Welcome to our dedicated page for OFG Bancorp SEC filings (Ticker: OFG), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to OFG Bancorp (NYSE: OFG) regulatory filings, giving investors a structured view of the company’s public disclosures as a diversified financial holding company. OFG Bancorp, the financial holding company for Oriental Bank, operates under U.S., Puerto Rico and U.S. Virgin Islands banking laws and regulations and offers retail and commercial banking, lending, wealth management and insurance-related services primarily in Puerto Rico and the U.S. Virgin Islands.
Through its SEC filings, investors can review OFG Bancorp’s financial condition, results of operations and risk disclosures. Annual reports on Form 10-K and quarterly reports on Form 10-Q typically include details on net interest income, core revenues, loan and deposit portfolios, credit quality metrics, capital ratios and segment information related to banking, wealth management and treasury activities. Current reports on Form 8-K, such as the filing that attached the press release for the quarter ended September 30, 2025, provide timely updates on material events, including quarterly results and other significant corporate actions.
Users can also review filings related to capital management, such as disclosures about stock repurchase authorizations and dividends, as well as information about non-GAAP financial measures and their reconciliations to GAAP, which the company references in its financial supplements. For those interested in executive and board matters, proxy statements and other governance-related documents are available through the SEC’s system.
Stock Titan enhances these filings with AI-powered summaries that explain key points in plain language, highlight important trends and help readers understand complex sections of lengthy reports. Real-time updates from EDGAR, combined with AI insights across 10-Ks, 10-Qs, 8-Ks and Form 4 insider transaction reports, allow investors to follow OFG Bancorp’s regulatory disclosures efficiently and consistently.
OFG Bancorp (OFG) reported insider transactions by CEO and Chairman Jose Rafael Fernandez. He sold 4,768 shares of common stock on 11/11/2025 at $40.5286 and 25,232 shares on 11/12/2025 at $40.9545. Following these sales, his beneficial ownership stood at 184,674.688 shares. The filing lists the ownership form as direct.
OFG: A holder filed a Form 144 notice to sell up to 30,000 shares of common stock. The filing lists an aggregate market value of $1,226,604.35 and identifies Oriental Financial Services LLC as the broker. The approximate sale date is 11/11/2025, and the securities are listed on the NYSE.
The shares to be sold were acquired via equity awards from the issuer, including 20,621 shares on 01/23/2024 and 4,452 and 4,927 shares on 02/26/2024. The filing also shows a baseline of 43,955,219 shares outstanding. This notice outlines an intended sale under Rule 144 and does not itself execute any transaction.
OFG Bancorp (OFG) reported an insider transaction by a director. On 11/10/2025, the director sold 25,000 shares of common stock at an average price of $40.8491 per share. Following the sale, the director beneficially owns 27,543 shares, held directly.
The filing was submitted as a Form 4 by one reporting person and lists the transaction code S for an open market or private sale.
OFG: A security holder filed a Form 144 notice for the proposed sale of up to 25,000 shares of OFG common stock. The filing lists an aggregate market value of $1,021,228.50, with an approximate sale date of 11/10/2025 on the NYSE through broker Oriental Financial Services LLC.
The Form 144 shows the seller’s share sources as equity awards granted on several dates, including 05/29/2018, 06/27/2018, 02/28/2020, 03/11/2024, and 05/16/2024. Shares outstanding were 43,955,219; this is a baseline figure, not the amount being sold.
OFG Bancorp posted steady results for the quarter ended September 30, 2025, with net income available to common shareholders of $51.8 million, up from $47.0 million a year earlier. Basic earnings per common share rose to $1.17 from $1.01, helped by higher net interest income and stronger non-interest income, particularly in mortgage banking activities.
Total assets increased to $12.23 billion from $11.50 billion at December 31, 2024, driven by loan growth and a larger securities portfolio. Loans held-for-investment, net of the allowance for credit losses, climbed to $7.92 billion, while deposits grew to $10.01 billion. The allowance for credit losses rose to $197.8 million, reflecting higher loan volumes, specific reserves and updated economic assumptions.
For the first nine months of 2025, OFG generated $149.2 million in net income versus $147.8 million in the prior-year period. Comprehensive income benefited from improved unrealized gains on available-for-sale securities, and shareholders’ equity expanded to $1.38 billion, supported by earnings growth despite ongoing share repurchases and higher common dividends.
OFG Bancorp filed an 8-K stating it announced results for the quarter ended September 30, 2025. The company furnished a press release as Exhibit 99 to communicate the quarterly results.
The filing cites Item 2.02 (Results of Operations and Financial Condition) and was signed by Chief Financial Officer Maritza Arizmendi on October 22, 2025.
Roberto Garcia Rodriguez, a director of OFG Bancorp (OFG), received a grant of 50 Restricted Units under the OFG Bancorp Amended and Restated 2007 Omnibus Performance Incentive Plan. The grant is listed as awarded on August 20, 2025, with the transaction reported on September 29, 2025. The Restricted Units are expected to convert into shares of common stock after the restricted period lapses in full on the first anniversary of the award. The Form 4 shows 350 shares beneficially owned following the reported transaction, recorded as direct ownership. The filing was signed by an attorney-in-fact on October 1, 2025.
Lynda Grindstaff, a director of OFG Bancorp (OFG), was awarded 50 Restricted Units on 09/24/2025 under the OFG Bancorp Amended and Restated 2007 Omnibus Performance Incentive Plan. The grant was part of a grant dated August 20, 2025, and the Restricted Period is scheduled to lapse in full one year after the award date, at which time the grantee is expected to receive the underlying common shares. Following the reported transaction, the filing shows 350 shares of common stock beneficially owned directly. The Form 4 was signed on behalf of Grindstaff on 09/26/2025.
Jose Rafael Fernandez, the CEO and Chairman of OFG Bancorp (OFG), reported a non‑derivative transaction dated 09/22/2025 in which 600 shares of common stock were disposed of under transaction code G, which the filer explains is a bona fide gift with no consideration received. After the reported transaction, Mr. Fernandez is shown as beneficially owning 214,674.688 shares in a direct capacity. The Form 4 was submitted by a single reporting person and executed via an attorney‑in‑fact.
Hugh Gonzalez, General Counsel of OFG Bancorp (OFG), reported a gift of common stock on 09/02/2025. The Form 4 shows a transaction code G for a donation of 45 shares, leaving Mr. Gonzalez with 13,651 shares beneficially owned after the transaction. The form was signed and dated 09/04/2025 and filed by a single reporting person. The filing explicitly states the transfer was a charitable donation and identifies the reporter's address in San Juan, PR. No purchase or sale price is reported because the transfer was a gift.