Q1 results furnished; OceanFirst Financial Corp. (OCFC) posts investor deck

Rhea-AI Filing Summary

OceanFirst Financial Corp. furnished results of operations for the quarter ended March 31, 2026 via a press release dated April 23, 2026 and provided a written investor presentation. The press release is attached as Exhibit 99.1 and the presentation as Exhibit 99.2.

Key Terms

Item 2.02, Regulation FD, Exhibit 99.1 / 99.2

3 terms

Item 2.02 regulatory

"ITEM 2.02RESULTS OF OPERATIONS AND FINANCIAL CONDITION"

Regulation FD regulatory

"ITEM 7.01 REGULATION FD DISCLOSURE"

Regulation FD is a rule that prevents company insiders, like executives, from sharing important information with some people before others get it. It matters because it helps ensure all investors have equal access to key news, making the stock market fairer and reducing chances of insider trading.

Exhibit 99.1 / 99.2 other

"The press release is attached to this Report as Exhibit 99.1"

Earnings Snapshot

quarter ended March 31, 2026

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of report (Date of earliest event reported): April 23, 2026

OCEANFIRST FINANCIAL CORP.

(Exact name of registrant as specified in its charter)

Delaware

001-11713

22-3412577

(State or other jurisdiction of incorporation or organization)

(Commission File No.)

(IRS Employer Identification No.)

110 West Front Street, Red Bank, New Jersey 07701

(Address of principal executive offices, including zip code)

(732)240-4500

(Registrant’s telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

x Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading symbol

Name of each exchange in which registered

Common stock, $0.01 par value per share

OCFC

NASDAQ

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR 230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR 240.12b-2).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

ITEM 2.02RESULTS OF OPERATIONS AND FINANCIAL CONDITION

On April 23, 2026, OceanFirst Financial Corp. (the “Company”) issued a press release announcing its financial results for the quarter ended March 31, 2026. That press release is attached to this Report as Exhibit 99.1. The information included in this item and the related presentation is being furnished to the SEC and shall not be deemed “filed” for any purpose.

ITEM 7.01    REGULATION FD DISCLOSURE

The Company is scheduled to make presentations to current and prospective investors after April 23, 2026. Attached as Exhibit 99.2 of this Form 8-K is a copy of the presentation which OceanFirst Financial Corp. will make available at these presentations and will post on its website at www.oceanfirst.com. The information included in this item and the related press release is being furnished to the SEC and shall not be deemed “filed” for any purpose.

ITEM 9.01FINANCIAL STATEMENTS AND EXHIBITS

(d)			EXHIBITS
99.1			Press Release dated			April 23, 2026
99.2			Text of written presentation which OceanFirst Financial Corp. intends to provide to current and prospective investors after April 23, 2026.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

						OCEANFIRST FINANCIAL CORP.
Dated:			April 23, 2026			/s/ Patrick S. Barrett
						Patrick S. Barrett
						Senior Executive Vice President and Chief Financial Officer

FAQ

What did OceanFirst (OCFC) file in this 8-K?

Direct answer: OceanFirst furnished a press release and investor presentation disclosing results for the quarter ended March 31, 2026. Context: The press release is Exhibit 99.1 and the presentation is Exhibit 99.2, both furnished to the SEC on April 23, 2026.

Where can I find the press release and presentation mentioned in OCFC's filing?

Direct answer: The filing attaches the press release as Exhibit 99.1 and the presentation as Exhibit 99.2. Context: The presentation will also be posted on OceanFirst's website at www.oceanfirst.com and used at investor presentations after April 23, 2026.

Does this 8-K constitute a filed disclosure or a furnished item?

Direct answer: The company states the information is being furnished and shall not be deemed "filed" for any purpose. Context: That treatment applies to both the press release and the investor presentation attached as Exhibits 99.1 and 99.2.

What period do the disclosed financial results cover in OCFC's 8-K?

Direct answer: The results cover the quarter ended March 31, 2026. Context: The company announced those results in a press release dated April 23, 2026 and furnished an accompanying presentation.

Will OceanFirst present these results publicly to investors?

Direct answer: Yes. OceanFirst is scheduled to make presentations to current and prospective investors after April 23, 2026. Context: The written presentation in Exhibit 99.2 is the material the company will use at those presentations and will post on its website.