Welcome to our dedicated page for Norwood Finl SEC filings (Ticker: NWFL), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Norwood Financial Corp filings document the public-company disclosures of a bank holding company for Wayne Bank. Its Form 8-K reports furnish earnings releases, earnings-call materials, annual-meeting presentations, dividend announcements, and other material-event disclosures tied to operating results, financial condition, shareholder distributions, and business strategy.
The company’s proxy and annual-meeting filings cover director elections, auditor ratification, advisory executive-compensation votes, and final voting results. Norwood’s filings also identify its Nasdaq-listed common stock, capital-structure terms, governance matters, exhibits, and Regulation FD materials associated with its regional banking operations and completed bank acquisition activity.
Carroll Joseph W reported acquisition or exercise transactions in this Form 4 filing.
Norwood Financial Corp director Joseph W. Carroll received 45 shares of common stock as a director retainer on an award basis. The shares were granted at a price of $30.20 per share under the 2024 Equity Incentive Plan, increasing his direct holdings to 41,739 shares.
He also reports indirect ownership of Norwood Financial common stock, including 1,100 shares by spouse IRA, 1,100 shares by IRA, and 7,247 shares by spouse, reflecting various retirement and family accounts rather than market purchases or sales.
NORWOOD FINANCIAL CORP director Andrew Forte increased his stake through a mix of open-market buying and equity awards. On May 12, 2026, he purchased 270 shares of common stock in an IRA at $29.58 per share in an open-market transaction. On May 11, 2026, he also acquired 55 "Director Retainer Shares" under the 2024 Equity Incentive Plan at a grant value of $30.20 per share. Following these moves, Forte directly holds 12,172 common shares, with 7,624 additional shares held indirectly in an IRA and further indirect holdings in restricted stock and Forte, Inc., with those awards vesting over several years subject to continued service.
Gifford Jeffrey S reported acquisition or exercise transactions in this Form 4 filing.
NORWOOD FINANCIAL CORP director Jeffrey S. Gifford reported a routine equity compensation grant. He received 45 shares of common stock as a grant at $30.20 per share, described as Director Retainer Shares issued under the 2024 Equity Incentive Plan. Following this award, his directly held common stock position is 26,682 shares, with additional indirect holdings through restricted stock, IRA and family accounts. Footnotes state that related awards vest in scheduled annual installments beginning on specified December dates, contingent on continued service.
Hungerford Meg L reported acquisition or exercise transactions in this Form 4 filing.
Norwood Financial Corp director Meg L Hungerford received a small stock grant as part of her board compensation. On 2026-05-11, she was awarded 45 shares of common stock at $30.20 per share, described as Director Retainer Shares issued under the 2024 Equity Incentive Plan. Following this grant, she directly holds 6,243 common shares. The filing also lists several indirect holdings categorized as restricted stock and custodial accounts for children, each with relatively modest share counts, reflecting long-term incentive and family-related positions rather than open-market trading.
Norwood Financial Corp reported lower profit but much larger scale in the quarter ended March 31, 2026, following its PB Bankshares acquisition. Net income was $3.7 million versus $5.8 million a year earlier, with earnings per share falling to $0.35 from $0.63 as merger-related expenses reached $4.9 million.
Core banking activity expanded sharply: total assets rose to $2.9 billion from $2.4 billion, loans to $2.24 billion from $1.85 billion, and deposits to $2.51 billion from $2.08 billion. Net interest income increased to $24.6 million from $17.9 million, while the provision for credit losses grew to $1.5 million. The PB Bankshares deal carried a total purchase price of about $56 million and generated $7.1 million of goodwill, embedding a new southeastern Pennsylvania footprint into Norwood’s community banking franchise.
NORWOOD FINANCIAL CORP director Joseph W. Carroll reported multiple open-market purchases of Common Stock on 2026-05-05. He bought a total of 672 shares at prices between $29.42 and $29.46 per share, through both direct holdings and indirect accounts including his spouse and IRAs. Following these transactions, he holds over 41,000 shares directly, plus additional indirect holdings such as 7,247 shares reported as owned by his spouse.
Norwood Financial Corp held its Annual Meeting of Stockholders on April 28, 2026. Stockholders elected three directors to the board: Kevin M. Lamont, Dr. Kenneth A. Phillips and Jeffrey S. Gifford. All three received more than 5.7 million votes each, with broker non-votes of 1,986,804 reported for each director.
Stockholders also approved two additional proposals, each receiving more votes cast “For” than “Against.” One proposal received 7,956,697 votes for, 51,063 against and 301,876 abstentions, while another received 5,282,802 for, 802,735 against and 237,295 abstentions, with 1,986,804 broker non-votes.
NORWOOD FINANCIAL CORP director Joseph W. Carroll reported an open-market purchase of 180 shares of Common Stock at $29.61 per share, held indirectly through an IRA. After this transaction, that IRA holding increased to 904 shares. As of the same date, he also reported 724 shares held through his spouse’s IRA, 7,247 shares held by his spouse, and 41,594 shares held directly in his name, underscoring a sizable combined ownership position across direct and indirect accounts.
NORWOOD FINANCIAL CORP director James Shook bought additional company stock in an open-market transaction. On April 30, 2026, he purchased 375 shares of Common Stock at a price of $29.06 per share, bringing his direct ownership to 9,353 shares.
He also has 825 shares of Common Stock reported as indirect ownership classified as Restricted Stock. According to the award terms, these restricted shares vest in three equal installments beginning on December 15, 2026 and annually thereafter, contingent on his continued service in an eligible role.
NORWOOD FINANCIAL CORP EVP & CFO John Martin McCaffery Jr reported an open-market purchase of 1,000 shares of common stock at $29.44 per share, held indirectly in an IRA. Following this transaction, that IRA position holds 4,000 common shares.
The filing also updates several indirect restricted stock awards and a direct holding of common stock, reflecting post-transaction balances of 2,000, 1,200 and 804 restricted shares, plus 1,500 directly held shares, subject to the specific vesting schedules described in the awards.