock upon vesting/settlement.
RSUs held 5,149 units Restricted stock units underlying common shares, direct holding
Exercise price $0.00 per unit Stated conversion or exercise price for the RSUs
Underlying shares 5,149 shares Common shares underlying reported restricted stock units
Vesting schedule Over two years RSUs vest starting 30 days after grant date, over two years
Restricted Stock Units financial
"The restricted stock units vest 30 days after the grant date over two years"
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
vest financial
"The restricted stock units vest 30 days after the grant date over two years"
A vest is the process by which an employee earns the right to receive certain benefits or ownership interests, such as stock or retirement funds, over time. It’s similar to earning a reward gradually, ensuring that the benefit becomes fully yours only after a set period or meeting specific conditions. This makes it important for investors because it determines when they can actually claim or use those benefits.
forfeited/cancelled financial
"they either vest and settle or are forfeited/cancelled prior to the applicable vesting date"
contingent right financial
"Each restricted stock unit represents a contingent right to receive one share of Common Stock"

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What did NTB director Stephen E. Cummings report in this Form 3?

Stephen E. Cummings reported holding 5,149 restricted stock units (RSUs) in Bank of N.T. Butterfield & Son Ltd. These RSUs give him a contingent right to receive an equal number of common shares when they vest and settle, if service conditions are met.

How many RSUs does NTB director Stephen E. Cummings hold?

Stephen E. Cummings holds 5,149 restricted stock units tied to Bank of N.T. Butterfield & Son Ltd common stock. Each unit can convert into one share upon vesting and settlement, provided the applicable service-based vesting requirements are satisfied.

How do Stephen E. Cummings’ NTB restricted stock units vest?

The NTB restricted stock units held by Stephen E. Cummings vest starting 30 days after the grant date and continue to vest over two years. Vesting requires his continued service through each vesting period, or the unvested units may be forfeited or cancelled.

Do the NTB restricted stock units reported by Stephen E. Cummings expire?

The restricted stock units reported by Stephen E. Cummings do not have an expiration date. They will either vest and settle into common shares or be forfeited or cancelled if vesting conditions, including continued service, are not met before their scheduled vesting dates.

What does each NTB restricted stock unit held by Stephen E. Cummings represent?

Each restricted stock unit held by Stephen E. Cummings represents a contingent right to receive one share of NTB common stock. The RSUs convert into shares only upon vesting and settlement, subject to the service-based vesting schedule described in the disclosure.
SEC Form 3
FORM 3UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0104
Estimated average burden
hours per response:0.5
1. Name and Address of Reporting Person*
CUMMINGS STEPHEN E

(Last)(First)(Middle)
59 FRONT STREET

(Street)
HAMILTONHM 12

(City)(State)(Zip)

BERMUDA

(Country)
2. Date of Event Requiring Statement (Month/Day/Year)
03/30/2026
3. Issuer Name and Ticker or Trading Symbol
Bank of N.T. Butterfield & Son Ltd [ NTB ]
3a. Foreign Trading Symbol
5. If Amendment, Date of Original Filed (Month/Day/Year)
4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4) 2. Amount of Securities Beneficially Owned (Instr. 4) 3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 4. Nature of Indirect Beneficial Ownership (Instr. 5)
Table II - Derivative Securities Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4) 2. Date Exercisable and Expiration Date (Month/Day/Year)3. Title and Amount of Securities Underlying Derivative Security (Instr. 4) 4. Conversion or Exercise Price of Derivative Security 5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 6. Nature of Indirect Beneficial Ownership (Instr. 5)
Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Units (1) (2)Bank of N.T. Butterfield & Son Ltd RSU5,149$0(3)D
Explanation of Responses:
1. The restricted stock units vest 30 days after the grant date over two years, subject to continued service through each vesting period.
2. These restricted stock units do not expire; they either vest and settle or are forfeited/cancelled prior to the applicable vesting date.
3. Each restricted stock unit represents a contingent right to receive one share of Common Stock upon vesting/settlement.
Tara Hidalgo, by power of attorney for Stephen Cummings04/01/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)