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OceanFirst Financial Corp. and Flushing Financial Corporation received key regulatory approvals for their previously announced merger: the Board of Governors of the Federal Reserve System approved the transaction on April 24, 2026, the New York State Department of Financial Services on March 23, 2026, and the Office of the Comptroller of the Currency on April 6, 2026. The parties state that no further regulatory approvals are required and anticipate closing the transaction no later than June 1, 2026, subject to satisfaction or waiver of remaining closing conditions under the Agreement and Plan of Merger dated December 29, 2025. OceanFirst also announced its 2026 virtual Annual Meeting of Stockholders to be held on May 27, 2026, with a record date of April 2, 2026.
OceanFirst Financial Corp. announced that all required regulatory and shareholder approvals have been received to proceed with its merger with Flushing Financial Corporation. The Federal Reserve approved the deal on April 24, 2026, following approvals from New York’s banking regulator on March 23, 2026 and the OCC on April 6, 2026. Both companies’ shareholders approved the transaction on April 2, 2026, and the merger is expected to close no later than June 1, 2026, subject to remaining customary conditions. OceanFirst also set its 2026 virtual annual stockholder meeting for May 27, 2026 at 8:00 a.m. Eastern Time, with a record date of April 2, 2026 for voting eligibility.
OceanFirst Financial Corp. furnished results of operations for the quarter ended March 31, 2026 via a press release dated April 23, 2026 and provided a written investor presentation. The press release is attached as Exhibit 99.1 and the presentation as Exhibit 99.2.
OceanFirst Financial Corp. reported solid first quarter 2026 results with higher profitability, stable credit quality, and progress on its pending merger. Net income available to common stockholders was $20.5 million, or $0.36 per diluted share, unchanged from a year ago but up from $13.1 million in the prior quarter.
Core earnings were stronger at $24.3 million, or $0.43 per diluted share, and core pre-tax, pre-provision earnings reached $34.4 million, reflecting expense discipline and non-core merger and restructuring costs. Net interest income rose to $96.4 million and net interest margin improved to 2.93%, helped by lower funding costs and modest loan growth.
Total loans increased to $11.12 billion, driven by commercial and industrial growth, while deposits rose to $11.16 billion and the loan-to-deposit ratio eased to 99.7%. Non-performing loans increased to $34.6 million but remained low relative to total loans, and net charge-offs were $0.7 million. Capital levels stayed robust, with an estimated common equity tier 1 ratio of 10.7% and tangible common equity of $1.14 billion. The company declared a $0.20 per-share quarterly dividend and reiterated expectations to close its approved merger with Flushing Financial Corporation in the second quarter of 2026, subject to remaining Federal Reserve approval and customary conditions.
OceanFirst Financial Corp. announced that its Board of Directors has declared a regular quarterly cash dividend of $0.20 per share on its common stock. The dividend will be paid on May 8, 2026 to stockholders of record as of April 27, 2026.
The company’s subsidiary, OceanFirst Bank N.A., founded in 1902, operates as a regional bank providing commercial and residential financing, treasury management, trust and asset management, and deposit services across New Jersey and major metropolitan areas from Massachusetts through Virginia.
OceanFirst Financial Corp. reported stockholder votes at a special meeting held in connection with its merger agreement with Flushing Financial Corporation. At the record date, there were 57,402,016 shares outstanding as of February 20, 2026, and 44,723,849 shares were represented, constituting a quorum.
Stockholders approved the issuance-related proposal to effect the Merger Agreement and the related Warburg investment by a vote of 42,020,260 for, 2,526,694 against, and 176,895 abstentions. A proposed charter amendment to exempt Warburg from a charter provision was not approved, with votes of 18,408,853 for, 26,148,179 against, and 166,817 abstentions. A joint press release on the results was attached as an exhibit.
OceanFirst Financial Corp. stockholders approved key share issuances for its pending merger with Flushing Financial Corporation and a related Warburg Pincus investment. The issuance proposal received 42,020,260 votes for, 2,526,694 against and 176,895 abstentions out of 44,723,849 shares represented.
Stockholders did not approve an amendment to OceanFirst’s Certificate of Incorporation that would have exempted Warburg and its affiliates from a charter provision, with 18,408,853 votes for and 26,148,179 against. Separately, New York’s banking regulator and the Office of the Comptroller of the Currency have approved the transaction, while Federal Reserve approval and other customary closing conditions are still required.
OceanFirst Financial Corp: The Vanguard Group filed Amendment No. 2 to a Schedule 13G/A reporting 0 shares beneficially owned and 0% of the common stock. The filing explains an internal realignment on January 12, 2026 that caused certain Vanguard subsidiaries and business divisions to report holdings separately. The amendment is signed by Ashley Grim, Head of Global Fund Administration, dated 03/27/2026.
OCEANFIRST FINANCIAL CORP senior vice president and principal accounting officer Patrick Chong corrected his reported shareholdings. The amendment explains that a clerical error previously understated his directly held OCFC common shares and that the increase now shown comes from several dividend reinvestments, not from new market purchases or sales.
Following this update, Chong holds 1,914 OCFC common shares directly and 1,540 shares indirectly through an ESOP. This filing is essentially an administrative clean-up so that his Form 4 ownership records accurately reflect past dividend reinvestment activity.