ONITY Group (ONIT) EVP James Peach reports RSU vesting and 1,729-share stake

Rhea-AI Filing Summary

ONITY GROUP INC. executive James Andrew Peach, EVP & Chief Lending Officer, reported compensation-related equity activity involving restricted stock units and common stock. On April 3, 2026, he exercised or converted a total of 3,222 restricted stock units into common stock and had 1,729 common shares directly owned afterward.

Footnotes explain that each restricted stock unit is settled in cash equal to the closing price of one ONIT share, which was $39.67 on April 2, 2026, the last trading day before vesting. A performance-based award granted on April 3, 2023 with a target of 2,228 units vested at 2,479 units on April 3, 2026, and a separate 2,228-unit time-based award vests in three annual installments.

Insights

Equity compensation analyst

Routine RSU vesting and cash-settled equity awards, no open-market trades.

The filing shows James Andrew Peach exercising restricted stock units and related common stock entries, all at $0.00 per share. Codes "M" and "D" indicate derivative exercises and dispositions to the issuer, rather than open-market buying or selling.

Footnotes clarify these RSUs are cash-settled based on ONIT’s closing price of $39.67 on April 2, 2026. A performance-based grant with a 2,228-unit target vested at 2,479 units, while a separate 2,228-unit grant follows a three-year time-based vesting schedule.

After these transactions, Peach directly holds 1,729 common shares. The absence of open-market trades and the compensation-driven nature of the activity make this a routine administrative update rather than a directional signal about his view of ONIT stock.

Insider Trade Summary

3,222 shares exercised/converted

Mixed 6 txns

Insider Peach James Andrew

Role EVP & Chief Lending Officer

Type	Security	Shares	Price	Value
Exercise	Restricted Stock Units	2,479	$0.00	--
Exercise	Restricted Stock Units	743	$0.00	--
Exercise	Common Stock	2,479	$0.00	--
Disposition	Common Stock	2,479	$0.00	--
Exercise	Common Stock	743	$0.00	--
Disposition	Common Stock	743	$0.00	--

Holdings After Transaction: Restricted Stock Units — 0 shares (Direct); Common Stock — 4,208 shares (Direct)

Footnotes (1)

1. Each restricted stock unit represents a contingent right to receive a cash payment equal to the closing price of one share of ONIT common stock on the applicable vesting date. On April 2, 2026, the last trading day prior to the vesting date, the closing price of ONIT common stock was $39.67. On April 3, 2023, the reporting person was granted 2,228 restricted stock units subject to both a performance-based condition and a time-based vesting schedule. The target number of units subject to the award is reported above. Between 0% and 200% of the target number of units would be eligible to vest on April 3, 2026 based on the relative ranking of the Issuer's absolute total shareholder return compared to the absolute total shareholder return of companies within the Issuer's pre-established peer group at designated measurement periods. 2,479 restricted stock units vested pursuant to the award on April 3, 2026. On April 3, 2023, the reporting person was granted 2,228 restricted stock units scheduled to vest in three approximately equal annual installments on the first, second, and third anniversaries of grant, subject to the reporting person's continued employment and certain other conditions. Not applicable.

Key Figures

RSUs exercised: 3,222 units Closing share price: $39.67 Performance RSU target grant: 2,228 units +3 more

6 metrics

RSUs exercised 3,222 units Total restricted stock units exercised/converted on April 3, 2026

Closing share price $39.67 ONIT common stock closing price on April 2, 2026

Performance RSU target grant 2,228 units Performance-based restricted stock units granted April 3, 2023

Performance RSUs vested 2,479 units Units that vested under performance award on April 3, 2026

Time-based RSU grant 2,228 units RSUs scheduled to vest in three annual installments from April 3, 2023

Shares held after transactions 1,729 shares ONITY common stock directly owned by Peach after April 3, 2026

Key Terms

Restricted Stock Units, performance-based condition, time-based vesting schedule, absolute total shareholder return, +1 more

5 terms

Restricted Stock Units financial

"Each restricted stock unit represents a contingent right to receive a cash payment"

Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.

