Orange County Bancorp (NASDAQ: OBT) releases Q4 and 2025 results

Rhea-AI Filing Summary

Orange County Bancorp, Inc. reported that it has issued a press release with its financial results for the three and twelve months ended December 31, 2025. The company furnished this press release to the SEC as Exhibit 99.1 to this Form 8-K, specifying that it is being furnished rather than filed.

8-K Event Classification

Item 9.01 — Financial Statements and Exhibits

1 item

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(D) OF

THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): February 4, 2026

Orange County Bancorp, Inc.

(Exact Name of Registrant as Specified in Charter)

Delaware		001-40711		26-1135778
(State or Other Jurisdiction of Incorporation)		(Commission File No.)		(I.R.S. Employer Identification No.)
212 Dolson Avenue, Middletown, New York				10940
(Address of Principal Executive Offices)				(Zip Code)

Registrant's telephone number, including area code: (845) 341-5000

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

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Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock, par value $0.25		OBT		The Nasdaq Stock Market, LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

 Item 2.02 Results of Operations and Financial Condition

On February 4, 2026, Orange County Bancorp, Inc. (the “Company”) issued a press release reporting its financial results at and for the three and twelve months ended December 31, 2025.

A copy of the press release is attached as Exhibit 99.1 to this report and is being furnished to the Securities and Exchange Commission and shall not be deemed filed for any purpose.

Item 9.01 Financial Statements and Exhibits

(a)	Financial statements of businesses acquired.  None.
(b)	Pro forma financial information.  None.
(c)	Shell company transactions: None.
(d)	Exhibits.
	99.1	Press release dated February 4, 2026
	104	Cover Page for this Current Report on Form 8-K, formatted in Inline XBRL

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

		ORANGE COUNTY BANCORP, INC.
DATE: February 4, 2026	By:	/s/ Michael Lesler
		Michael Lesler
		Executive Vice President and Chief Financial Officer

FAQ

What did Orange County Bancorp (OBT) disclose in this Form 8-K?

Orange County Bancorp disclosed that it issued a press release with financial results for the three and twelve months ended December 31, 2025. The release is attached as Exhibit 99.1 and is furnished to the SEC, rather than treated as a filed document.

Which periods do Orange County Bancorp’s latest results cover for OBT?

The latest results for Orange County Bancorp cover the three and twelve months ended December 31, 2025. These quarterly and full-year figures are contained in a press release dated February 4, 2026, which is attached to the Form 8-K as Exhibit 99.1.

How did Orange County Bancorp (OBT) provide its 2025 financial results to investors?

Orange County Bancorp provided its 2025 financial results through a press release dated February 4, 2026. That release, covering the three and twelve months ended December 31, 2025, is included with the Form 8-K as Exhibit 99.1 and furnished to the SEC.

Is Orange County Bancorp’s Exhibit 99.1 considered filed with the SEC?

No, the Exhibit 99.1 press release is specifically described as being furnished, not filed, with the SEC. This distinction means it is provided for informational purposes under the Form 8-K but is not treated as a formally filed document for liability provisions.

Who signed the Orange County Bancorp (OBT) Form 8-K for the 2025 results?

The Form 8-K was signed on behalf of Orange County Bancorp by Michael Lesler. He is identified as the company’s Executive Vice President and Chief Financial Officer, signing the report dated February 4, 2026, in accordance with Exchange Act requirements.

What exhibits are included with Orange County Bancorp’s Form 8-K for OBT?

The Form 8-K includes Exhibit 99.1, which is the press release dated February 4, 2026, containing financial results. It also lists Exhibit 104, the cover page information formatted in Inline XBRL, along with statements that no financial statements or pro forma data are included.