Welcome to our dedicated page for Norwood Finl SEC filings (Ticker: NWFL), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Norwood Financial Corp (NWFL) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as a Nasdaq-listed bank holding company and parent of Wayne Bank. Norwood files current reports on Form 8-K to document material events such as earnings announcements, dividend declarations, merger agreements, regulatory approvals, acquisition closings and changes in its board of directors. These filings, together with its periodic reports, form the core record of Norwood’s public reporting as a commercial banking institution.
For investors analyzing Norwood’s financial performance, Form 8-K filings dated July 22, 2025 and October 22, 2025 are notable. In these reports, the company furnishes press releases that present results for the three and six months ended June 30, 2025 and the three and nine months ended September 30, 2025. The attached materials detail net interest income, net interest margin, loan and deposit balances, non-interest income, operating expenses, efficiency ratio, and measures such as return on average assets and return on average tangible equity. Stock Titan’s AI tools can summarize these disclosures to highlight key trends in margins, growth and profitability.
Norwood also uses Form 8-K to report dividend declarations. Filings dated June 18, 2025, September 17, 2025 and December 17, 2025 describe quarterly cash dividends on the company’s common stock, including per-share amounts, record dates and payment dates, and incorporate related press releases by reference. For income-focused investors, these filings document Norwood’s pattern of returning cash to shareholders over time.
A series of Form 8-K filings in July, October and December 2025 detail Norwood’s merger with PB Bankshares, Inc. and Presence Bank. The July 7, 2025 report describes the Agreement and Plan of Merger, the consideration structure, termination provisions and related voting agreements. Subsequent filings report the filing of a registration statement on Form S-4, the mailing of a joint proxy statement/prospectus, receipt of final regulatory approvals, and, in later press releases, completion of the acquisition and the merger of Presence Bank into Wayne Bank. Stock Titan’s AI summaries can help readers quickly understand the transaction terms, integration steps and potential risks outlined in the forward-looking statements sections.
Corporate governance developments are also captured in Norwood’s SEC filings. A September 16, 2025 Form 8-K reports the retirement of the company’s Chairman of the Board, his designation as Chairman Emeritus, the appointment of a new Chairman and Vice Chairman, and the addition of two new directors. The filing also discloses that, in the normal course of business, Wayne Bank has extended business loans to one of the new directors or related business interests on terms comparable to those offered to other customers.
On Stock Titan, Norwood’s SEC filings are updated as new documents are posted to EDGAR, and AI-powered summaries can assist in interpreting complex sections, such as merger agreements, forward-looking statements and detailed financial tables. Investors can use this page to track NWFL’s Form 8-K disclosures and, together with the company’s 10-K and 10-Q filings available from the SEC, build a comprehensive view of Norwood Financial’s regulatory history, financial condition and strategic actions.
Norwood Financial Corp director Jeffrey S. Gifford reported routine equity compensation grants in the form of common stock. On 04/10/2025, 07/10/2025, 10/10/2025, 01/12/2026, and 02/11/2026 he acquired 123, 117, 116, 105, and 43 shares, respectively, as director retainer shares issued under the 2024 Equity Incentive Plan, at prices between $24.33 and $31.62 per share. After these transactions he directly held 26,546 common shares, with additional indirect holdings through spouse, custodial, IRA, and restricted stock positions.
Nacinovich Marissa S reported acquisition or exercise transactions in a Form 4 filing for NWFL. The filing lists transactions totaling 148 shares at a weighted average price of $29.35 per share. Following the reported transactions, holdings were 348 shares.
Norwood Financial Corp director Kenneth A. Phillips reported a series of small stock awards, described as Director Retainer Shares issued under the 2024 Equity Incentive Plan. He acquired 123, 117, 116, 105 and 43 shares of common stock on April 10, 2025, July 10, 2025, October 10, 2025, January 12, 2026 and February 11, 2026, respectively, at prices between $24.33 and $31.62 per share, bringing his directly held common stock to 15,669 shares.
The filing also lists several indirect holdings of restricted stock (40, 280, 420, 550, 82 and 825 shares), with awards scheduled to vest in equal installments beginning on December 14, 2022, December 13, 2023, December 12, 2024, December 15, 2025 and December 15, 2026, subject to continued service.
Hungerford Meg L reported acquisition or exercise transactions in a Form 4 filing for NWFL. The filing lists transactions totaling 504 shares at a weighted average price of $26.45 per share. Following the reported transactions, holdings were 6,107 shares.
Matergia Ralph A reported acquisition or exercise transactions in a Form 4 filing for NWFL. The filing lists transactions totaling 504 shares at a weighted average price of $26.45 per share. Following the reported transactions, holdings were 26,382 shares.
Gifford Jeffrey S reported acquisition or exercise transactions in a Form 4 filing for NWFL. The filing lists transactions totaling 504 shares at a weighted average price of $27.04 per share. Following the reported transactions, holdings were 26,519 shares.
Norwood Financial Corp director Alexandra K. Nolan reported a series of stock awards in the company’s common stock. She acquired 123 shares at $24.33 on April 10, 2025, 117 shares at $25.60 on July 10, 2025, 116 shares at $25.84 on October 10, 2025, 105 shares at $28.42 on January 12, 2026, and 43 shares at $31.62 on February 11, 2026, all coded as grants or awards. These director retainer shares were issued under the 2024 Equity Incentive Plan. Following the latest grant, she directly owns 2,670 common shares, and also has indirect beneficial ownership through the Michael C. Nolan Trust, the Alexandra K. Nolan Trust, and several restricted stock awards that vest in installments over three- or five-year schedules.
Norwood Financial Corp director Ronald R. Schmalzle reported multiple stock awards. He received common stock grants of 116 shares at $25.84 on October 10, 2025, 105 shares at $28.42 on January 12, 2026, and 43 shares at $31.62 on February 11, 2026, all classified as awards or other acquisitions.
These director retainer shares were issued under the 2024 Equity Incentive Plan. After the latest grant, he directly owns 8,654 common shares and indirectly holds 27,068 shares in an IRA plus 550 and 825 shares of restricted stock. The restricted awards vest in three equal installments beginning December 15, 2025 and December 15, 2026, subject to continued service.
Norwood Financial Corp director James Shook reported several equity transactions in the company’s common stock. On January 12, 2026, he acquired 105 director retainer shares at $28.42 per share, and on February 11, 2026, he acquired 43 director retainer shares at $31.62 per share, both issued under the 2024 Equity Incentive Plan.
After these awards, he directly owned 8,887 common shares and indirectly held 825 restricted shares. The filing also notes a bona fide gift of 409 shares reported as indirect ownership through Lake Region Supermarket Inc., with a corresponding 409-share movement in his directly held shares at a stated price of $0.
Norwood Financial Corp director Kevin M. Lamont reported multiple stock awards under the company’s equity plans. On February 11, 2026, he acquired 43 shares of common stock at $31.62 per share as a grant, bringing his direct holdings to 135,824 shares.
Earlier director retainer grants included 123, 117, 116 and 105 shares at prices between $24.33 and $28.42. The filing also lists indirect holdings, including 463 shares held by his spouse and several blocks of restricted stock that vest in installments beginning between December 2022 and December 2026, conditioned on continued service.