Welcome to our dedicated page for OFG Bancorp SEC filings (Ticker: OFG), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to OFG Bancorp (NYSE: OFG) regulatory filings, giving investors a structured view of the company’s public disclosures as a diversified financial holding company. OFG Bancorp, the financial holding company for Oriental Bank, operates under U.S., Puerto Rico and U.S. Virgin Islands banking laws and regulations and offers retail and commercial banking, lending, wealth management and insurance-related services primarily in Puerto Rico and the U.S. Virgin Islands.
Through its SEC filings, investors can review OFG Bancorp’s financial condition, results of operations and risk disclosures. Annual reports on Form 10-K and quarterly reports on Form 10-Q typically include details on net interest income, core revenues, loan and deposit portfolios, credit quality metrics, capital ratios and segment information related to banking, wealth management and treasury activities. Current reports on Form 8-K, such as the filing that attached the press release for the quarter ended September 30, 2025, provide timely updates on material events, including quarterly results and other significant corporate actions.
Users can also review filings related to capital management, such as disclosures about stock repurchase authorizations and dividends, as well as information about non-GAAP financial measures and their reconciliations to GAAP, which the company references in its financial supplements. For those interested in executive and board matters, proxy statements and other governance-related documents are available through the SEC’s system.
Stock Titan enhances these filings with AI-powered summaries that explain key points in plain language, highlight important trends and help readers understand complex sections of lengthy reports. Real-time updates from EDGAR, combined with AI insights across 10-Ks, 10-Qs, 8-Ks and Form 4 insider transaction reports, allow investors to follow OFG Bancorp’s regulatory disclosures efficiently and consistently.
OFG Bancorp director Lynda Grindstaff reported compensation-related equity activity. She exercised 300 Restricted Units into 300 shares of Common Stock at $0.0000 per share, awarded under the OFG Bancorp Amended and Restated 2007 Omnibus Performance Incentive Plan.
To cover taxes, 30 Common Stock shares were disposed of at $42.6600 per share through a tax-withholding transaction, leaving her with 270 Common Stock shares held directly and 50 Restricted Units outstanding after these transactions.
OFG Bancorp director Roberto Garcia Rodriguez reported equity award activity on March 3, 2026. He exercised 300 Restricted Units, which convert to Common Stock on a one-for-one basis, and received 300 shares of Common Stock at a stated price of $0.0000 per share.
The 300 shares were awarded under the OFG Bancorp Amended and Restated 2007 Omnibus Performance Incentive Plan and represent 100% of a grant of Restricted Units dated February 20, 2025. Of these, 30 Common Stock shares at $42.6600 per share were withheld to cover applicable taxes, leaving 270 Common Stock shares held directly after the tax-withholding disposition.
OFG Bancorp filed Amendment No. 1 to its annual report for the year ended December 31, 2025. The amendment is limited to correcting the cover page checkbox about the company’s status as a well-known seasoned issuer and adding related officer certifications and an updated interactive data cover file.
The filing notes that the aggregate market value of common stock held by non-affiliates was about $1.915 billion as of June 30, 2025, based on 44,741,933 shares at a closing price of $42.80. It also reports 43,063,277 common shares outstanding as of January 31, 2026. No other sections of the original annual report are revised or updated.
OFG Bancorp has called a virtual annual shareholder meeting for April 22, 2026 at 10:00 a.m. AST to vote on three key items: electing nine directors for one-year terms, an advisory say-on-pay vote on executive compensation, and ratifying the independent auditor for 2026. Shareholders of record on March 2, 2026, when 42,477,261 common shares were outstanding, may vote online, by phone, mail, or through the virtual platform.
The proxy details a largely independent nine-member board, full committee structures, stock ownership requirements for directors and executives, and a robust risk and cybersecurity oversight framework. It also highlights record 2025 performance, including diluted EPS of $4.58, core revenues of $729.8 million, stronger lending and deposits, higher dividends, and growing digital adoption. In line with its pay-for-performance philosophy, the Compensation Committee approved performance-based equity awards for the CEO and senior executives tied to tangible book value and return on tangible common equity through December 31, 2028, and notes that 98% of shareholders supported say-on-pay in 2025.
OFG Bancorp, a financial holding company based in San Juan, Puerto Rico, files its annual report describing its business model, risk profile, and regulatory environment. The company’s common stock held by non‑affiliates had an approximate market value of $1.915 billion as of June 30, 2025, based on 44,741,933 shares at a $42.80 closing price.
OFG operates mainly through Oriental Bank and two other segments, Wealth Management and Treasury, providing lending, deposits, mortgage banking, brokerage, insurance, and trust services in Puerto Rico and the U.S. Virgin Islands, with certain lending in the U.S. mainland. The report highlights extensive regulation under U.S. and Puerto Rico law, capital and liquidity requirements, and governance expectations, as well as detailed risk factors tied to Puerto Rico’s economy, natural disasters, climate change, federal policy shifts, and broader market conditions. Human capital initiatives, including development programs, engagement efforts, and compensation governance, are also emphasized.
OFG Bancorp director Annette Franqui bought 1,540 shares of common stock in an open-market purchase at an average price of $42.065 per share. After this transaction, she directly owns a total of 3,440 OFG Bancorp common shares.
OFG Bancorp’s General Counsel, Gonzalez Hugh, reported equity award activity. On February 9, 2026, he acquired 2,925 shares of Common Stock through the exercise and settlement of a performance share unit award granted under the company’s omnibus incentive plan.
On the same date, 1,248 shares of Common Stock were withheld from these units at a price of $41.26 per share to cover applicable taxes. After these transactions, he directly beneficially owned 15,328 shares of OFG Bancorp Common Stock.
OFG Bancorp Managing Director of Commercial Banking Patrick J. Haggarty reported equity award activity in company stock. On February 9, 2026, he acquired 3,375 shares of common stock through the exercise or conversion of a derivative security, with no price per share reported. On the same date, 1,001 shares were disposed of to cover tax withholding at a price of $41.26 per share, leaving him with 28,705 shares of OFG Bancorp common stock held directly.
OFG Bancorp Chief Risk Officer Cesar A. Ortiz reported equity award activity involving the company’s common stock. On February 9, 2026, he acquired 3,375 shares through the exercise and settlement of performance share units granted under the OFG Bancorp Omnibus Performance Incentive Plan.
On the same date, 1,946 shares were disposed of to cover tax obligations at a price of $41.26 per share, as shares were withheld against the performance share units for applicable taxes. After these transactions, Ortiz directly held 1,780 shares of OFG Bancorp common stock.
OFG Bancorp officer Garcia Ada reported exercising performance share units into 3,375 shares of common stock on February 9, 2026. These shares were received upon settlement of a performance share unit award granted under the company’s omnibus performance incentive plan.
On the same date, 1,264 shares were disposed of at $41.26 per share to cover applicable taxes related to the performance share units. After these transactions, Garcia Ada directly beneficially owned 35,893 shares of OFG Bancorp common stock.