performance-based condition financial

"granted 2,228 restricted stock units subject to both a performance-based condition"

time-based vesting schedule financial

"subject to both a performance-based condition and a time-based vesting schedule"

absolute total shareholder return financial

"based on the relative ranking of the Issuer's absolute total shareholder return"

peer group financial

"compared to the absolute total shareholder return of companies within the Issuer's pre-established peer group"

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Peach James Andrew

(Last) (First) (Middle)

1661 WORTHINGTON ROAD, SUITE 100

(Street)

WEST PALM BEACH FLORIDA 33409

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
ONITY GROUP INC. [ ONIT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	EVP & Chief Lending Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/03/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	04/03/2026		M		2,479(1)	A	(2)	4,208	D
Common Stock	04/03/2026		D		2,479(1)	D	(2)	1,729	D
Common Stock	04/03/2026		M		743(1)	A	(3)	2,472	D
Common Stock	04/03/2026		D		743(1)	D	(3)	1,729	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(2)	04/03/2026		M			2,479	(2)	(4)	Common Stock	2,479	$0	0	D
Restricted Stock Units	(3)	04/03/2026		M			743	(3)	(4)	Common Stock	743	$0	0	D

Explanation of Responses:

1. Each restricted stock unit represents a contingent right to receive a cash payment equal to the closing price of one share of ONIT common stock on the applicable vesting date. On April 2, 2026, the last trading day prior to the vesting date, the closing price of ONIT common stock was $39.67.

2. On April 3, 2023, the reporting person was granted 2,228 restricted stock units subject to both a performance-based condition and a time-based vesting schedule. The target number of units subject to the award is reported above. Between 0% and 200% of the target number of units would be eligible to vest on April 3, 2026 based on the relative ranking of the Issuer's absolute total shareholder return compared to the absolute total shareholder return of companies within the Issuer's pre-established peer group at designated measurement periods. 2,479 restricted stock units vested pursuant to the award on April 3, 2026.

3. On April 3, 2023, the reporting person was granted 2,228 restricted stock units scheduled to vest in three approximately equal annual installments on the first, second, and third anniversaries of grant, subject to the reporting person's continued employment and certain other conditions.

4. Not applicable.

	/s/ Leah E. Hutton, Attorney-in-Fact for J. Andrew Peach	04/07/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transactions did ONITY GROUP INC. (ONIT) report for James Andrew Peach?

The filing shows James Andrew Peach exercised or converted 3,222 restricted stock units into common stock, then recorded issuer-related dispositions, leaving him with 1,729 directly owned common shares. All transactions occurred on April 3, 2026 and were reported as compensation-related, not open-market trades.

How are ONITY GROUP INC. (ONIT) restricted stock units settled for James Andrew Peach?

Each restricted stock unit entitles Peach to a cash payment equal to ONIT’s closing share price on the vesting date. For the April 3, 2026 vesting, the relevant closing price was $39.67 on April 2, 2026, the last trading day before the vesting date.

What performance-based restricted stock unit award did ONIT grant to James Andrew Peach?

On April 3, 2023, Peach received 2,228 restricted stock units subject to a performance-based condition and time vesting. Between 0% and 200% of this target could vest based on absolute total shareholder return versus a peer group. Ultimately, 2,479 units vested on April 3, 2026 under this award.

What time-based restricted stock unit award did ONIT grant to James Andrew Peach?

On April 3, 2023, Peach was also granted 2,228 restricted stock units scheduled to vest in three approximately equal annual installments. Vesting depends on his continued employment and certain other conditions, providing a multi-year incentive aligned with his ongoing service to the company.

Did James Andrew Peach buy or sell ONITY (ONIT) stock on the open market?

The transactions reported use codes for derivative exercises and dispositions to the issuer, all at $0.00 per share. The filing does not show any open-market purchases or sales; instead, it reflects vesting and settlement of restricted stock unit awards as part of his compensation.

How many ONITY GROUP INC. shares does James Andrew Peach hold after these Form 4 transactions?

Following the reported April 3, 2026 transactions, Peach directly owns 1,729 shares of ONITY common stock. This figure reflects his position after exercising restricted stock units and recording issuer-related dispositions associated with those equity awards.