STOCK TITAN

[Form 3] NORWOOD FINANCIAL CORP Initial Statement of Beneficial Ownership

Filing Impact
(Low)
Filing Sentiment
(Neutral)
Form Type
3

Marissa S. Nacinovich filed an initial Form 3 reporting beneficial ownership in Norwood Financial Corp (NWFL). The filing shows 200 shares of common stock held in a direct ownership form. The event requiring the statement is dated 09/16/2025 and the form was signed on 09/30/2025 by an attorney-in-fact. The filing identifies Ms. Nacinovich as a Director of the issuer and indicates this is a filing by one reporting person. No derivatives or convertible securities are reported.

Marissa S. Nacinovich ha presentato un iniziale Form 3 che riporta la titolarità beneficiaria in Norwood Financial Corp (NWFL). La dichiarazione mostra 200 azioni ordinarie detenute direttamente. L’evento che richiede la dichiarazione è datato 16/09/2025 e il modulo è stato firmato il 30/09/2025 da un procuratore-in-fatto. L’atto identifica la signora Nacinovich come Direttrice della società emittente e indica che si tratta di una dichiarazione da parte di una sola persona reportante. Non sono riportati strumenti derivati o strumenti convertibili.

Marissa S. Nacinovich presentó un Form 3 inicial que informa la propiedad beneficiosa en Norwood Financial Corp (NWFL). La presentación muestra 200 acciones ordinarias en forma de propiedad directa. El evento que requiere la declaración tiene fecha de 16/09/2025 y el formulario fue firmado el 30/09/2025 por un mandatario (attorney-in-fact). El documento identifica a la Sra. Nacinovich como Directora de la emisora e indica que se trata de una declaración de una sola persona reportante. No se reportan derivados ni valores convertibles.

Marissa S. Nacinovich은 Norwood Financial Corp(NWFL)의 수혜 소유를 보고하는 최초의 Form 3를 제출했습니다. 제출 자료에는 보통주 200주가 직접 소유 형태로 보유되어 있음을 보여줍니다. 진술을 필요로 하는 사건은 2025년 9월 16일로 기재되었고, 양식은 2025년 9월 30일에 대리인에 의해 서명되었습니다. 본 보고서는 Nacinovich 여사를 발행사의 이사로 식별하며 이는 보고인 한 명의 신고임을 나타냅니다. 파생상품이나 전환가능 증권은 보고되지 않았습니다.

Marissa S. Nacinovich a déposé un Form 3 initial déclarant la propriété bénéficiaire sur Norwood Financial Corp (NWFL). Le dossier montre 200 actions ordinaires détenues directement. L’événement nécessitant la déclaration est daté du 16/09/2025 et le formulaire a été signé le 30/09/2025 par un mandataire. Le dossier identifie Mme Nacinovich comme Directrice de l’émetteur et indique qu’il s’agit d’un dépôt par une seule personne déclarant. Aucune dérivée ni valeur mobilière convertible n’est déclarée.

Marissa S. Nacinovich hat eine anfängliche Form 3 eingereicht, die Eigentümerstellung an Norwood Financial Corp (NWFL) berichtet. Die Einreichung zeigt 200 Stammaktien, direkt gehalten. Der die Erklärung erfordernde Vorgang ist auf 16.09.2025 datiert und das Formular wurde am 30.09.2025 von einer Prokura-Person unterzeichnet. Die Einreichung identifiziert Frau Nacinovich als Direktorin des Emittenten und gibt an, dass dies eine Meldung einer berichtenden Person ist. Es werden weder Derivate noch wandelbare Wertpapiere gemeldet.

Marissa S. Nacinovich تقدِّم Form 3 ابتدائي يَفصح عن الملكية المستفيدة في Norwood Financial Corp (NWFL). يظهر الإيداع 200 سهماً عاديًا مملوكًا بشكل مباشر. الحدث الذي يستدعي البيان مؤرّخ في 16/09/2025 وتم توقيع النموذج في 30/09/2025 بواسطة وكيل. يُعرِّف الإيداع السيدة Nacinovich بأنها مديرة للمصدر ويشير إلى أن هذا الإيداع من قِبل شخص واحد مُبلِّغ. لا يُذكر أي مشتقات أو أوراق مالية قابلة للتحويل.

Marissa S. Nacinovich 已提交初始的Form 3,披露在 Norwood Financial Corp(NWFL)的受益所有权。该申报显示直接持有的200股普通股。需要此声明的事件日期为2025/09/16,表格于2025/09/30由一名代理签署。申报将Nacinovich女士标注为发行人的董事,并指出这是由一名申报人提交的申报。未报告任何衍生品或可转换证券。

Positive
  • Form 3 discloses a clear direct ownership position of 200 common shares by Director Marissa S. Nacinovich
  • The filing identifies the reporting relationship as Director and is filed by one reporting person
Negative
  • None.

Insights

TL;DR: Routine initial Section 16 disclosure showing a small direct ownership position by a director.

The Form 3 documents a straightforward disclosure of direct ownership: 200 shares of common stock in NWFL held by Marissa S. Nacinovich. This is an initial ownership statement, not a transaction report, and it contains no derivative positions or additional economic terms. For investors, the filing itself is informational and does not indicate material changes to capital structure or control.

TL;DR: Governance disclosure completed: director reported direct holdings; no indirect interests or derivative instruments disclosed.

