STOCK TITAN

Norwood Financial (NASDAQ: NWFL) awards 43 director retainer shares

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Hungerford Meg L reported acquisition or exercise transactions in this Form 4 filing.

Norwood Financial Corp director Meg L. Hungerford reported a grant of 43 shares of common stock on July 10, 2026 at $31.88 per share, described as Director Retainer Shares under the 2024 Equity Incentive Plan. After the award she holds 6,331 shares directly, plus several indirect restricted and custodial holdings reported separately. Footnotes state that related equity awards vest in equal annual installments beginning on various December dates from 2022 through 2026, contingent on continued service.

Positive

  • None.

Negative

  • None.
Insider Hungerford Meg L
Role Director
Type Security Shares Price Value
Grant/Award Common Stock 43 $31.88 $1K
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 6,331 shares (Direct); Common Stock — 990 shares (Indirect, Custodian for Children)
Footnotes (1)
  1. Director Retainer Shares issued under the 2024 Equity Incentive Plan. Award vests in five equal installments beginning on December 14, 2022 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable. Award vests in five equal installments beginning on December 13, 2023 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable. Award vests in five equal installments beginning on December 12, 2024 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable. Award vests in three equal installments beginning December 15, 2025 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable. Award vests in three equal installments beginning on December 15, 2026 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
Director grant shares 43 shares Grant, award, or other acquisition of common stock on July 10, 2026
Grant price per share $31.88 per share Transaction price for Director Retainer Shares awarded to Meg L. Hungerford
Direct shares after grant 6,331 shares Total common stock directly owned following the July 10, 2026 award
Restricted stock holding 825 shares One line of indirect ownership reported as Restricted Stock
Custodian for children holding 990 shares Indirect common stock held as Custodian for Children
Director Retainer Shares financial
"Director Retainer Shares issued under the 2024 Equity Incentive Plan."
2024 Equity Incentive Plan financial
"issued under the 2024 Equity Incentive Plan."
Restricted Stock financial
"nature_of_ownership is reported as Restricted Stock for several indirect holdings."
Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.
Custodian for Children financial
"nature_of_ownership includes Custodian for Children for certain indirect shares."
Outside Director financial
"during such periods of continued service as an Employee, Outside Director or Director Emeritus."
See more from StockTitan in Google Search and AI answers. Adds StockTitan as a preferred source · opens Google
Add on Google
Learn about SEC filing dates

FAQ

What did Meg L. Hungerford report in her Form 4 for NWFL?

She reported receiving a grant of 43 shares of Norwood Financial common stock on July 10, 2026 at $31.88 per share. The filing identifies these as Director Retainer Shares issued under the 2024 Equity Incentive Plan, rather than an open-market purchase or sale.

How many Norwood Financial (NWFL) shares does Meg L. Hungerford hold after this grant?

Following the reported grant, Meg L. Hungerford directly owns 6,331 shares of Norwood Financial common stock. The Form 4 also lists several categories of indirect holdings, including restricted stock and shares held as custodian for children, each disclosed as separate line items.

What price is assigned to the director share grant in the NWFL Form 4?

The 43-share director grant is reported at $31.88 per share. This figure reflects the transaction price per share for the Director Retainer Shares, which were issued as a grant or award rather than through an open-market transaction, under Norwood’s equity compensation framework.

Under which plan were the director shares granted to Meg L. Hungerford at Norwood Financial (NWFL)?

The filing states that the director shares are Director Retainer Shares issued under the 2024 Equity Incentive Plan. Footnotes explain that equity awards under this plan vest in scheduled installments over several years, conditioned on continued service as an employee, outside director, or director emeritus.

Are there any buy or sell transactions reported in this NWFL Form 4?

No open-market buys or sells are shown. The only transaction with a code is an "A" transaction, meaning a grant, award, or other acquisition. Other entries are labeled as holdings, with unknown transaction codes, and simply report indirect restricted and custodial positions.

What indirect holdings are disclosed for Meg L. Hungerford in Norwood Financial (NWFL)?

The Form 4 lists several indirect positions, including restricted stock entries such as 825 shares and smaller blocks, plus 990 shares held as “Custodian for Children.” These are reported as indirect ownership and are separate from her 6,331 directly held shares.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Hungerford Meg L

(Last)(First)(Middle)
717 MAIN STREET

(Street)
HONESDALE PENNSYLVANIA 18431

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
NORWOOD FINANCIAL CORP [ NWFL ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/10/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock07/10/2026A43(1)A$31.886,331D
Common Stock990ICustodian for Children
Common Stock40(2)IRestricted Stock
Common Stock280(3)IRestricted Stock
Common Stock420(4)IRestricted Stock
Common Stock550(5)IRestricted Stock
Common Stock82(5)IRestricted Stock
Common Stock825(6)IRestricted Stock
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. Director Retainer Shares issued under the 2024 Equity Incentive Plan.
2. Award vests in five equal installments beginning on December 14, 2022 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
3. Award vests in five equal installments beginning on December 13, 2023 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
4. Award vests in five equal installments beginning on December 12, 2024 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
5. Award vests in three equal installments beginning December 15, 2025 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
6. Award vests in three equal installments beginning on December 15, 2026 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
/s/ Meg L. Hungerford, by Mackenzie Jackson, Power of Attorney07/14/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)