Sousa Gregory reported acquisition or exercise transactions in this Form 4 filing.
Orange County Bancorp EVP and Deputy CLO Gregory Sousa received a grant of phantom stock tied to common shares. On March 16, 2026, he was awarded phantom stock at $31.29 per unit, representing 28 underlying shares of common stock. Following this award, his phantom stock balance is 4,943 units under a Performance-Based SERP that may be settled in company stock based on his prior election.
Separately, Sousa directly holds 9,870 shares of common stock and indirectly holds 6,794 shares of common stock through a 401(k) plan. His direct holdings include restricted stock units that vest in equal annual thirds beginning on March 11, 2024, March 21, 2025, and March 20, 2026.
Orange County Bancorp director Gregory F. Holcombe reported compensation-related equity awards and a routine share disposition to the issuer. On February 20, 2026, he received a grant of phantom stock economically equal to 1,011 shares of common stock, increasing his phantom stock holdings to 24,008 units payable upon separation from service.
On the same date he returned 995 shares of common stock to Orange County Bancorp in a disposition to the issuer, leaving 68,824 common shares held directly. A day earlier, on February 19, 2026, he was granted 866 restricted stock units that vest 100% on February 19, 2027 and will be settled in common shares upon his separation from service. Additional indirect common stock holdings are reported through a foundation and several trusts.
Orange County Bancorp, Inc. reports full-year 2025 operating details, highlighting its community- and business-focused banking model in the Lower Hudson Valley and New York metro area. As of December 31, 2025, the company had $2.7 billion in assets, $2.0 billion in loans, $2.3 billion in deposits and $284.4 million in stockholders’ equity.
The bank emphasizes commercial real estate and business lending, with commercial real estate loans of $1.48 billion (75.9% of total loans) and commercial and industrial loans of $249.6 million. Deposits are predominantly core, with 93.1% in non-maturity accounts and an overall cost of funds on core deposits of 1.00% in 2025.
Through its trust department and Orange Investment Advisors, the company manages $1.9 billion in client assets and generated $14.1 million of wealth management revenue in 2025. Management outlines a growth strategy centered on organic expansion in Orange, Westchester, Rockland and Bronx Counties, continued loan and core deposit growth, and leveraging private banking and wealth management cross-selling opportunities.
Orange County Bancorp EVP and Deputy CLO Gregory Sousa reported a routine tax-related share disposition. On March 10, 2026, 410 shares of Common Stock were withheld at $31.47 per share to cover tax obligations, a non‑market transaction coded as tax-withholding.
After this event, Sousa directly owned 9,870 Common Stock shares and held 6,794 additional shares indirectly through a 401(k) plan. He also had 4,915 phantom stock units tied to Common Stock under a performance-based SERP, which may be settled in shares according to his prior election.
Orange County Bancorp EVP and CLO Michael J. Coulter reported a routine tax-related share disposition. On March 10, 2026, 499 shares of Common Stock were withheld at $31.47 per share to cover tax obligations tied to equity compensation. After this withholding, he directly holds 4,485 shares and indirectly holds 33 shares through a 401(k) plan. Footnotes note additional restricted stock units that vest in thirds beginning on March 11, 2024 and March 21, 2025, as well as other transactions that are not required to be reported under Section 16.
Orange County Bancorp, Inc. senior vice president David P. Dineen reported a tax-related share disposition and updated holdings in company stock. On 2026-03-10, 277 shares of common stock were withheld at $31.47 per share to satisfy tax obligations, a non-market transaction coded as a tax-withholding disposition.
After this event, Dineen directly holds 7,937 shares of common stock and indirectly holds 2,633 shares through a 401(k) plan. These amounts include restricted stock units that vest in equal annual thirds beginning on May 28, 2023, March 11, 2024, and March 20, 2026.
Orange County Bancorp President and CEO Michael J. Gilfeather reported a routine tax-related share disposition. On March 10, 2026, 1,682 shares of Common Stock were withheld at $31.47 per share to satisfy tax obligations, a non-market transaction coded as a tax-withholding disposition.
After this event, he directly holds 109,347 Common shares, plus 16,200 Common shares held indirectly through an IRA. He also has 26,309 phantom stock units, each economically equivalent to one Common share and payable upon his separation from service as a director, alongside multiple restricted stock unit grants that vest in stages through December 31, 2026.
Orange County Bancorp, Inc. executive Elizabeth A. Jones, the SVP and Chief Operating Officer, reported a routine tax-related share disposition. On this Form 4, 220 shares of common stock were delivered at $31.47 per share to satisfy tax obligations, classified as a tax-withholding disposition rather than an open-market sale. After this transaction, she directly holds 7,950 shares of common stock. Her holdings include restricted stock units that vest in thirds beginning on March 11, 2024, March 21, 2025, and March 20, 2026, reflecting a multi-year equity compensation schedule.
Orange County Bancorp, Inc. executive Michael Lesler reported a routine tax-related share disposition. On March 10, 2026, 271 shares of common stock were withheld at $31.47 per share to satisfy tax obligations, a non‑market transaction coded as a tax-withholding disposition.
After this event, Lesler directly held 12,334 shares of common stock, plus indirect holdings of 1,550 shares through a 401(k) and 2,000 shares through an IRA. He also had 2,504 phantom stock units tied to common stock under a performance-based SERP, which may be settled in shares according to his prior election.
Orange County Bancorp SVP and Chief Risk Officer Michael Listner reported a small tax-related share disposition. On March 10, he disposed of 326 shares of common stock at $31.47 per share to cover tax obligations, a non-market transaction classified as a tax-withholding disposition. After this event, he directly holds 7,974 shares of common stock. His holdings also include restricted stock units that vest in equal one-third installments beginning on March 11, 2024, March 21, 2025, and March 20, 2026.