The report confirms that a board member has a documented equity stake of 200 shares and that the Form 3 was executed by an attorney-in-fact. The disclosure meets the purpose of initial insider reporting by establishing a public record of the director's holdings. There are no noted amendments, joint filings, or complexity in ownership structure.

Marissa S. Nacinovich ha presentato un iniziale Form 3 che riporta la titolarità beneficiaria in Norwood Financial Corp (NWFL). La dichiarazione mostra 200 azioni ordinarie detenute direttamente. L’evento che richiede la dichiarazione è datato 16/09/2025 e il modulo è stato firmato il 30/09/2025 da un procuratore-in-fatto. L’atto identifica la signora Nacinovich come Direttrice della società emittente e indica che si tratta di una dichiarazione da parte di una sola persona reportante. Non sono riportati strumenti derivati o strumenti convertibili.

Marissa S. Nacinovich presentó un Form 3 inicial que informa la propiedad beneficiosa en Norwood Financial Corp (NWFL). La presentación muestra 200 acciones ordinarias en forma de propiedad directa. El evento que requiere la declaración tiene fecha de 16/09/2025 y el formulario fue firmado el 30/09/2025 por un mandatario (attorney-in-fact). El documento identifica a la Sra. Nacinovich como Directora de la emisora e indica que se trata de una declaración de una sola persona reportante. No se reportan derivados ni valores convertibles.

Marissa S. Nacinovich은 Norwood Financial Corp(NWFL)의 수혜 소유를 보고하는 최초의 Form 3를 제출했습니다. 제출 자료에는 보통주 200주가 직접 소유 형태로 보유되어 있음을 보여줍니다. 진술을 필요로 하는 사건은 2025년 9월 16일로 기재되었고, 양식은 2025년 9월 30일에 대리인에 의해 서명되었습니다. 본 보고서는 Nacinovich 여사를 발행사의 이사로 식별하며 이는 보고인 한 명의 신고임을 나타냅니다. 파생상품이나 전환가능 증권은 보고되지 않았습니다.

Marissa S. Nacinovich a déposé un Form 3 initial déclarant la propriété bénéficiaire sur Norwood Financial Corp (NWFL). Le dossier montre 200 actions ordinaires détenues directement. L’événement nécessitant la déclaration est daté du 16/09/2025 et le formulaire a été signé le 30/09/2025 par un mandataire. Le dossier identifie Mme Nacinovich comme Directrice de l’émetteur et indique qu’il s’agit d’un dépôt par une seule personne déclarant. Aucune dérivée ni valeur mobilière convertible n’est déclarée.

Marissa S. Nacinovich hat eine anfängliche Form 3 eingereicht, die Eigentümerstellung an Norwood Financial Corp (NWFL) berichtet. Die Einreichung zeigt 200 Stammaktien, direkt gehalten. Der die Erklärung erfordernde Vorgang ist auf 16.09.2025 datiert und das Formular wurde am 30.09.2025 von einer Prokura-Person unterzeichnet. Die Einreichung identifiziert Frau Nacinovich als Direktorin des Emittenten und gibt an, dass dies eine Meldung einer berichtenden Person ist. Es werden weder Derivate noch wandelbare Wertpapiere gemeldet.

SEC Form 3
FORM 3 UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number: 3235-0104
Estimated average burden
hours per response: 0.5
1. Name and Address of Reporting Person*
Nacinovich Marissa S

(Last) (First) (Middle)
717 MAIN STREET

(Street)
HONESDALE PA 18431

(City) (State) (Zip)
2. Date of Event Requiring Statement (Month/Day/Year)
09/16/2025
3. Issuer Name and Ticker or Trading Symbol
NORWOOD FINANCIAL CORP [ NWFL ]
4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
X Director 10% Owner
Officer (give title below) Other (specify below)
5. If Amendment, Date of Original Filed (Month/Day/Year)
6. Individual or Joint/Group Filing (Check Applicable Line)
X Form filed by One Reporting Person
Form filed by More than One Reporting Person
Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4) 2. Amount of Securities Beneficially Owned (Instr. 4) 3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 4. Nature of Indirect Beneficial Ownership (Instr. 5)
COMMON STOCK 200 D
Table II - Derivative Securities Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4) 2. Date Exercisable and Expiration Date (Month/Day/Year) 3. Title and Amount of Securities Underlying Derivative Security (Instr. 4) 4. Conversion or Exercise Price of Derivative Security 5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5) 6. Nature of Indirect Beneficial Ownership (Instr. 5)
Date Exercisable Expiration Date Title Amount or Number of Shares
Explanation of Responses:
/s/Marissa S Nacinovich by John M. McCaffery, Attorney-in-Fact 09/30/2025
** Signature of Reporting Person Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What did the Form 3 filed for NWFL report?

The Form 3 reports that Marissa S. Nacinovich holds 200 shares of common stock of Norwood Financial Corp (NWFL) in direct ownership.

When is the event date and signature date on the NWFL Form 3?

The event requiring the statement is dated 09/16/2025 and the form was signed on 09/30/2025 by an attorney-in-fact.

Does the Form 3 for NWFL report any derivative securities?

No. The filing contains no reported derivative securities, options, warrants, or convertible instruments.

What is Marissa Nacinovich's relationship to NWFL as stated on the form?

The form indicates Ms. Nacinovich's relationship to the issuer as a Director.

Was the Form 3 filed jointly or by a single reporting person?

The Form 3 indicates it was filed by one reporting person.
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