Welcome to our dedicated page for NORWOOD FINANCIAL SEC filings (Ticker: NWFL), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
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Norwood Financial Corp director Kevin M. Lamont reported multiple stock awards under the company’s equity plans. On February 11, 2026, he acquired 43 shares of common stock at $31.62 per share as a grant, bringing his direct holdings to 135,824 shares.
Earlier director retainer grants included 123, 117, 116 and 105 shares at prices between $24.33 and $28.42. The filing also lists indirect holdings, including 463 shares held by his spouse and several blocks of restricted stock that vest in installments beginning between December 2022 and December 2026, conditioned on continued service.
Norwood Financial Corp director Andrew Forte reported periodic stock awards under the company’s 2024 Equity Incentive Plan. On four dates between April 10, 2025 and February 11, 2026, he acquired 123, 117, 116, 105 and 53 common shares as director retainer shares at prices from $24.33 to $31.62 per share.
After the latest award on February 11, 2026, Forte directly owned 12,005 common shares. The filing also lists additional indirect holdings through an IRA, Forte Inc., and several restricted stock awards that vest over multi‑year periods, conditioned on continued service as an employee or director.
Norwood Financial Corp director Kevin M. Lamont acquired 825 shares of restricted common stock on December 16, 2025 at $29.8 per share. After this award, he beneficially owned 135,320 common shares directly, plus additional indirect holdings including spouse-owned and multiple tranches of restricted stock.
The new 825-share award will vest in three equal installments beginning on December 15, 2026 and annually thereafter, conditioned on continued service as an employee, outside director or director emeritus.
Bay Pond Partners, L.P. filed an amended Schedule 13G reporting beneficial ownership of 460,306 shares of Norwood Financial Corp common stock as of 12/31/2025. This represents 4.97% of the outstanding class.
Bay Pond reports shared voting and dispositive power over all 460,306 shares and no sole voting or dispositive power. The filer certifies the shares were not acquired to change or influence control of Norwood Financial, but instead are held on a passive basis.
Norwood Financial Corp received a Schedule 13G/A filing showing that Wellington Management Group LLP and related affiliated entities beneficially own 888,812 shares of Norwood’s common stock. All of these shares are reported with shared voting and shared dispositive power, and no sole authority.
The filing explains that the shares are owned of record by clients of various Wellington investment advisers, which are controlled through a parent holding-company structure. The securities are certified as being held in the ordinary course of business, without a purpose or effect of changing or influencing control of Norwood Financial.
Norwood Financial Corp director Joseph W. Carroll reported open‑market purchases of the company’s common stock. On January 28, 2026, he bought 4 shares at $28.05, 1,996 shares at $28.06, and 2,000 shares at $28.21, all held directly.
Following these transactions, Carroll directly owned 41,503 shares of common stock. He also reported indirect beneficial ownership of 7,247 shares held by his spouse, 724 shares held by an IRA, and 724 shares held by a spouse IRA.
Norwood Financial Corp director James Shook reported buying 3,500 shares of common stock on January 28, 2026 at $28.8 per share. After this open-market purchase, his directly held stake increased to 8,330 shares. He also reports indirect ownership of 409 shares through Lake Region Supermarket Inc. and 825 shares of restricted stock.
The restricted stock award is scheduled to vest in three equal installments beginning on December 15, 2026 and annually thereafter, contingent on continued service as an employee, outside director, or director emeritus.
Norwood Financial Corp director Joseph W. Carroll reported buying additional company stock. On January 27, 2026, he acquired 2,000 shares of Norwood Financial common stock at a price of $27.91 per share. After this purchase, he directly owns 37,503 common shares.
He also reports indirect holdings of Norwood Financial common stock, including 7,247 shares held by his spouse, 724 shares held by an IRA, and 724 shares held by a spouse IRA. These positions show his combined direct and indirect exposure to the company’s stock.
Norwood Financial Corp’s President and CEO James O. Donnelly reported a small open-market purchase of company stock. On January 27, 2026, he indirectly acquired 200 shares of Common Stock through an IRA at a price of $28.15 per share.
Following the reported transactions, he directly owned 11,637 shares of Common Stock and indirectly held several blocks of restricted stock, including 300, 1,000, 3,868, 4,738, and 6,651 shares that vest over time according to service-based schedules.
Norwood Financial Corp reports a strong turnaround for the fourth quarter and full year 2025. For Q4 2025, net interest income rose to $20.9 million from $16.6 million a year earlier, driving net income of $7.4 million, or $0.81 per diluted share, compared with a net loss of $12.7 million, or ($1.54) per share, in Q4 2024. Full-year 2025 net income reached $27.8 million, or $3.01 per diluted share, versus a small loss in 2024.
The bank’s core performance improved as the fully tax-equivalent net interest margin increased to 3.60% in Q4 and 3.49% for 2025, up from 3.04% and 2.91% in the prior-year periods. Return on average assets for 2025 was 1.17%, with return on average tangible equity at 14.03%. Total assets grew to $2.42 billion, loans to $1.85 billion, and deposits to $2.08 billion as of December 31, 2025, while credit quality metrics, including nonperforming loans at 0.34% of total loans, remained solid.
Management also highlights the January 5, 2026 acquisition of Presence Bank, which adds scale, expands the branch footprint, and supports its community banking strategy. Non-GAAP results exclude 2025 merger charges and 2024 securities losses to show underlying profitability trends and efficiency gains.