[8-K] Orange County Bancorp, Inc. /DE/ Reports Material Event

Rhea-AI Filing Summary

Orange County Bancorp, Inc. reported that its board approved a cash dividend increase and declaration for common shareholders. The company raised its quarterly dividend by $0.05 and declared a $0.18 cash dividend per share of its common stock. The dividend will be paid on December 16, 2025 to shareholders who are on record as of December 4, 2025. The announcement reinforces that the bank is returning cash to shareholders through regular dividend payments.

Insights

Banking equity analyst

OBT raises its regular cash dividend to $0.18 per share.

Orange County Bancorp, Inc. announced a $0.18 cash dividend per share of common stock, which is a $0.05 increase from its prior level. The dividend is scheduled for payment on December 16, 2025 to holders of record on December 4, 2025, signaling an ongoing pattern of shareholder cash returns.

For a bank holding company, a higher regular dividend typically reflects management’s view that capital and earnings support recurring payouts. The filing does not provide earnings data here, so this signal is based solely on the board’s dividend decision and timing.

The record and payment dates define who receives the dividend and when, which may shape near-term trading dynamics around December 4, 2025. Subsequent company communications may provide broader context on how this dividend level fits within its long-term capital management plans.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(D) OF

THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): November 24, 2025

Orange County Bancorp, Inc.

(Exact Name of Registrant as Specified in Charter)

Delaware	001-40711	26-1135778
(State or Other Jurisdiction)	(Commission File No.)	(I.R.S. Employer
of Incorporation)		Identification No.)

212 Dolson Avenue, Middletown, New York	10940
(Address of Principal Executive Offices)	(Zip Code)

Registrant's telephone number, including area code: (845) 341-5000

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

¨ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

¨ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

¨ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

¨ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock, par value $0.25		OBT		The Nasdaq Stock Market, LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company x

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ¨

Item 8.01 Other Events

Orange County Bancorp, Inc., parent company of Orange Bank & Trust Company and Orange Investment Advisors, Inc. today announced a $0.05 increase and a declaration of a $0.18 cash dividend per share of its common stock. The dividend will be paid on December 16, 2025 to shareholders of record on December 4, 2025. A press release announcing the declaration of the cash dividend is attached as Exhibit 99.1 to this Current Report on Form 8-K.

Item 9.01 Financial Statements and Exhibits

	(a)	Financial statements of businesses acquired.  None.
	(b)	Pro forma financial information.  None.
	(c)	Shell company transactions: None.
	(d)	Exhibits.
		99.1		Press release dated November 24, 2025
		104		Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

	ORANGE COUNTY BANCORP, INC.
DATE: November 24, 2025	By:	/s/ Michael Lesler
		Michael Lesler
		Executive Vice President, Chief Financial Officer

FAQ

What dividend did Orange County Bancorp, Inc. (OBT) declare?

Orange County Bancorp, Inc. declared a $0.18 cash dividend per share on its common stock, reflecting its latest regular dividend decision.

How much did OBT increase its dividend by in this announcement?

The company announced a $0.05 increase to its dividend, bringing the total declared cash dividend to $0.18 per share.

What is the record date for Orange County Bancorp, Inc.’s $0.18 dividend?

The record date for the $0.18 per share cash dividend is December 4, 2025. Shareholders on record that day will be eligible to receive it.

When will OBT pay the declared $0.18 cash dividend?

The payment date for the $0.18 cash dividend per share is December 16, 2025, when eligible shareholders are scheduled to receive funds.

Which subsidiaries are associated with Orange County Bancorp, Inc.?

Orange County Bancorp, Inc. is the parent company of Orange Bank & Trust Company and Orange Investment Advisors, Inc..

On which exchange is Orange County Bancorp, Inc. common stock traded and under what symbol?

Orange County Bancorp, Inc.’s common stock trades on The Nasdaq Stock Market, LLC under the ticker symbol OBT.

Where can investors find the detailed announcement of OBT’s dividend declaration?

The detailed announcement is provided in a press release dated November 24, 2025, which is attached as Exhibit 99.1 to the Form 8-K.