NU insider sale filing: 20,000 shares from vested restricted stock

Rhea-AI Filing Summary

Nu Holdings Ltd. (NU) filing a Form 144 notifies a proposed sale of 20,000 common shares through Morgan Stanley Smith Barney LLC with an indicated aggregate market value of $300,000. The shares are part of restricted stock that vested on 04/01/2024 and were acquired as compensation. The filing reports approximately 3,768,057,942 shares outstanding and lists recent dispositions by the same person: 20,000 shares sold on 06/11/2025 for $255,000 and 20,000 sold on 08/18/2025 for $270,000. The filer certifies there is no undisclosed material adverse information.

Positive

• Full disclosure of planned insider sale including broker, share count, and dollar value
• Securities originated from restricted stock vesting, clearly identified as compensation
• Filer certifies absence of undisclosed material adverse information

Negative

• Insider has executed multiple small sales in recent months (20,000 shares on 06/11/2025 and 20,000 shares on 08/18/2025), which may indicate ongoing liquidation of vested shares

Insights

Securities Analyst

TL;DR: Routine insider sale filing; modest size relative to total shares outstanding and sourced from vested restricted stock.

The Form 144 discloses a proposed sale of 20,000 common shares valued at $300,000 executed through Morgan Stanley. The shares were acquired via restricted stock vesting on 04/01/2024 and were granted as compensation, indicating these are insider-origin shares becoming liquid. The filing also records two prior dispositions of 20,000 shares each within the past three months, showing ongoing liquidity events by the same person. Given the issuer's stated outstanding share count (~3.77 billion), the disclosed transactions represent a de minimis percentage of the float and do not, by themselves, indicate a material shift in ownership.

Corporate Governance Expert

TL;DR: Disclosure aligns with Rule 144 requirements; signer affirms no undisclosed material information.

The notice documents sale of vested restricted stock and includes the mandatory attestation that no material nonpublic information is known to the seller. The use of a broker and the inclusion of recent prior sales demonstrate compliance with reporting expectations for insider dispositions. There is no mention of any trading plan or Rule 10b5-1 adoption date in the filing, and no statements implying the sales are tied to extraordinary corporate events.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common	Morgan Stanley Smith Barney LLC Executive Financial Services 1 New York Plaza 8th Floor New York NY 10004	20000	300000.00	3768057942	08/28/2025	NYSE

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common	04/01/2024	Restricted stock vesting under a registered plan	Issuer			20000	04/01/2024	Compensation

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
HENRIQUE CAMOSSA SALDANHA FRAGELLI& ROBERTA NARIKAWA Campbells Corporate Services Limited Floor 4, Willow House, Cricket Square Grand Cayman E9 KY1-9010	Common	08/18/2025	20000	270000.00
HENRIQUE CAMOSSA SALDANHA FRAGELLI Campbells Corporate Services Limited Floor 4, Willow House, Cricket Square Grand Cayman E9 KY1-9010	Common	06/11/2025	20000	255000.00

144: Remarks and Signature

Remarks

Date of Notice

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

What does Nu Holdings Ltd.'s Form 144 (NU) report?

It reports a proposed sale of 20,000 common shares through Morgan Stanley with an aggregate market value of $300,000 and notes the shares vested on 04/01/2024 as compensation.

Who acquired the shares and how were they acquired?

The filing states the shares were acquired from the issuer on 04/01/2024 by restricted stock vesting under a registered plan and were received as compensation.

Have any related shares been sold recently by the same person?

Yes; the filing discloses two prior sales in the past three months: 20,000 shares sold 06/11/2025 for $255,000 and 20,000 shares sold 08/18/2025 for $270,000.

How large is the company's outstanding share count listed on the form?

The form lists 3,768,057,942 shares outstanding.

Does the filer assert any undisclosed material information?

The signer represents that they do not know any material adverse information about the issuer that has not been publicly disclosed.