OCFC director granted 2,769 restricted shares

TORRES GRACE C reported acquisition or exercise transactions in this Form 4 filing.

Rhea-AI Filing Summary

TORRES GRACE C reported acquisition or exercise transactions in this Form 4 filing.

OCEANFIRST FINANCIAL CORP director reports stock award. Director Grace C. Torres received a grant of 2,769 shares of common stock on February 27, 2026, at a stated price of $0.00 per share, reflecting a restricted stock award rather than an open-market purchase.

After this grant, Torres directly holds 24,158 common shares. The new restricted shares vest in three equal annual installments beginning on March 1, 2027, and the total reported holdings include other restricted shares scheduled to vest in the future.

Insider Trade Summary

Grant/Award: 2,769 shares

Grant/Award 1 txn

Insider TORRES GRACE C

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	2,769	$0.00	$0.00

Holdings After Transaction: Common Stock — 24,158 shares (Direct)

Footnotes (1)

1. F1. Restricted shares awarded. Such shares vest in three equal annual installments beginning on March 1, 2027. Total includes other restricted shares that vest in the future.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did OCEANFIRST FINANCIAL CORP (OCFC) report for Grace C. Torres?

OCEANFIRST FINANCIAL CORP reported that director Grace C. Torres received a grant of 2,769 shares of common stock. The award was recorded at a price of $0.00 per share, indicating a compensation grant rather than an open-market purchase.

How many OCEANFIRST FINANCIAL CORP (OCFC) shares does Grace C. Torres hold after this Form 4?

Following the reported award, director Grace C. Torres directly holds 24,158 shares of OCEANFIRST FINANCIAL CORP common stock. This total includes the newly granted restricted shares as well as other restricted shares that are scheduled to vest in the future.

Was the OCFC Form 4 transaction a stock purchase or a grant to Grace C. Torres?

The OCFC Form 4 shows a stock grant to Grace C. Torres, not a market purchase. The transaction code “A” and a $0.00 per-share price indicate a grant, award, or other acquisition of 2,769 restricted shares of common stock as compensation.

When do the newly granted OCFC restricted shares to Grace C. Torres vest?

The newly granted OCFC restricted shares to Grace C. Torres vest in three equal annual installments. Vesting begins on March 1, 2027, and continues annually, and the total holdings disclosed also include other restricted shares vesting in future years.

What does the footnote in Grace C. Torres’s OCFC Form 4 filing explain?

The footnote explains that the reported shares are restricted stock awarded to Grace C. Torres. These restricted shares vest in three equal annual installments starting March 1, 2027, and the total reported share count includes additional restricted shares that will vest in the future.

Does the OCFC Form 4 indicate any share sales by Grace C. Torres?

The OCFC Form 4 does not indicate any share sales by Grace C. Torres. It reports only an acquisition of 2,769 restricted common shares through a grant, increasing her direct holdings to 24,158 shares following the transaction.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 03/03/2026 - 04:50 PM EST Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
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hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

TORRES GRACE C

(Last) (First) (Middle)

110 WEST FRONT STREET

(Street)

RED BANK NJ 07701

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
OCEANFIRST FINANCIAL CORP [ OCFC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/27/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/27/2026		A		2,769	A	$0	24,158	D(1)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Restricted shares awarded. Such shares vest in three equal annual installments beginning on March 1, 2027. Total includes other restricted shares that vest in the future.

Remarks:

	/s/ Steven J. Tsimbinos, Power of Attorney	03/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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