Here are the 10-K annual reports from New Peoples Bnkshs Inc (NWPP) in our archive since June 2025, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-K covers the audited annual report, with the full financial statements, so if you follow NWPP and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full NWPP filings page.
New Peoples Bankshares, Inc. reports stronger 2025 results, with net income rising to $10.1 million, or $0.43 per diluted share, up from $8.2 million, or $0.35 per share, in 2024. Earnings benefited from higher average interest-earning assets, improved loan yields, and a wider net interest margin.
Total assets reached $909.7 million, driven by a $52.1 million increase in gross loans to $709.6 million and continued loan demand across commercial and residential portfolios. Deposits grew to $798.3 million, supported by targeted time-deposit promotions and disciplined money market pricing.
The bank remained well-capitalized, with a leverage ratio of 10.93% and return on average assets of 1.13%. Return on average shareholders’ equity improved to 13.33%, reflecting higher profitability on a growing capital base. Management also completed a core system conversion in late 2025 without material operating disruptions.