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Norwood Financial Corp filed a current report describing its latest earnings communications. On January 22, 2026, the company issued a press release announcing financial results for the three and twelve months ended December 31, 2025, and furnished this release as an exhibit. The company also prepared an earnings presentation for the fourth quarter of 2025, to be used on an earnings call the same day, and furnished that presentation as an exhibit as well.
The company emphasizes that the press release and earnings presentation are being furnished to the SEC rather than filed, so they are not subject to certain Exchange Act liabilities and are not automatically incorporated into other securities law filings.
Norwood Financial Corp executive Janak M. Amin, EVP & COO, filed an initial statement of beneficial ownership. As of 01/05/2026, he reports holding 31,879 shares of Norwood Financial common stock directly.
He also reports indirect ownership of additional common shares through retirement accounts: 923 shares held by a Roth IRA, 40,154 shares held by an IRA, and 822 shares held by his spouse's Roth IRA. The filing does not list any stock options, warrants, or other derivative securities.
Norwood Financial Corp director Joseph W. Carroll filed an initial statement of beneficial ownership of common stock. As of 01/05/2026, he directly owned 35,503 shares of Norwood Financial common stock. He also reported indirect ownership of additional common shares, including 7,247 shares held by his spouse, 724 shares held in his IRA, and 724 shares held in his spouse's IRA. The filing reflects holdings only and does not show any new purchase or sale transactions.
Norwood Financial Corp director Spencer J. Andress filed an initial ownership report showing his holdings of the company’s common stock as of 01/05/2026. The filing reports 8,189 shares of common stock held directly and an additional 7,247 shares held indirectly through Comprehensive Planner Ltd.. This Form 3 establishes his baseline beneficial ownership in Norwood Financial Corp as a director.
Norwood Financial Corp filed a report stating it issued a press release announcing plans to release its fourth quarter 2025 financial results on January 22, 2026. The company also plans to host a webcast and conference call that same day to discuss those results. The press release is provided as an exhibit to the report but is furnished rather than filed, meaning it is not incorporated into other securities offerings by default.
Norwood Financial Corp director Kevin M. Lamont reported a new restricted stock award of 825 shares of common stock. The award, dated December 16, 2025, is shown at a price of $29.8 per share and is classified as indirectly owned restricted stock.
According to the footnotes, this new award will vest in three equal installments beginning on December 15, 2026 and annually thereafter, contingent on continued service as an Employee, Outside Director or Director Emeritus. The filing also lists Lamont’s existing directly held common stock and several prior restricted stock awards that vest over multi‑year schedules.
Norwood Financial Corp executive John F. Carmody, EVP & Chief Credit Officer, reported an equity award in company stock. On 12/16/2025, he acquired 1,500 shares of restricted common stock at $29.8 per share, held indirectly. This award is scheduled to vest in five equal installments beginning on December 15, 2026, subject to continued service, with prior restricted stock awards already vesting annually from 2022, 2023, 2024 and 2025 grant dates. Following this transaction, he beneficially owns common stock directly, through the ESOP, and via multiple restricted stock grants, reflecting a mix of immediate and time-vested equity exposure to Norwood Financial Corp.
Norwood Financial Corp EVP & CFO receives restricted stock grant. Executive John M. McCaffery reported acquiring 2,000 shares of restricted common stock of Norwood Financial Corp on 12/16/2025 in a transaction coded "A" for acquisition at a price of $ 29.8 per share. Following this grant, he holds 1,500 common shares directly, 3,000 common shares indirectly through an IRA, and several restricted stock awards.
An existing restricted stock award of 804 shares is scheduled to vest 200 shares on June 24, 2025 and 201 shares annually thereafter until fully earned. Another award of 1,200 restricted shares vests in three equal installments beginning December 15, 2025, subject to continued service. The newly granted 2,000-share restricted award vests in five equal installments beginning on December 15, 2026, also contingent on continued service in an eligible role.
Norwood Financial Corp insider James O. Donnelly, who serves as President, CEO and Director, reported an equity award on this Form 4. On 12/16/2025 he acquired 6,651 shares of restricted common stock, coded as an acquisition, at a price of $29.8 per share, held indirectly as restricted stock. After this transaction he beneficially owns 11,637 shares of common stock directly, along with several indirect restricted stock awards of 300, 1,000, 3,868, 4,738 and 6,651 shares. The new 6,651-share award is scheduled to vest in five equal installments beginning on December 15, 2026, subject to continued service, while earlier awards vest in tranches beginning in 2023, 2024 and 2025.
Norwood Financial Corp director reports new restricted stock grant. A company director filed a Form 4 showing an acquisition of 825 shares of Norwood Financial Corp common stock as restricted stock on December 16, 2025, at a price of $29.8 per share. These shares are held indirectly and are identified in the filing as a new restricted stock award. According to the footnotes, this particular award is scheduled to vest in three equal installments beginning on December 15, 2026, subject to continued service as an employee, outside director or director emeritus.