[8-K] OneMain Holdings, Inc. Reports Material Event

Rhea-AI Filing Summary

On July 25 2025, OneMain Holdings, Inc. (NYSE: OMF) filed Form 8-K to furnish two disclosures:

• Item 2.02 – Results of Operations: A press release (Exhibit 99.1) with financial results for the quarter ended June 30 2025 was released; the 8-K itself contains no revenue, EPS or credit quality figures. The information is furnished, not filed, limiting Section 18 liability and preventing automatic incorporation into Securities Act filings.
• Item 7.01 – Regulation FD: The board declared a cash dividend of $1.04 per share, payable August 13 2025 to holders of record on August 4 2025.

No other financial statements, pro-formas or major transactions were provided.

Positive

• Dividend maintained at $1.04 per share, reinforcing the company’s shareholder-return policy.

Negative

• No financial metrics included; investors lack visibility into Q2 performance within the filing itself.

Insights

Financial Analyst

TL;DR: Routine 8-K furnishes Q2 release and confirms $1.04 dividend; no hard numbers offered, thus limited market impact.

The filing signals continuity—OMF continues its regular cash dividend, implying adequate liquidity. However, absent quantitative results, investors cannot yet gauge credit performance, NIM or delinquencies; they must read Exhibit 99.1. Because the information is furnished, not filed, it carries lower legal weight. Overall, the document is informational rather than market-moving.

Income Portfolio Manager

TL;DR: Dividend reaffirmation at $1.04 supports yield thesis; neutral until underlying numbers are reviewed.

A $1.04 quarterly dividend equates to an annualized $4.16, maintaining OMF’s high-yield profile. Stability of the payout suggests management confidence in cash flow. Yet without Q2 metrics, sustainability can’t be verified. I view the disclosure as mildly positive for income-focused investors but not materially impactful until earnings are digested.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

DATE OF REPORT (Date of earliest event reported): July 25, 2025 (July 25, 2025)

ONEMAIN HOLDINGS, INC.

(Exact name of registrant as specified in its charter)

Delaware			001-36129			27-3379612
(State or other jurisdiction of incorporation)			(Commission file number)			(I.R.S. employer identification number)

601 N.W. Second Street, Evansville, IN 47708

(Address of principal executive offices) (Zip code)

(812) 424-8031

(Registrant’s telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

			☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
			☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
			☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
			☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol

Name of each exchange on which registered

Common Stock, par value $0.01 per share

OMF

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02 Results of Operations and Financial Condition.

On July 25, 2025, OneMain Holdings, Inc. (the “Company”) issued a press release announcing the Company’s results for its fiscal quarter ended June 30, 2025. A copy of the Company’s press release is attached to this Current Report on Form 8-K as Exhibit 99.1 and is incorporated herein by reference in its entirety.

The information disclosed under this Item 2.02, including Exhibit 99.1 hereto, is being furnished and shall not be deemed to be filed for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section, nor shall it be incorporated by reference into any of the Company’s filings under the Securities Act of 1933, as amended (the “Securities Act”), or the Exchange Act, unless expressly set forth as being incorporated by reference into such filing.

Item 7.01 Regulation FD Disclosure.

On July 25, 2025, the Company issued a press release announcing that the Company declared a dividend of $1.04 per share payable on August 13, 2025 to record holders of our common stock as of the close of business on August 4, 2025. A copy of the Company’s press release is attached as Exhibit 99.1 hereto and incorporated herein by reference.

The information in the press release is being furnished, not filed, pursuant to this Item 7.01. Accordingly, the information in the press release will not be incorporated by reference into any registration statement filed by the Company under the Securities Act unless specifically identified therein as being incorporated therein by reference. The furnishing of the information in this Current Report with respect to the press release is not intended to, and does not, constitute a determination or admission by the Company that the information in this Current Report with respect to the press release is material or complete, or that investors should consider this information before making an investment decision with respect to any security of the Company.

Item 9.01 Financial Statements and Exhibits.

(d)     Exhibits.

Exhibit Number						Description
99.1						Press Release issued July 25, 2025
104						Cover Page Interactive Data File (embedded within the Inline XBRL document)

Signature

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

									ONEMAIN HOLDINGS, INC.
									(Registrant)
Date:			July 25, 2025			By:			/s/ Jeannette E. Osterhout
									Jeannette E. Osterhout
									Executive Vice President and Chief Financial Officer

FAQ

What dividend did OneMain Holdings (OMF) declare?

The board declared a $1.04 cash dividend per share, payable August 13 2025 to shareholders of record on August 4 2025.

Does the 8-K include OneMain’s Q2 2025 earnings numbers?

No. The filing only references a press release (Exhibit 99.1); specific revenue and EPS figures are not in the 8-K text.

Is the furnished information subject to Section 18 liability?

No. The company explicitly states the information is furnished, not filed, so Section 18 liabilities do not apply.

Will the press release be incorporated into future SEC filings?

Not automatically. It will only be incorporated if a future registration statement expressly references Exhibit 99.1.

Were any other material events disclosed in this 8-K?

No additional transactions or financial statements were provided beyond the earnings press release and dividend announcement.