OneMain Holdings, Inc. filings document a consumer finance company focused on nonprime credit products, including personal loans, auto finance loans, credit cards and optional insurance offerings. Its 8-K reports record quarterly results, financial-condition disclosures, Regulation FD communications, dividend declarations, stock repurchase authorization and other material events.
The filing record also covers capital-structure activity through OneMain Finance Corporation senior unsecured notes guaranteed by OneMain Holdings, related indenture supplements, public offering materials and Form S-3 registration references. Proxy filings document board matters, executive compensation, equity awards and shareholder voting items tied to the company’s governance.
OneMain Holdings (OMF) reported higher Q3 2025 profitability. Net income rose to $199 million from $157 million a year ago, and diluted EPS increased to $1.67 from $1.31. Net interest income grew to $1,072 million from $981 million, while the provision for finance receivable losses decreased to $488 million from $512 million, reflecting stable credit costs.
Other revenue drivers were mixed: gain on sales of finance receivables increased to $17 million from $6 million, but net loss on debt repurchases widened to $39 million from $1 million. Operating expenses rose with salaries and benefits at $234 million and other operating expenses at $202 million. On the balance sheet, total assets were $26,985 million and long‑term debt was $22,338 million. Net finance receivables reached $24,465 million, with an allowance of $2,815 million. The company sold $258 million of receivables in Q3 under whole loan flow agreements. Shares outstanding were 117,731,910 as of October 24, 2025.
OneMain Holdings (OMF) reported three updates. The company furnished a press release announcing results for the quarter ended September 30, 2025. It also declared a quarterly dividend of $1.05 per share, a 1% increase from $1.04, payable on November 14, 2025 to shareholders of record on November 10, 2025. In addition, the Board authorized a new $1.0 billion stock repurchase program on October 23, 2025 that replaces the prior program and runs through December 31, 2028.
Repurchases may occur via open market purchases, block trades, privately negotiated transactions (including accelerated share repurchases), related derivatives, or under Rule 10b5-1 plans, and can be suspended or discontinued based on market, regulatory, and corporate considerations. The press release information and dividend announcement were furnished, not filed.
OneMain Holdings, Inc. filed a Current Report on Form 8-K reporting a Twenty-Third Supplemental Indenture dated September 17, 2025 among OneMain Finance Corporation, OneMain Holdings, Inc. and Wilmington Trust, National Association, as trustee. The filing incorporates the form of 6.500% Senior Notes due 20 33 as Exhibit A to the supplemental indenture. The submission also includes legal opinions from Jeffrey M. Gershon and Skadden, Arps, Slate, Meagher & Flom LLP, and their consents are included. The filing references an earlier Indenture dated December 3, 2014 filed as Exhibit 4.1 and lists exhibits related to the supplemental indenture, opinions, and consents.
Micah R. Conrad, EVP & COO of OneMain Holdings, Inc. (OMF), reported a sale of common stock on 09/05/2025. The Form 4 shows 4,786 shares were disposed of at a price of $62.61 per share, leaving the reporting person with 93,221 shares beneficially owned after the transaction. The filing is signed by an attorney-in-fact on 09/09/2025. This disclosure documents an officer stock sale under Section 16 and does not include any derivative transactions or additional explanatory remarks.
OneMain Holdings insider Douglas H. Shulman, who serves as President & CEO and a director, reported on Form 4 that he disposed of 8,500 shares of OneMain common stock on 09/05/2025. The filing states the transaction was a charitable donation and shows 266,600 shares beneficially owned by Mr. Shulman following the disposition. The Form 4 was signed by an attorney-in-fact on behalf of Mr. Shulman on 09/09/2025. No sale price is reported because the transfer was not a market sale.
OneMain Holdings, Inc. filed a Form 8-K reporting an Underwriting Agreement dated September 3, 2025. The agreement names OneMain Finance Corporation and OneMain Holdings, Inc. as parties, with Mizuho Securities USA LLC and RBC Capital Markets, LLC acting as representatives of the underwriters. The filing identifies the company as a Delaware corporation trading on the New York Stock Exchange under the symbol OMF and includes the company’s principal executive office address and a signature from the Executive Vice President and Chief Financial Officer.
Jeannette E. Osterhout, Executive Vice President & Chief Financial Officer of OneMain Holdings, Inc. (OMF), reported a sale of 6,913 shares of the company's common stock on 08/20/2025 at a price of $58.22 per share. After the transaction she beneficially owned 64,480 shares. The Form 4 was signed on behalf of Ms. Osterhout by an attorney-in-fact on 08/22/2025. No derivative transactions were reported and no additional explanatory remarks were provided.
Brave Warrior Advisors, LLC reported beneficial ownership of 7,870,085 shares of OneMain Holdings, Inc. common stock, representing 6.62% of the class. The filing states those shares are held with sole voting and dispositive power, indicating the adviser directly controls voting and disposition for the reported position. The filing is submitted on an amendment to Schedule 13G and includes a certification that the securities were acquired and are held in the ordinary course of business and not for the purpose of changing or influencing control of the issuer. The document identifies Brave Warrior Advisors as a Delaware-registered investment adviser and provides its New York business address.
OneMain Finance Corporation issued $750.0 million aggregate principal amount of 6.125% Senior Notes due May 15, 2030. The notes pay interest 6.125% per annum semiannually on May 15 and November 15, beginning November 15, 2025, and are OMFC's senior unsecured obligations that rank equally with its other unsubordinated indebtedness.
The notes are guaranteed on an unsecured basis by OneMain Holdings, Inc., will not be guaranteed by OMFC's subsidiaries, and are effectively subordinated to OMFC's secured obligations to the extent of the value of collateral and structurally subordinated to liabilities of its other subsidiaries. Redemption provisions permit repurchase prior to November 15, 2029 at specified prices and at 100% plus accrued interest on or after November 15, 2029. The Indenture includes customary covenants limiting liens and certain consolidations, and customary events of default, including acceleration by holders of at least 25% of outstanding principal.