Every 10-Q that OneMain Holdings, Inc. (OMF) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow OMF and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full OMF filings page.
OneMain Holdings, Inc. (OMF) reported steady loan growth with modestly lower profitability for the quarter ended June 30, 2026. Net finance receivables rose to $25.1 billion from $24.8 billion at year-end 2025, driven by personal loans of $21.3 billion, auto finance of $2.7 billion, and credit cards of $1.1 billion. Managed receivables reached $26.9 billion across about 4.0 million customer accounts.
Second-quarter 2026 interest income increased to $1.42 billion from $1.34 billion a year earlier, and net interest income rose to $1.09 billion. However, the provision for finance receivable losses increased to $610 million from $511 million, reflecting higher charge-offs and portfolio growth; net income declined to $152 million from $167 million, with diluted EPS at $1.32. For the first six months, net income was $378 million, little changed from $380 million, while the provision rose to $1.07 billion.
The allowance for finance receivable losses increased to $2.92 billion, and 90+ day delinquencies in personal loans totaled $490 million. OneMain generated $1.54 billion in operating cash in the first half, supported by secured funding, unsecured notes and a $1.0 billion unsecured corporate revolver. The company returned capital via common stock repurchases of $139 million year-to-date and cash dividends totaling $2.10 per share for the first six months.
OneMain Holdings, Inc. reported higher first-quarter 2026 earnings with stable but elevated credit costs. Net income rose to $226 million from $213 million a year earlier, and diluted earnings per share increased to $1.93 from $1.78 as average net receivables grew.
Net interest income after loan loss provisions increased to $600 million from $540 million, while other revenues edged up to $197 million. Net finance receivables reached $24.4 billion, and the net charge-off ratio ticked up to 8.41% from 8.16%, reflecting slightly higher credit losses alongside portfolio growth.
OneMain Holdings (OMF) reported higher Q3 2025 profitability. Net income rose to $199 million from $157 million a year ago, and diluted EPS increased to $1.67 from $1.31. Net interest income grew to $1,072 million from $981 million, while the provision for finance receivable losses decreased to $488 million from $512 million, reflecting stable credit costs.
Other revenue drivers were mixed: gain on sales of finance receivables increased to $17 million from $6 million, but net loss on debt repurchases widened to $39 million from $1 million. Operating expenses rose with salaries and benefits at $234 million and other operating expenses at $202 million. On the balance sheet, total assets were $26,985 million and long‑term debt was $22,338 million. Net finance receivables reached $24,465 million, with an allowance of $2,815 million. The company sold $258 million of receivables in Q3 under whole loan flow agreements. Shares outstanding were 117,731,910 as of October 24, 2025.